Mountain Views-News Saturday, December 25, 2021
DECIPHERING SENIOR HOUSING OPTIONS
Dear Savvy Senior:
Can you decipher the different types of housing options available to seniors, and recommend some good resources
for locating them? I need to find a place for my elderly mother and could use some help.
Overwhelmed Daughter
Dear Overwhelmed:
There’s a wide array of housing options available to se
niors, but what’s appropriate for your mom will depend
on her needs and financial situation. Here’s a rundown
of the different levels of senior housing and some re
sources to help you choose one.
Independent living: If your mom is in relatively good
health and self-sufficient, “independent living communities”
are a top option that can offer a sense of community.
Typically available to people over age 55, this type of senior housing is usually apartments or town
homes that are fully functional. In addition, many communities also offer amenities such as meals served in a
common dining area, housekeeping, transportation and a variety of social activities.
To locate this type of housing, contact your Area Agency on Aging (call 800-677-1116 to get your local number),
or use an online search tool like Caring.com. Most of these communities are private pay only and can
vary greatly in cost ranging anywhere from $1,500 to $6,000 per month.
Assisted living: If your mom needs some help with daily living chores, she’ll probably need an “assisted living
facility.” These facilities provide help with the activities of daily living – like bathing, dressing, eating, going
to the bathroom – as needed, as well as meals, housekeeping, transportation, social activities and medication
management. Many facilities also offer special “memory care units” for residents with dementia.
Costs for assisted living usually run between $3,000 and $6,000 per month depending on location and services
needed. Most residents pay for assisted living from personal funds, while some have long-term care insurance
policies. And many state Medicaid programs today also cover some assisted living costs for financially eligible
residents.
Another similar, but less expensive option to look into is “board and care homes.” These offer many of the
same services as assisted living facilities but in a much smaller home setting.
Your Area Aging Agency is again a good resource for finding assisted living facilities and board care homes,
as is Caring.com.
Nursing homes: If your mom needs ongoing medical and personal care or has very limited mobility, a nursing
home, which provides 24-hour skilled nursing care is the next option. To find a good one, use Medicare’s nursing
home compare tool at Medicare.gov/care-compare. This tool will not only help you locate nursing homes
in your area, it also provides a 5-star rating system on recent health inspections, staffing, quality of care, and
overall rating.
But be aware that nursing home care is very expensive, costing anywhere between $4,500 and $13,000 per
month for a semi-private room depending on where you live. Most residents pay from either personal funds,
a long-term care insurance policy or through Medicaid after their savings are depleted.
Continuing-care retirement communities (CCRC’s): If your mom has the financial resources, a “CCRC” is
another option that provides all levels of housing (independent living, assisted living and skilled nursing home
care) in one convenient location. But these communities typically require a hefty entrance fee that can range
from $20,000 to $500,000 or more, plus ongoing monthly service fees that vary from around $2,000 to over
$4,000. To search for CCRC’s visit Caring.com.
Need Help?
If you’re not sure what your mom needs, consider hiring an aging life care expert (AgingLifeCare.org) who
can assess your mom and find her appropriate housing for a fee – usually between $300 and $800. Or you can
use a senior care advising service like A Place for Mom (APlaceForMom.com) for free. They get paid from the
senior living facilities in their network.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim
Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
FAMILY MATTERS
By Marc Garlett
HOW TO PRESERVE YOUR FAMILY
LEGACY DURING THE HOLIDAYS
As you likely already know, but may not have given much thought about,
the inheritance you provide is so much more than the money you’ll leave behind. It also includes
your values, insights, stories, and experiences. And, while those things are such an important part
of your legacy, they are often lost because they aren’t intentionally preserved.
What I’ve discovered in helping my clients preserve their whole legacy, is that we can learn so much
more than expected -- about ourselves and our loved ones - when we ask the right questions.
So, this year, we invite you to ask your mother, father, and/or another loved one the 32 important
questions below that can teach you valuable lessons about love, life, and what matters most. And
don’t just ask them, record their answers to preserve your own Family Legacy.
Use these questions as a springboard and an engaging activity during the holidays with your loved
ones:
1. What comes to mind when you think about growing up in your hometown?
2. What did you love to do as a kid, before high school?
3. What did you love to do in high school?
4. What do you remember most about your teenage years?
5. What do you remember most about your mom (grandma)?
6. What was most important to her?
7. What do you remember most about your dad (grandpa)?
8. What was most important to him?
9. If Grandma and Grandpa had a message to pass along to the grandchildren, what
would it be?
10. How did you meet your spouse? How did you know (s)he was the one?
11. How did you choose your career? What was your favorite part about it?
12. What made you successful?
13. What did you believe about yourself that helped you become successful and deal with
hard times?
14. What times in your life truly “tested your mettle,” and what did you learn about yourself
by dealing (or not dealing) with them?
15. What three events most shaped your life?
16. What do you remember about when I was born?
17. Were you ever scared to be a parent?
18. What three words would you say represented your approach to parenting and why?
19. When you think about [sibling] how would you describe him/her?
20. What message do you have for [sibling] that you want him/her to always keep in mind?
[Do the last two questions above for each sibling in your family]
21. When you think about [spouse], how would you describe her/him?
22. What message do you have for [spouse] that you want her/him to always keep in mind?
23. What three words would you say best describe who you tried to be in life? How would you
like to be remembered?
24. What do you think your children and grandchildren should focus on professionally?
25. What have you learned about people in life?
26. What do you think the world needs more of right now?
27. What do you believe people want the most in life?
28. What were the three best decisions you ever made?
29. What are you most proud of?
30. What were five of the most memorable moments of your life?
31. What message would you like to share with your family?
32. What are you most thankful for?
These questions can reveal a wealth of valuable life lessons -family treasures to discuss and share
with generations to come. These non-material assets are so important. But also make sure your
family’s material assets are protected by a comprehensive estate plan. The material (financial) assets
are also important, so don’t neglect to secure them. Just keep in mind that you, and the generations
which came before you, are about so much more than only your economic position during life.
Take the time and make the intention to protect all your assets so you can preserve and pass on
your family legacy. That’s how real wealth is created and passed on from one generation to the next.
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …December Birthdays*
Maria Decker, Nancy Dorn, Prudence Levine Pat Karamitros, Joan
Hufnagel, Mary Alice Cervera, Carol Horejsi, Shirley Anhalt, Helen Reese,
Levon Yapoujian, Toni Buckner, Lottie Bugl, Sheila Wohler, Nan Murphy,
Eleanor Hensel, Sylvia Curl, Elizabeth Levie, Gayle Licher, Cindy Barran,
and Melissa Stute, Prudence Levin, Sheila Woehler. * To add your name
to this distinguished list, please call the paper at 626.355.2737. YEAR of birth not
required
SENIOR ACTIVITIES IN SIERRA MADRE
HOLIDAY LUNCHEON
Please join the Sierra Madre Senior Community Commission in the Hart Park
House Senior Center for the much anticipated Annual Holiday Luncheon. Meet our
Senior Commissioners as they assist with serving lunch and provide some holiday
cheer. Bring your festive spirit for a fun and lively game of bingo, your appetite for
a boxed lunch (by Nano Cafe) and door prizes. Staff will begin taking reservations
over the phone on December 2, 2021. Space is limited to 40 people so reserve your
spot! Please call 626-355-5278 with your reservation and sandwich choice. Turkey,
beef or tuna.
THE HART PARK HOUSE SENIOR CENTER IS OPEN!!!!
In house lunch dining service will not resume at this time. Access to the computer/
classroom is temporarily unavailable. All Classes and programs will maintain a distance
of 6 ft between participants. All equipment used will be sanitized after each
use before it is stored. Each participant is responsible for providing their own water,
masks and additionally needed supplies for each class. Please call the Community
Services Department at 355-7394 with any questions or concerns.
DOMINOES TRAIN GAME
Wednesday, 12/1, & 12/15 11:00 am— 12:30 pm Hart Park House The object of the
game is for a player to play all the tiles from their hand onto one or more trains,
emanating from a central hub or “station”. Call Lawren with questions that you may
have. Led by volunteer Loni.
PAINT PALS
Tuesday, 12/7, and 12/21, 10:00 am—Hart Park House If you enjoy painting, sketching,
water color, or making some other form of artistic creation please join our new
program, PAINT PALS!!! Bring a project that you are working on to the HPH and
enjoy some quality art time with other artists looking to paint with a new pal.
TEA AND TALK SENIOR BOOK CLUB
Wednesday, 12/7 & 12/21— 9:00 am Staff has launched a new book club series, Tea
and Talk, which meets twice a month to discuss the fun, suspense, intrigue, love and
so much more that each selection will have in store!
FIBER FRIENDS
Tuesday, 12/14 & Monday, 12/20 —10:00 am If you enjoy knitting, crocheting, embroidery,
needlepoint, bunka, huck, tatting or cross stitch then we have a group for
you! Bring your current project, a nonalcoholic beverage, then sit and chat with
likeminded fiber friends. We meet in the Hart Park House
CHAIR YOGA
Every Monday and Wednesday, 10-10:45 am Please join us for some gentle stretching,
yoga, balance exercise and overall relaxation with Paul. Classes are ongoing and
held in the Memorial Park Covered Pavilion.
HULA AND POLYNESIAN DANCE
Every Friday, 10-10:45 am Bring a lei, your flower skirt or just your desire to dance!
Hula in the Park is back and waiting for you to join in on all the fun! Memorial Park
Pavilion.
CITY HALL AND THE HART PARK HOUSE WILL BE CLOSED THURSDAY,
DECEMBER 23, 2021 - MONDAY, JANUARY 3, 2022
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
I WAS NAUGHTY AND DIDN'T KNOW IT!
Everybody has their own definition of what naughty is. So my great concern
is why we allow this man called Santa Claus from the North Pole to determine
who is naughty or nice? For some reason, I got on Santa’s naughty list
this year. You might ask, “How do you know that you’re on his naughty list?”
The answer to that is very simple, The Gracious Mistress of the Parsonage said to me this past
week, “I think you’re on Santa’s naughty list this year.” I don’t know how she knew that, but I
never question what she knows or doesn’t know. So if she says I’m on Santa’s naughty list, I am
for sure on Santa’s naughty list.
The problem is that she has a different definition of naughty than I do. Her definition of naughty
is eating apple fritters. My definition of naughty is eating broccoli. Right here, the Twain
shall never come together.
The only way that Santa could know that I have been naughty this past year is if he got the information
from The Gracious Mistress of the Parsonage. That in itself seems to me to be quite
naughty. But you didn’t hear it from me. If being naughty is eating an apple fritter, then I shall
be naughty till the day I die. After all, any Apple fritter is worth it.
That being settled, it is very clear that I know how to be naughty. The Apple fritter is just one
aspect of my naughtiness. So what I need to investigate is how in the world can I get on Santa’s
nice list? What can I do this coming year to guarantee a spot on that infamous list?
To be sure, I will not be asking The Gracious Mistress of the Parsonage because then she will
tell me, and I will be in deep trouble. I can almost hear what she would say in this regard. But I
need to figure out for myself what it really means to be nice. I thought I was a nice person, but
what I think doesn’t really matter. What can I do to be nice to the people around me? And if I
am nice to the people around me, will Santa notice? What can I do to get his attention? fter all,
this infamous character supposedly lives in the North Pole, so how would he know what I’m
doing way down here?
I spent some time the other day thinking about this and trying to come up with a list of things
I could do to reveal the nice quality of myself to people around me. After a couple of hours of
such meditation, I did not come up with a single thing I could do to reveal my niceness. My
first focus was, how can I be nice to my wife? After all, she’s nice to me, so how can I reciprocate?
After living with her for so long, I have come to the conclusion that anything I do, she can do
much better. Everything I break, she can fix.
Then a thought did a Christmas dance in my head. Then, whenever she fixes anything, she is
very happy because she can fix it. So what makes her happy is fixing things.
So, if I’m going to make her happy this coming year, I need to concentrate on breaking things.
Everything I break will make her happy because then she can fix something. So why didn’t I
think of this before?
I can think of so many things I can break that I didn’t know exactly where to start. It’s going to
be important to start at the right place so that I can build on that throughout the year. After all,
if something can be broken, I’m your man.
This was a great challenge for me because everything I break is an accident. To do this right, I
will have to master having accidents.
A couple of years ago, I broke the front bumper of my truck. My wife was able to fix it using
several paperclips. Well, guess what my first accident was? You got it.
I pulled into a parking lot for some reason, went too far, and unintentionally broke the front
bumper again. Actually, I didn’t know I had broken it; I just heard a sound and didn’t think too
much about it.
Later that evening my wife happened to go outside where my truck was parked and when she
came in, she said with a smile all over her face, “Did you notice that your front bumper is broken
again?” At first, of course, I thought she was joking and laughed at her and said, “Is that
right?”
She disappeared and, in a moment, came back with several paperclips and went back outside
and fixed my truck.
I leaned back in my chair, smiled, and said to myself, “This is your first act of niceness for the
year. What’s next?”
I was reminded of the words of Jesus when he said, “Ask, and it shall be given you; seek, and ye
shall find; knock, and it shall be opened unto you” (Matthew 7:7).
This coming year I certainly will exercise when Jesus says here and look forward to ways I can
be nice, especially to my wife. Then, I might be able to loop over to being nice to other people.
So I have a great year ahead of me.
Dr. James L. Snyder is pastor of the Family of God Fellowship, Ocala, FL 34483, where he
lives with the Gracious Mistress of the Parsonage. Telephone 1-352-216-3025, e-mail jamessnyder51@
gmail.com. Website is www.jamessnyderministries.com.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285
Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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