Mountain Views News, Sierra Madre Edition [Pasadena] Saturday, December 23, 2017

MVNews this week:  Page B:2

Mountain Views-News Saturday, December 23, 2017 
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: Website: 
Jeff’s Book Pics By Jeff Brown 
All Things By Jeff Brown 
The latest on Business News, Trends and 
By La Quetta M. Shamblee, MBA 
There are many tools that can be used when putting 
together your estate plan. One such tool is a trust. 
A trust is a fiduciary arrangement, established by a 
someone (known as the grantor or trustmaker), giving a 
third party (known as a trustee) the authority to manage 
assets on behalf of one or more persons (known as a 
beneficiaries). Since every situation is different, there 
are a myriad of different types of trusts to ensure the best 
outcome for each beneficiary. One type of trust, known as a 
spendthrift trust, is commonly used to protect a beneficiary’s 
interest from creditors, a soon-to-be ex-spouse, or his or 
her own poor management of money. Generally, these 
trusts are created for the benefit of individuals who are not 
good with money, might easily fall into debt, may be easily 
defrauded or deceived, or have an addiction that may result 
in squandering of funds. 
Spendthrift Trust Basics 
Put simply, a spendthrift trust is for the benefit of someone 
who needs additional assistance managing or protecting his 
or her money. 
The spendthrift trust gives an independent trustee 
complete control and authority to make decisions on how the 
funds in the trust may be spent and what payments to or for 
the benefit of the beneficiary are necessary according to the 
trust document. Under a spendthrift trust, the beneficiary 
is prohibited from spending the money before he or she 
actually receives distributions. These restrictions prevent the 
beneficiary from squandering their entire interest or having 
it garnished by the beneficiary’s creditors. The trustee 
controls the assets in the trust, including managing and 
investing the funds, once the trust is made irrevocable. Most 
trusts become irrevocable after the grantor has passed, but 
some are irrevocable from the start. 
Creating a Spendthrift Trust 
A spendthrift trust is created essentially in the exact same 
manner as any other trust. However, the vital difference is 
that the spendthrift trust instrument must contain the right 
language to invoke the law’s protection. A knowledgeable 
estate planning attorney can provide guidance on how to 
best structure these provisions, so the trust meets your 
family’s needs. 
Like any trust, the benefits of a spendthrift trust can help 
avoid the delay and expense of probate as well as provide 
tax benefits and peace of mind. In fact, a spendthrift trust is 
an invaluable tool in protecting your heirs inheritance and 
ensuring your loved ones will be taken care of after your 
Merry holidays to you and yours! 
Dedicated to empowering your family, building your 
wealth and creating your legacy, 
A local attorney and father, Marc Garlett is on a mission to 
help parents protect what they love most. His office is located 
at 49 S. Baldwin Ave., Ste. G, Sierra Madre, CA 91024. 
Schedule an appointment to sit down and talk about ensuring 
a legacy of love and financial security for your family by 
calling 626.587.3058 or visit for more 
His office is located at 49 S. Baldwin Ave., Ste. G, Sierra 
Madre, CA 91024. Schedule an appointment to sit down 
and talk about ensuring a legacy of love and financial 
security for your family by calling 626.587.3058 or visit www. for more information. 
The Christmas Train by David 
One of America’s most critically 
acclaimed storytellers, David 
Baldacci has enthralled millions 
with his popular novels. Showcasing 
his remarkable versatility, Baldacci 
gift-wraps a beloved holiday 
classic...Disillusioned journalist 
Tom Langdon must get from 
Washington, D.C., to L.A. in 
time for Christmas. Forced to travel 
by train, he begins a journey of rude 
awakenings, thrilling adventures, 
and holiday magic. He has no idea 
that the locomotives pulling him 
across America will actually take 
him into the rugged terrain of his 
own heart, as he rediscovers people’s 
essential goodness and someone very 
special he believed he had lost. David 
Baldacci’s The Christmas Train is 
filled with memorable characters who 
have packed their bags with as much 
wisdom as mischief...and shows how 
we do get second chances to fulfill our 
deepest hopes and dreams, especially 
during this season of miracles. 
Snowmen at Christmas by 
Caralyn Buehner (Author), 
Mark Buehner (Illustrator) 
Snowmen at Night shared with us 
the magical, slip-sliding adventures 
of snowmen after dark . . . but have 
you ever wondered what snowmen 
do for Christmas? Well, now’s 
your chance to find out! The 
snowmen are back, and this time 
they’re celebrating Christmas— 
the snowman way!This snappy 
and entertaining companion to 
the New York Times bestseller 
Snowmen at Night depicts all the 
best parts of the holiday, replete 
with icy treats and a snowman 
Kris Kringle.Told in the same 
bouncy verse as the original, the 
book is perfect for a snowy evening 
The Christmas Miracle of 
Jonathan Toomey by Susan 
Wojciechowski (Author), P.J. 
Lynch (Illustrator) 
“The tale is unfolded with such 
mastery, humor, and emotional 
force that we are entirely within its 
power.” —The New York Times Book 
Review.Jonathan Toomey is the best 
woodcarver in the valley, but he is 
always alone and never smiles. No 
one knows about the mementos of 
his lost wife and child that he keeps 
in an unopened drawer. But one early 
winter’s day, a widow and her young 
son approach him with a gentle 
request that leads to a joyful miracle. 
The moving, lyrical tale, gloriously 
illustrated by P.J. Lynch, has been 
widely hailed as a true Christmas 
You are Consciousness. You are that in which all 
appears. World, body, thoughts – all appear in you. 
You are not to be found as separate from anything. You 
are the source and appearance of all that is . You need 
not go anywhere or do anything for this to be obvious. 
It is the most obvious thing. You are always overlooking 
it, taking it for granted. All appears in awareness, 
ordinary awareness now, which is the ground of all that 
is, including this present experience. Simple awareness 
is the common factor to all experience. Just see that 
you are simply present. Nothing else is ever happening. 
See that all arises and falls in present awareness. People 
pass, clouds are going by, conversations are going on, 
thoughts appear. All unfolds in present awareness. 
Within awareness, you are appearing to yourself as 
everything. People, thoughts, worlds, universes, life, 
death – all take place in you. Identification as an 
ordinary human individual takes place in you. You 
are the source and appearance of all. All experience 
appears in you. There is only the present appearance of 
everything in and as awareness. Any ‘enlightenment’ 
experience is merely another modification of experience 
in awareness. You need not attempt any transcendence 
or annihilation of individuality, ego, or anything 
else. All of that appears in ordinary awareness. This 
experience now, however ordinary or extraordinary, is 
the content of awareness. Nothing whatsoever needs 
to change, there is nothing to get or realise. You are 
Consciousness, aware and appearing as everything. 
There is awareness right now – whatever the content. 
Awareness and content. Ocean and waves. The ebb and 
flow of life. This is it now. You are it. 
Entrepreneurs and small business owners are 
the engines that drive the economy. The list of 
successful ventures and contrasting business failures 
continues to grow each year. New businesses open 
in cities across America everyday. Some are able to 
weather all of the unforeseen challenges of starting 
a new venture, and others watch their dreams fizzle 
before their eyes. One of the primary factors that 
distinguishes the two outcomes is summed up in the 
following quote: 
“Do more than is required. What is the distance 
between someone who achieves their goals 
consistently and those who spend their lives and 
careers merely following? The extra mile.” - Gary 
Ryan Blair 
Aside from raising children, starting and running 
a successful business is one of the hardest things 
anyone will ever do. Dreamers only dream, but 
the dreams of entrepreneurs give birth to ideas that 
drive the economy. Whether it involves purchasing a 
franchise or existing business, or starting a business 
from scratch, entrepreneurs give birth to ideas that 
create revenue, jobs and economic activity. 
People who work for themselves often work much 
more than a typical forty hour work week, but the 
tradeoff of being one’s own boss is the satisfaction 
that can turn hours into minutes. Entrepreneurs 
don’t have the Monday morning dread of starting the 
preverbal countdown to Friday afternoon as soon as 
the workweek begins. When you love what you do, 
it’s just doesn’t feel so much like work. 
In recent years, I’ve met a growing number of 
professionals who have been “displaced” from their 
full-time careers as a result of corporate downsizings 
and mergers that have resulted in wave after wave of 
layoffs. Those that embrace this major change with 
a “glass half full” perspective are sometimes drawn 
into the entrepreneurial arena. They view their job 
loss as part of a grander plan of “one door closing 
for another to open” and more and more of them are 
realizing they have interest in walking through the 
newly opened door. 
Your idea or product may become the next 
million-dollar feature story, or it may at least result 
in a secondary income source that pays for the kid’s 
college tuition or family vacation. 
Thousands of Americans who survived the past 
year as entrepreneurs are poised to make bigger and 
better things happen in the upcoming year. Those 
who have continued to sit on the sidelines dreaming, 
contemplating and procrastinating are no closer to 
realizing the benefits of answering the inner call to 
“do one’s own thing”. If the call to try something 
daring and different continues to ring in your head, 
it may be time for you to move beyond your fear and 
give it your best shot. 
Podley Top Producer 2015 & 2016 
Diane Hatfield 
30 N. Baldwin Avenue 
Sierra Madre 91024 
Wishing You and Your Family 
a Very Merry Christmas!