Mountain Views News, Pasadena Edition [Sierra Madre] Saturday, December 24, 2016

THE GOOD LIFE

8

Mountain Views-News Saturday, December 24, 2016 

SENIOR HAPPENINGS

HOW TO SPOT AND FIX MEDICAL BILLING MISTAKES


Dear Savvy Senior,

After a recent hospital stay, I have a stack of confusing 
medical bills at home I need to decipher. I’ve heard these bills 
frequently contain mistakes. How do I spot them to ensure 
I’m not paying more than I need to be?

Cautious Carol



Dear Carol,

Medical billing errors and overcharging is not uncommon. 
According to the American Medical Association, 7 percent 
of medical bills in 2013 had errors, and other groups 
estimate that figure to be much higher. Unfortunately, 
untangling those mistakes is almost always up to you. Here 
are some tips and tools that can help. 



Check For Errors

To help you get a grip on your medical bills and check 
for errors, you need to familiarize yourself with what 
your insurance does and doesn’t cover. Then you need 
to carefully review the explanation of benefits from your 
insurer, and the invoices you receive from your doctor, 
hospital and/or outpatient facility providers. 

 These invoices need to be itemized bills detailing the 
charges for every procedure, test, service and supply you 
received. If you didn’t receive an itemized invoice, request 
it from your health care providers. And if the invoices 
contain any confusing billing codes or abbreviations that 
you don’t understand, ask them for an explanation. You 
can also look up most medical billing codes online by 
going to any online search engine and typing in “CPT” 
followed by the code number.

 Once you receive and decode the invoices, keep your 
eyes peeled for these mistakes: 

·Typos: Incorrect billing codes, a misspelled name or a
wrong policy number.

·Double billing: Being charged twice for the same
services, drugs, or supplies. 

·Canceled work: Charging for a test your doctor ordered, 
then canceled.

·Phantom services: Being charged for services, test or
treatments that were never received. 

·Up-coding: Inflated charges for medications and
supplies. 

·Incorrect length of stay: Most hospitals will charge
for the admission day, but not for day of discharge. Be sure 
you’re not paying for both.

·Incorrect room charges: Being charged for a private
room, even if you stayed in a semi-private room. 

·Inflated operating room fees: Being billed for more
time than was actually used. Compare the charge with 
your anesthesiologist’s records.

 To make sure the charges on your bill are reasonably 
priced, your insurance provider may offer an online 
price transparency tool, or use the Healthcare Blue Book 
(healthcarebluebook.com) or Guroo (guroo.com). These 
are free resources that let you look up the going rate of 
many procedures, tests or services in your area. 



Make Corrections

If you find errors or have questions about charges, contact 
your insurer and your health care provider’s billing office. 
When you call, be sure you write down the date, time and 
name of the person you speak to and a summary of the 
conversation, in case you need to refer back to it at a later 
time. 



If there’s a billing code error or some other mistake that’s 
easily correctable, ask your health care provider to resubmit 
a corrected claim to your insurance company. 



Get Help

If you aren’t able to resolve the dispute on your own, you 
may want to consider hiring a medical billing advocate 
to work on your behalf. To find someone, try sites like 
billadvocates.com or claims.org. Most advocates charge an 
hourly fee – somewhere between $50 and $200 per hour – 
for their services, or they may work on a contingency basis, 
earning a commission of 25 percent to 35 percent of the 
amount they save you. 

 If you’re a Medicare beneficiary, another resource is your 
State Health Insurance Assistance Program (SHIP). They 
provide free counseling and can help you understand your 
medical bills and Medicare coverage. To find a local SHIP 
counselor visit shiptacenter.org, or call 800-633-4227. 



Send your senior questions to: Savvy Senior, P.O. Box 5443, 
Norman, OK 73070, or visit SavvySenior.org. Jim Miller is 
a contributor to the NBC Today show and author of “The 
Savvy Senior” book.

HAPPY BIRTHDAY! …December Birthdays*

Pat Karamitros, Joan Hufnagel, Mary Alice Cervera, Carol Horejsi, Shirley Anhalt, 
Mignon Grijalva, Helen Reese, Levon Yapoujian, Toni Buckner, Lottie Bugl, Pat 
McGuire, Sheila Wohler, Nan Murphy, Eleanor Hensel, Sylvia Curl, Elizabeth Levie, 
Gayle Licher, Cindy Barran, and Melissa Stute. 

*To add your name to this distinguished list, please call the paper at 626.355.2737.
YEAR of birth not required but you must be over 60.

...................................................................

ACTIVITIES: Unless listed differently, all activities are at the Hart 
Park House (Senior Center) 222 W. Sierra Madre Blvd., Sierra Madre

 



 YWCA San Gabriel Valley - Intervale Senior Cafe 

Seniors 60 years of age and up can participate in the YWCA Intervale daily lunch program held at the 
Hart Park House Senior Center. Meals are served Monday through Friday at 12:00 pm and participants 
are encouraged to arrive by 11:45 am. Meals are a suggested donation of $3.00 for seniors 60 and over 
or $5.00 for non-senior guests. Daily reservations are necessary, space is limited. Please reserve your 
lunch by calling 626-355-0256.

Tech Talk: Will resume in the fall. 

Hawaiian and Polynesian Dance Class: Every Tuesday morning from 10:00 - 11:00am. Join instructor 
Barbara Dempsey as she instructs you in the art of hula. 

Bingo: Every Tuesday beginning at 1:00 pm. Cards are only $0.25 each! Everyone is welcome to join. 
May be cancelled if less than 5 people. 

Free Blood Pressure Testing: 2nd Tuesday of the month from 11:00am - 12:00 pm. No appt. necessary. 

Chair Yoga: Mondays and Wednesdays from 11:00 - 11:45am. A suggested donation of $5 at one of the 
classes is requested, but is not required. 

Case Management: Meets the second Thursday of the month. Case Management services are provided 
by the YWCA and provide assistance in a variety of areas. Appointments are required and can be 
scheduled by calling the HPH Office at 626-355-7394. 

Birthday Celebrations: Every second Thursday of the month at the Hart Park House. The free birthday 
cake is provided by the Sierra Madre Civic Club. 

 Game Day: Every Thursday starting at 12:00 pm. (Please note the time change.) A regular group of 
seniors play poker. Other games available for use. 

 Free Strength Training Class: Every Friday from 12:45 - 1:30 pm with Lisa Brandley. The class utilizes 
light weights for low impact resistance training. All materials for the class are provided. 

Senior Club: Every Saturday at the Hart Park House Senior Center. Brown bag lunch at 11:30am. 

SENIOR EXCURSION - 

Proposed 2017 Trips

JanuaryThe Broad Museum (Sold Out)

FebruarySt. Sophia’s Cathedral

MarchWalt Disney Concert Hall

AprilTanaka Farm Strawberry Tour

MayThe Getty Villa

JuneGuided Dogs of America and The Wildlife Learning Center

JulyGardens of the World

AugustGondola Getaway

September Riley’s at Oak Glen

November Japanese American National Museum

December Mission Inn

Excursion Refund Policy

Notification of the cancellation must be made at least 3 business days before the excursion. A refund 
will only be issued; 1) for medical excuse or 2) if the Department is able to fill the patron’s spot from 
a waiting list. This refund will be issued in the form of a credit which will be applied to the patron’s 
account with the City, less a $13 Cancellation Fee. The credit will remain on your account for one 
year from the date issued and the credit may be used for any program or service offered by the 
Library & Community Services Dept.


Here’s STRYDER, in his Christmas picture, waiting 
for Santa to hurry up and find him a new home. He’s 
our 3-legged, FIV+ boy, age 2, and a total sweetheart. 
Will someone please find it in your heart to adopt 
this affectionate lap cat? All he wants is love & 
cuddles, & maybe another nice kitty or two. He is 
very loving and playful, but will be a bit shy at first. 
He gets along very well with other kitties. Technically, 
he is considered 
special needs, but 
in all actuality, he 
is fine on 3 legs, is 
otherwise healthy 
and needs no 
meds. We call him 
“Easy Stryder.” 
His foster home 
ends soon, so 
this sweet boy is 
looking for his 
forever home, 
where he will 
be treasured and 
safe, all the rest 
of his life. There 
are more pictures 
of him, and his 
latest video, on our 
website, at www.
lifelineforpets.org. 

Lifeline for Pets 
is a small no-
kill rescue. We show some cats most Sunday 
afternoons at Petsmart, 3347 E. Foothill Blvd. in 
Pasadena, 12:30-3:30. NOTE: We will resume 
showing on Jan. 8, but we can still do a Meet & Greet-
Call 626-676-9505 or visit www.lifelineforpets.org 
for adoption info.

Adoption fee is $100, which includes spay, microchip, 
exam & vaccine. Our cats are negative FELV/FIV 
unless otherwise indicated. 

Sorry, we are not accepting cats at this time.

GOOD NEWS: Buzz & Bo Peep have been adopted!


Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com