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Mountain View News Saturday, February 4, 2023
SENIOR HAPPENINGS
ASSISTED LIVING OR NURSING HOME?
There are many myths about Assisted Living being like
Nursing Homes. This is not true at all. Nursing facilities
are for those with chronic health issues who require care
around the clock from medical professionals.
In Assisted Living, one will get the support as needed,
such as getting help with showering, grooming, and
dressing. Again, these services are based on the seniors
needs.
There are many reasons in working with us. At Safe Path
for Seniors, we will assess the senior and depending on their care needs and budget, make recommendations.
For example, we may suggest that the right fit is a Board and Care Home (normally a 6-bedroom house) as
opposed to an Assisted Living Community or a Memory Support Facility. You will work with an experienced
agent who
knows the industry well and will give you recommendations. The good news is that there is no cost for this
service.
If you have any questions about placing a loved one, visit www.safepathforseniors.com or call Steve at
626-999-6913
HAPPY BIRTHDAY! …FEBRUARY BIRTHDAYS*
Tracy Verhoeven, Beatrice DaRe, Catherine Adde, Hilda Pittman, Anne-
Marie Stockdale, Susan Henderson, Allie Attay, Ursula El-Tawansy,
Gladys Moser, Sylvia Lorhan, Ana Ptanski, Winifred Swanson , Janet
Gillespie, Marian DeMars, Vickie Vernon, Mary Beth Knox, Sharon
Lefler.
* To add your name to this distinguished list, please call the paper at 626.355.2737.
YEAR of birth not required
DOMINOES TRAIN GAME
1st & 3rd Wednesdays 11:00 am— 12:30 pm Hart Park House
The object of the game is for a player to play all the tiles from their hand onto one or
more trains, emanating from a central hub or “station”. Call Lawren with questions that
you may have.
TEA AND TALK BOOK CLUB
Wednesday, 2/15 9:00 am Hart Park House
Staff has launched a new book club series, Tea and Talk, which meets twice a month
to discuss the fun, suspense, intrigue, love and so much more that each selection will
have in store!
FIBER FRIENDs
Tuesday, 1/17 10:00 am Hart Park House
If you enjoy knitting, crocheting, embroidery, needlepoint, bunka, huck, tatting or
cross stitch then we have a group for you! Bring your current project, sit and chat
with like-minded fiber friends.
HULA AND POLYNESIAN DANCE
Every Friday 10-10:45 am
Bring a lei, your flower skirt or just your desire to dance! Hula in the Park is back
and waiting for you to join in on all the fun! Memorial Park Pavilion.
CHAIR YOGA
Every Monday and Wednesday 10-10:45 am
Please join us for some gentle stretching, yoga, balance exercise and overall relaxation
with Paul. Classes are ongoing and held in the Memorial Park Covered Pavilion
or the Hart Park House.
BINGO
Thursday, 1/19 Hart Park House 1:00 pm-2:00 pm
Please join in a fun and lively game of BINGO. Several rounds fun will be had with
prizes for each rounds winner.
HOW MUCH DO YOU HAVE TO MAKE TO FILE TAXES?
Dear Savvy Senior:
What are the IRS income tax filing requirements
for retirees this tax season? My income dropped way
down when I retired in 2022, so I’m wondering if
I need to even file a tax return this year. Recently
Retired
Dear Recently:
Whether or not you are required to file a federal
income tax return this year will depend on how
much you earned last year, as well as the source of
the income, your age and filing status.
Here’s a rundown of this tax season’s IRS tax filing
requirement thresholds.
For most people, this is pretty straightforward. If
your 2022 gross income – which includes all taxable
income, not counting your Social Security benefits,
unless you are married and filing separately – was
below the threshold for your filing status and age,
you may not have to file. But if it’s over, you will.
• Single: $12,950 ($14,700 if you’re 65 or older
by Jan. 1, 2022).
• Married filing jointly: $25,900 ($27,300
if you or your spouse is 65 or older; or $28,700 if
you’re both over 65).
• Married filing separately: $5 at any age.
• Head of household: $19,400 ($21,150 if 65
or older).
• Qualifying widow(er) with dependent
child: $25,900 ($27,300 if 65 or older).
To get a detailed breakdown on federal filing requirements,
along with information on taxable
and nontaxable income, call the IRS at 800-829-
3676 and ask them to mail you a free copy of the
“1040 and 1040-SR Instructions for Tax Year 2022,”
or you can see it online at IRS.gov/pub/irs-pdf/
i1040gi.pdf.
Check Here Too
Be aware that there are other financial situations
that can require you to file a tax return, even if
your gross income falls below the IRS filing requirements.
For example, if you earned more than
$400 from self-employment in 2022, owe any special
taxes like an alternative minimum tax, or get
premium tax credits because you, your spouse or a
dependent is enrolled in a Health Insurance Marketplace
plan, you’ll need to file.
You’ll also need to file if you’re receiving Social Security
benefits, and one-half of your benefits plus
your other gross income and any tax-exempt interest
exceeds $25,000, or $32,000 if you’re married
and filing jointly.
To figure all this out, the IRS offers an online tax
tool that asks a series of questions that will help you
determine if you’re required to file, or if you should
file because you’re due a refund. It takes less than
15 minutes to complete.
You can access this tool at IRS.gov/Help/ITA –
click on “Do I Need to File a Tax Return?” Or you
can get assistance over the phone by calling the IRS
helpline at 800-829-1040.
Check Your State
Even if you’re not required to file a federal tax return
this year, don’t assume that you’re also excused
from filing state income taxes. The rules for
your state might be very different. Check with your
state tax agency before concluding that you’re entirely
in the clear. For links to state tax agencies see
Taxadmin.org/state-tax-agencies.
Tax Preparation Help
If you find that you do need to file a tax return this
year, you can free file through the IRS at IRS.gov/
FreeFile if your 2022 adjusted gross income was below
$73,000.
Or, if you need some help, contact the Tax Counseling
for the Elderly (or TCE) program. Sponsored
by the IRS, TCE provides free tax preparation and
counseling to middle and low-income taxpayers,
age 60 and older. Call 800-906-9887 or visit IRS.
treasury.gov/freetaxprep to locate services near
you.
You can also get tax preparation assistance through
the AARP Foundation Tax-Aide service. Call 888-
227-7669 or visit AARP.org/findtaxhelp for more
information. You don’t have to be an AARP member
to use this service.
Send your senior questions to: Savvy Senior, P.O.
Box 5443, Norman, OK 73070, or visit SavvySenior.
org. Jim Miller is a contributor to the NBC Today
show and author of “The Savvy Senior” book.
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
UGLY ISN'T FOR THE WEAK, SOFT OR TIMID
Over the years of marital bliss, we’ve not had many disagreements. She likes
broccoli. I like Apple Fritters. We’ve never been able to come to any agreement
with that. But, outside of that, everything has been rather smooth.
There’s one controversy that has plagued our house for the last few years, and there doesn’t
seem to be any solution. There are some problems with no solutions, and I guess this is one
of them. The controversy I have is about my bathroom mirror; each of us has our bathroom
with our own mirror. My mirror has some very significant issues with it.
For several years I have suggested that we replace my old mirror with a new one. Once, I even
suggested I would be glad to pay for the new mirror out of my Apple Fritter account, which
was a mistake.
When I said that, she looked at me with a long pause and then said, “You have an account for
Apple Fritters?” I knew I was in trouble for that; I guess I kissed my Apple Fritter account
goodbye.
The controversy I had is that my old mirror portrays me as some old guy. I find it rather frustrating
because I have some pictures of myself, and I don’t look old at all. As we discussed this,
she said, “My mirror portrays me as I really am.” She smiled one of her sarcastic smiles at me.
“Let me,” I said, “go and look in your mirror to see if what you’re telling me is really true.”
I entered her bathroom and was surprised as I looked in her mirror and saw some old guy looking
back at me. Immediately I went out and said, “Hey, who’s that old guy in your bathroom?”
She laughed and said, “I think it’s you, but all I ever see is some old lady.”
“I am not that old,” I demanded.
I then went and got our family photo album, brought it back, opened it up, pointed to a picture,
and said, “See, that’s me.” She looked at the picture, then back at me laughingly, and
said, “Yes, that’s you when you were in high school.” I flipped a few pages and said, “There I
am.” “That’s our wedding picture,” she said with a smile.
By that time, I was just a little bit frustrated. If I look at those pictures and then look in the
mirror, I do not see any resemblance whatsoever. How can that old rascal in the mirror be me?
The Gracious Mistress of the Parsonage could see that I was just a little bit discouraged. After
all, pictures don’t lie, but I think mirrors do.
“Don’t you realize that as we grow and get older, our looks change?”
Looking at her, I was shaking my head and unwilling to reach her level of understanding.
“But,” I complained, “I’m not that old looking, am I?” Then she handed me a more recent
photograph. It was me holding my granddaughter on the day of her birth.
I looked at it as though I was looking out for the first time. When I first looked at it, I didn’t
see myself; rather, I saw my great-granddaughter. After looking at it for a few moments, I sat
back in my chair and sighed deeply. “So, I am an old man.” “Well, my dear, you’re not young
anymore.”
I stared at her for a few moments and then said, “Tell me, why do you look so good, and I look
so old?” “Because you’re not looking in my bathroom mirror.” “Maybe,” I said, “we could
change bathroom mirrors?” She started laughing and a few moments later, I joined her in
laughing.
This was the first time I ever seriously looked at myself.
In the morning, when I go to the bathroom to comb my hair, shave, and brush my teeth, I
ignore what’s in the mirror. Maybe I ought to.
Thinking about this for a bit, I had a thought. Does it really matter how old a person looks?
After all the only cure for not getting old is dying.
I’ve noted lately that some of these Hollywood stars get facelifts, tummy tucks, and all sorts of
changes to their body. I wonder if they do that for themselves or for the public that’s looking?
Does it really matter how a person looks?
I believe the next time I’m in my bathroom, I’m going to have a little chat with that old guy in
the mirror. I will say, “I don’t care how old you look. You don’t scare me.” I had to rehearse that
line a dozen times to get it right. I’m not sure I can trust that old guy in the mirror.
Of course, one of the great benefits is that I don’t have to see how I look throughout the day.
The people on the other side of my glasses have that to handle.
I have learned to appreciate what God said to Samuel in, 1 Samuel 16:7, “But the Lord said unto
Samuel, Look not on his countenance, or on the height of his stature; because I have refused
him: for the Lord seeth not as man seeth; for man looketh on the outward appearance, but the
Lord looketh on the heart.”
God does not judge me by my outward appearance, but by my heart. If my heart isn’t right
with God nothing else really matters.
Dr. James L. Snyder lives in Ocala, FL with the Gracious Mistress of the Parsonage. Telephone
1-352-216-3025, e-mail jamessnyder51@gmail.com, website www.jamessnyderministries.com.
FAMILY MATTERS
By Marc Garlett
DO I NEED TO CREATE A NEW WILL IF I MOVE
TO ANOTHER STATE?
Most states will accept a will which was executed properly under another
state’s laws. However, there could be differences in your new
state’s laws that make certain provisions in your will invalid.
Here are a few things you should review when moving out of state:
YOUR EXECUTOR
Consider whether the executor you’ve chosen for your will, will be able to serve in that role in
your new location. Every state allows an out-of-state executor to serve, but some states have
special requirements for executors, such as requiring them to pass a credit screen and post a
bond. Other states require non-resident executors to appoint an agent who lives within the state
to accept legal documents on behalf of the estate.
The former can, and sometimes does, completely prohibit a named executor from being able to
step into that role. The latter increases the overall costs associated with administering a will.
Either way, you may want to reevaluate your chosen executor.
MARITAL PROPERTY
If you are married, consider how your new state treats marital property. While a common-law
state might treat the property you own in just your name as yours alone, community-property
states treat all of your property as owned jointly with your spouse. If your new state treats marital
property differently than California (a community-property state), you might need to draft
a marital property agreement or even a new will to ensure your wishes are honored.
YOUR NEED FOR A TRUST
While your will is an important part of your estate plan, it may not be the most appropriate
foundation of your plan. Your new state may have probate laws completely different from California’s.
If your planning goals didn’t necessitate a living trust in California, it’s likely they won’t
necessitate a trust in your new state, but it could be costly to make that assumption without first
seeking qualified legal counsel. Each state’s probate code is unique, and you may be unaware of
specific detrimental nuances in your new state’s code which could be completely avoided by a
living trust.
YOUR OVERALL PLAN
Moving is one of those life events presenting a perfect opportunity to review your entire estate
plan. Along with your will (and considering whether you also need a trust), you should review
your trust – if you already have one, power of attorney, health care directive, final disposition
instructions, kids protection plan – if you have minor children, and your asset spreadsheet to
ensure each asset you own is catalogued within your plan and titled correctly to receive the full
protections provided by your plan.
FINDING THE TIME
It may seem overwhelming with everything else you’ve got on your plate during a move, but
there is no better time to review your estate plan. And because it’s so important to regularly
review your plan and keep it up to date, you’ll gain additional peace of mind after you settle into
your new home, and you’ll ensure your plan works exactly as you intend whenever it’s needed.
That’s an invaluable gift to your family. In other words, it’s well
worth the effort.
To your health, wealth, and family legacy,
Marc Garlett, Esq.
Cali Law Family Legacy Matters
www.caliLaw.com
626.355.4000
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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