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Mountain Views-News Saturday, June 24, 2023
SENIOR HAPPENINGS
SAFE PATH FOR SENIORS
Steve Sciurba, Senior Placement Specialist
There are many reasons in working with Safe Path
for Seniors, we will assess your loved ones and make
recommendations depending on care needs and
budget.
With our many years of experience, we will make an
informed recommendation.
We work with large communities to the small 6-bed,
board & care residential homes.
You will tour with an experienced consultant who will
work with you through the entire process. from selecting
the right living environment to all of the necessary
paperwork involved.
The good news is that there is no cost for this service.
If you have any questions about placing a loved one,
visit our web site:
www.safepathforseniors.com
or call Steve at 626-999-6913
HAPPY BIRTHDAY! …JUNE Birthdays*
Joanne Thrane, Nellie Haynes, Dorothy McKay, Diane Hatfield, Georgette
Dunlay, Elizabeth Shula Donna Doss, Mary Carney, Carol Handley, Marilyn
McKernan, Pat Fujiwara, John Shier, Beth Smith-Kellock, Ann Disbrow,
Joan Ellison, Anne Montgomery, Trini Ornelas, Martha Spriggs, Pat Starkey,
Kathleen Coyne, Suzanne Decker, Jacque Persing, Jeanne Peterson, Roxana
Dominguez, Carolyn Lanyi, Claire McLean and Grace Sanders . * To add your name to this
distinguished list, please call the paper at 626.355.2737. YEAR of birth not required
SENIOR CLUB Every Saturday at Noon Hart Park House
Open to all seniors 50+ Fun - Games - And More! Call Mark at 626-355-3951
SENIOR GAME TIME
1st & 3rd Wednesdays 11:00 am— 12:30 pm Hart Park House
Choose from a variety of games to play! Cards, Bridge, Dominos, Chess, Checkers,
Board Games $ More.
TEA AND TALK BOOK CLUB
Wednesday, 6/14 and 6/18 9:00 am Hart Park House
Tea and Talk, meets twice a month to discuss the fun, suspense, intrigue, love and so
much more that each selection will have in store!
HULA AND POLYNESIAN DANCE
BEGINNERS - Every Thursday 10-11:00 am
INTERMEDIATE Every Friday 10-11:00 am
Bring a lei, your flower skirt or just your desire to dance! Hula in the Park is back and
waiting for you to join in on all the fun! Memorial Park Covered Pavilion.
CHAIR YOGA
Every Monday and Wednesday 10-10:45 am
Please join us for some gentle stretching, yoga, balance exercise and overall relaxation
with Paul. Classes are ongoing and held in the Memorial Park Covered Pavilion or the
Hart Park House.
BEST MEAL DELIVERY SERVICES FOR SENIORS WHO DON'T COOK
Dear Savvy Senior:
Can you recommend some good healthy meal delivery
options for seniors who don’t cook or get out much? My
80-year-old father, who lives alone, has a terrible diet and
I worry about his health. Concerned Daughter
Dear Concerned:
There are actually a wide variety healthy meal delivery
options that can help non-cooking seniors who live at
home. Here are several top options to check into.
Community-Based Programs
A good place to start, is to find out if there’s a senior
home delivery meal program in your dad’s area. Meals
on Wheels is the largest program that most people are
familiar with, but many communities offer senior meal
delivery programs sponsored by other organizations
that go by different names.
To find services available in your dad’s area, visit
MealsOnWheelsAmerica.org, which offers a comprehensive
directory on their website, or call the area aging
agency near your dad. Call the Eldercare Locator at 800-
677-1116 to get the local number.
Most home delivered meal programs across the U.S.
deliver hot meals daily or several times a week, usually
around the lunch hour, to seniors over age 60 who have
problems preparing meals for themselves, as well as
those with disabilities. Weekend meals, usually frozen,
may also be available, along with special diets (diabetic,
low-sodium, kosher, etc.).
Most of these programs typically charge a small fee
(usually between $2 and $9 per meal) or request a donation,
while some may be free to low-income seniors who
qualify for Medicaid. There are also some Medicare Advantage
plans that cover limited meal service benefits.
Meal Delivery Service Companies
Another great option for your dad is to order him
some pre-made meals online from a meal delivery service
company. These companies provide a wide variety
of tasty meal choices and will usually post the nutrition
information for their meals right on their website.
Most companies will also cater to a host of dietary and
medical needs, such as low-sodium and low-carb meals,
diabetic meals, gluten-free, dairy-free, and vegetarian
options. Plus, the ordering process is very easy.
Depending on the company you choose, the food arrives
either fresh or frozen and most deliver all across
the U.S. Prices generally start at around $8 to $13 per
meal, plus shipping, however many companies provide
discounts or free shipping when you order meals in bulk.
And most companies work with Medicaid and some
Medicare Advantage plans to help reduce costs.
Some of the best meal delivery companies for older
adults, as rated by Verywell Health for 2023 include:
Best Variety: Magic Kitchen (magickitchen.com)
Best Value: Mom’s Meals (momsmeals.com)
Best for Nutrition Consultation: BistroMD
(bistromd.com)
Best Plant-Based Meals: Mosaic (mosaicfoods.com)
Best Gluten-Free: ModifyHealth
(modifyhealth.com)
Best Chef-Prepared: CookUnity (cookunity.com)
Best for Customization: Snap Kitchen
(snapkitchen.com)
For more information on this list and their testing
methodology, visit VerywellHealth.com and search
“Best Meal Delivery Services for Seniors.”
Grocery Stores and Restaurants
Depending on where your dad lives, he may also be
able to get home delivered meals from local grocery
stores or restaurants. Some grocery stores offer a selection
of pre-cooked meals and foods, including roasted
chicken, mashed potatoes, and fresh soups and salads.
Contact the grocery stores in your dad’s area to inquire
about this option. Or check with some of his favorite restaurants
to see if they offer home delivery, or he could
use a restaurant delivery service like UberEats.com,
DoorDash.com or GrubHub.com.
Send your senior questions to: Savvy Senior, P.O. Box
5443, Norman, OK 73070, or visit SavvySenior.org. Jim
Miller is a contributor to the NBC Today show and author
of “The Savvy Senior” book.
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
I'M TOO SMART TO BE STUPID
FAMILY MATTERS
3 REASONS WHY SINGLE FOLKS WITH
NO CHILDREN NEED AN ESTATE PLAN
After being married for over 50 years, my wife, The Gracious Mistress of
the Parsonage, knows more about me than I know about myself. At least,
that's the perception I get from her actions.
It must be true when she says something about me, and I won't challenge her with anything
she says. I have a Ph.D. (Pretty Hard Dude) in the husbandology field. I can take
anything she throws at me.
Recently we were watching TV, and the news had an outlandish story. Looking at my wife,
I said, "I sure hope I'm not that stupid."
Of all the times to be stupid, I chose the right time.
Looking at me, she said, "Well, my dear, my opinion is that you are too smart to be that
stupid."
I did not think I heard what I heard, so I asked her to repeat it.
"You heard me. You just want to hear it again," she said laughingly.
It was just the beginning of a new chapter, and I wasn't sure where it was going.
One day this past week, we drove across town, and the traffic was rather crazy. Cars were
weaving in and out and racing down the street. Then a motorcycle passed, weaving in and
out of the traffic.
Looking at me, my wife smiled and said, "At least you're too smart to be that stupid."
With a nod of agreement, I smiled as we continued our journey. I'm not sure what's happening,
but that phrase is ringing in my head like no other phrase I've heard before. The
fact that my wife of 50 years thinks I'm too smart to be stupid has to have some credibility.
I've been thinking of ways to use this to my advantage. I've never had such an advantage,
so I need to be very careful about how to use it. For example, I need to be able to use it in
such a way that The Gracious Mistress of the Parsonage doesn't recognize my advantage.
I was smiling as I thought about this because I would have a great victory if I could pull
this one over on my wife. The problem is, if I do have this victory, how can I celebrate it
without giving myself away? After all, she said I was too smart to be stupid.
To process my plan, I needed to have her repeat what she said, so as we were driving, I
pointed to one driver and said, "I hope I'm not that stupid."
"Remember what I said," she chuckled, "you're too smart to be that stupid."
Smilingly I thanked her, and we continued driving while I looked for something stupid
to call her attention. By the time we got to our destination, I had found about three incidences
of stupidity, and for all three, I got her to tell me that she thought I was too smart
to be that stupid.
I can't relay how wonderful it was to hear that phrase. I need to be able to develop more
ways in which to hear her say that without showing my hand. I don't often get compliments
like this, so I will try to plan it out carefully.
Just before we got home, we saw someone doing something more crazy than I had ever
seen. Not thinking too much, I said, "I hope I'm not that crazy."
Smiling at me, she said, "My dear, I said you were too smart to be stupid but not crazy."
At the time, I didn't quite understand what she was saying, but as I thought about it, I was
concerned about what she thought I was doing that was crazy. Now if I was in my right
mind, and be-lieve me, I have no mind left, I would ask her what she meant by being crazy.
If I asked that, I was sure she would tell me, and when she told me, I was sure I would not
be a happy camper. It's very obvious through time that her idea of crazy and my idea of
crazy are certainly not twins.
I think crazy is something people do that makes them look foolish. That's what I would
think, but then if that's what she thinks, then she doesn't think I'm not smart enough to be
crazy. As I was thinking about that, my brain went into an ultra-crazy mode. I had to be
careful in case some of that crazy seeped out, and my wife saw it.
I thought maybe I could trick her into describing it to me, so I asked, "When have you seen
me acting crazy?"
She laughed like I'd never heard her laugh in a long time. At the time, I didn't understand
what she was laughing about, and then she told it.
"Oh my dear," she said, taking a deep breath, "when you are acting crazy, believe me, you
are not acting."
I had to think about that for a long time. So if I had to choose between "crazy" and "stupid,"
my best choice would be crazy.
Later as I reflected on this I remembered what Solomon said. "The way of a fool is right
in his own eyes: but he that hearkeneth unto counsel is wise. A fool's wrath is presently
known: but a prudent man covereth shame" (Proverbs 12:15-16).
I'm going to commit myself to hearken unto some wise thinking to cover my shame.
Dr. James L. Snyder lives in Ocala, FL with the Gracious Mistress of the Parsonage. Telephone
1-352-216-3025, e-mail jamessnyder51@gmail.com, website www.jamessnyderministries.
com.
The fact is
that many
people
who are
single
without
children
will eventually
marry or
form other
relationships.
In
addition,
many parents
are single yet have children. Yet,
for other young adults, staying single
and childless is a matter of choice. And
if trends hold, the number of single,
childless households is likely to increase
in the coming years.
While most adults don’t take estate
planning as seriously as they should,
if you are single with no children, you
might think there’s really no need for
you to worry about creating an estate
plan. But this is a huge mistake. In
fact, it can be even MORE important
to have an estate plan if you are single
and childless.
If you are single without kids, you face
several potential estate planning complications
that aren’t an issue for those
who are married with children. And
this is true whether you’re wealthy or
have very limited assets. Indeed, without
proper estate planning, you’re not
only jeopardizing what wealth and
assets you do have, but you’re putting
your life at risk, too. And that’s not
even mentioning the potential conflict,
mess, and expense you’re leaving
for your surviving family and friends
to deal with if something unexpected
happens to you.
If you’re single and childless, consider
these three inconvenient truths before
you decide to forego estate planning.
1.Someone Will Have to Handle Your
Stuff
Whether you’re rich, poor, or somewhere
in between, in the event of your
death, everything you own will need to
be located, managed, and passed on to
someone, which can be a massive undertaking
in itself—one that few families
are properly prepared for.
In fact, following a loved one’s death,
American families spend an average of
500 hours and $12,700 over an average
of 13 months (20 month if probate
is required) to finalize their deceased
loved one’s affairs and settle their estate,
according to the first annual Cost
Of Dying report released this March
by tech startup Empathy in partnership
with Goldman Sachs.
On top of the logistical complications
involved with finalizing your affairs,
without a clear and comprehensive
estate plan, including at least a will
–and often a trust - your assets may
have to go through the court process
of probate, where a judge and state law
control who gets everything you own.
And in the event no family steps forward,
your assets can become property
of the state.
Why give the state everything you
worked to build? And even if you have
little financial wealth, you undoubtedly
own a few sentimental items,
maybe even including pets, that you’d
like to pass to a close friend or favorite
charity.
It’s rare for someone to die without
any family members stepping forward.
It’s far more likely, however,that
some relative you haven’t spoken with
in years will come out of the woodwork
to stake a claim. Without a will
or trust, state intestacy laws establish
which family member has the priority
inheritance. If you’re unmarried
with no children, this hierarchy typically
puts parents first, then siblings,
then more distant relatives like nieces,
nephews, uncles, aunts, and cousins.
Depending on your family, this could
have a potentially troubling—and even
deadly—outcome. For instance, what
if your closest living relative is your
estranged brother with serious addiction
issues? Or what if your assets are
passed on to a niece with poor money-
management skills, who is likely to
squander her inheritance?
And if your estate does contain significant
wealth and assets, this could
lead to a costly and contentious court
battle, with many of your relatives
hiring expensive lawyers to fight over
your estate. In the end, this could tear
your family apart, while making their
lawyers rich—all because you didn’t
think you needed an estate plan.
I’m sure that’s not what you want. But
unfortunately, I see it happen all the
time.
2.Someone Will Have Power Over
Your Healthcare
Estate planning isn’t just about passing
on your assets when you die. In
fact, some of the most critical aspects
of estate planning have nothing to do
with your money at all, but are aimed
at protecting you while you’re still very
much alive.
Proactive planning allows you to
name the person you want to make
healthcare decisions for you in the
event you are incapacitated and unable
to make such decisions yourself. This
is done using an estate planning tool
known as a medical power of attorney.
For example, without a medical power
of attorney in place, if you’re incapacitated
due to a serious accident or
illness and unable to give doctors permission
to perform a potentially risky
medical treatments, it would be left up
to a judge to decide who gets to make
that decision on your behalf.
If you have a romantic partner but
haven’t granted him or her medical
power of attorney, the court will likely
have a family member, not your partner,
make those decisions. And that
person may make decisions contrary
to what you or your partner would
want.
And if you don’t want your estranged
brother to inherit your assets, you
probably don’t want him to have the
power to make life-and-death decisions
about your medical care, either.
But that’s exactly what could happen if
you don’t put a plan in place.
Furthermore, your family members
who have priority to make decisions
for you could keep your dearest friends
away from your bedside in the event of
your hospitalization. Or family members
who don’t share your values about
the type of food you eat, or the types
of medical care you receive, could be
the one’s making decisions about how
you’ll be cared for.
To address these issues, you need to
implement an estate planning tool that
provides specific guidelines detailing
exactly how you want your medical
care to be managed during your incapacity,
including critical end-of-life
decisions. This is done using an estate
planning vehicle known as a living will.
Bottom line: If you are single with no
kids, you need to create an estate plan
to name healthcare decisions-makers
for yourself and provide instructions
on how you want those decisions made
should you ever become incapacitated
and unable to make those decisions
yourself.
3.Someone Will Get Power Over Your
Finances
As with healthcare decisions, if you
become incapacitated and haven’t legally
named someone to handle your
finances while you’re unable to do so,
the court will pick someone for you.
The way to avoid this is by granting
someone you trust durable power of
attorney.
A durable power of attorney is an
estate planning vehicle that gives the
person you choose the immediate authority
to manage your financial, legal,
and business affairs if you’re incapacitated.
This agent will have a broad
range of powers to handle things like
paying your bills and taxes, running
your business, collecting your Social
Security benefits, selling your home,
as well as managing your banking and
investment accounts.
Without a signed durable power of
attorney, your family and friends will
have to go to court to get access to your
finances, which not only takes time
and money, but it could lead to the
mismanagement—and even the loss—
of your assets should the court grant
this authority to the wrong person.
What’s more, the person you name
doesn’t have to be a lawyer or financial
professional; it can be anybody
you choose, including both family and
friends. The most important aspect
of your choice is selecting someone
who’s imminently trustworthy since
they will have nearly complete control
over your finances while you remain
incapacitated.
Don’t Leave So Much At Risk
Given these potential risks and costs
for yourself and those you care about,
it would be foolhardy to ignore or put
off these basic estate planning strategies
just because you if you are single
and without kids . Identifying the right
estate planning tools is easy to do, and
it begins with a consultation with a
qualified estate planning attorney who
will consider everything you own and
everyone you love, and guide you to
make informed, educated, and empowered
choices for yourself and your
loved ones.
In the end, it will likely take just a few
hours of your time to make certain that
your assets, healthcare, and finances
will be managed in the most effective
and affordable manner possible in the
event of your death or incapacity. Don’t
leave your life and assets at risk or leave
a mess for the people you love; get your
estate planning handled today.
Marc Garlett, Esq.
Cali Law Family Legacy Matters
www.caliLaw.com
626.355.4000
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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