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Mountain View News Saturday, March 11, 2023
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Mountain View News Saturday, March 11, 2023
ASSISTED LIVING OR NURSING HOME?
There are many myths about Assisted Living being like
Nursing Homes. This is not true at all. Nursing facilities
are for those with chronic health issues who require care
around the clock from medical professionals.
In Assisted Living, one will get the support as needed,
such as getting help with showering, grooming, and
dressing. Again, these services are based on the seniors
needs.
There are many reasons in working with us. At Safe Path
for Seniors, we will assess the senior and depending on their care needs and budget, make recommendations.
For example, we may suggest that the right fit is a Board and Care Home (normally a 6-bedroom house) as
opposed to an Assisted Living Community or a Memory Support Facility. You will work with an experienced
agent who
knows the industry well and will give you recommendations. The good news is that there is no cost for this
service.
If you have any questions about placing a loved one, visit www.safepathforseniors.com or call Steve at
626-999-6913
GETTING PAID AS A FAMILY CARETAKER
Dear Savvy Senior:
I have been taking care of my elderly father for over
a year and it’s taking a toll on my finances because I
can only work part-time. Are there any resources you
know about that can help family caregivers get paid?
Seeking Support
Dear Seeking:
Caring for an elder parent can be challenging in
many ways, but it can be especially difficult financially
if you have to miss work to provide care.
Fortunately, there are a number of government programs
and other tips that may be able to help you
monetarily while you care for your dad. Here are
some options to explore.
Medicaid Assistance
All 50 states and the District of Columbia offer
self-directed Medicaid services for long-term care.
These programs let states grant waivers that allow
income-qualified individuals to manage their own
long-term home-care services. In some states, that
can include hiring a family member to provide care.
Benefits, coverage, eligibility and rules differ from
state to state. Program names also vary. What’s
called “consumer directed care” in one state, may
be called “participant-directed services,” “in-home
supportive services” or “cash and counseling” in
another. Contact your state Medicaid program to
ask about its options or to start the sign-up process.
Veterans Benefits
If your dad is a military veteran, there are several
different VA programs he may be eligible for that
provide financial assistance to family caregivers,
including:
Veteran-Directed Care: Available in most states,
this program provides a needs-based monthly budget
for long-term care services. (VA.gov/geriatrics/
pages/Veteran-Directed_Care.asp)
Aid & Attendance or Housebound benefits: These
programs provide a monthly payment to veterans
and survivors who receive a VA pension and
who either need assistance with activities of daily
living (i.e., bathing, dressing, going to the bathroom),
or are housebound. (VA.gov/pension/
aid-attendance-housebound)
Program of Comprehensive Assistance for Family
Caregivers: This provides a monthly stipend to
family members who serve as caregivers for veterans
who need assistance with daily living activities
because of an injury or illness sustained in the
line of duty. (Caregiver.va.gov/support/support_
benefits.asp)
Other Options
If your dad has some savings or other assets, discuss
the possibility of him paying you for the care you
provide, or talk to your siblings to see if they can
chip in.
If they agree, consider drafting a short-written contract
that details the terms of your work and payment
arrangements, so everyone involved knows
what to expect. A contract will also help avoid potential
problems should your dad ever need to apply
for Medicaid for nursing home care.
Also, check to see if your dad has any long-term
care insurance that covers in-home care. If he does,
in some cases those benefits may be used to pay you.
Tax Breaks
There are also tax credits and deductions you may
be eligible for as your dad’s caregiver that can help.
For example, if your dad lives with you and you’re
paying at least half of his living expenses, and his
gross income was less than $4,400 (in 2022) not
counting his Social Security, you can claim him as
a dependent on your taxes and get a $500 tax credit.
If you can’t claim him as a dependent, you may still
be able to get a tax deduction if you’re paying more
than half his living expenses including medical and
long-term care costs, and they exceed 7.5 percent of
your adjusted gross income. You can include your
own medical expenses in calculating the total. To
see which medical expenses you can deduct, see IRS
Publication 502 at IRS.gov/pub/irs-pdf/p502.pdf.
Or, if you’re paying for in-home care or adult day
care for your dad so you can work, you might qualify
for the Dependent Care Tax Credit which can be
worth as much as $1,050. To claim this credit, you’ll
need to fill out IRS Form 2441 (IRS.gov/pub/irspdf/
f2441.pdf) when you file your federal return.
Send your senior questions to: Savvy Senior, P.O.
Box 5443, Norman, OK 73070, or visit SavvySenior.
org. Jim Miller is a contributor to the NBC Today
show and author of “The Savvy Senior” book.
FAMILY MATTERS
By Marc Garlett
YOUR RIGHTS AS THE PARENT OF A YOUNG ADULT
What you need to know if a medical crisis hits.
As a parent, you are quite accustomed to managing your children's
medical affairs, as circumstances require. But what happens when those
“children” turn 18, now adults in the eyes of the law, and need urgent
medical attention far from home?
The simple fact is that the day your child turns 18, he or she becomes
an adult and has the legal rights of an adult. This means that you lose
your prior held rights to make medical (among other) decisions for your child unless your child
executes legal documents giving you those rights back. Without the proper legal documents, ac
cessing medical information and even being informed about your adult child’s medical condition
can be difficult and, in some cases, impossible.
When sending kids off to college, it is crucial to consider the legal implications of an accident or
medical emergency on your ability to stay informed and participate in important decision-making
for your young adult child. Medical professionals are responsible for following the Privacy
Rule of the Health Insurance Portability and Accountability Act (HIPAA), which ensures medical
privacy protection for all adults. Once your child turns 18, they are (from a legal perspective
at least) no more attached to you than a stranger, making communication about medical issues
tricky if your child is incapacitated and not able to grant permission on their own.
In California, three legal documents can make all the difference when a medical crisis strikes
and your young adult child is far from home. When utilized together, they can ensure a parent or
trusted adult is kept in the loop about care and treatment when a child over the age of 18 experiences
a medical event while away at college, traveling, or living far from home.
HIPAA
Essentially like a permission slip, this authorization allows your adult child to specify who is allowed
access to their personal medical information. Specific information can be withheld, such
as drug use, sexual activity, and mental health issues so that additional privacy can be protected
if desired.
Medical Power of Attorney
Designates an agent to make medical decisions for the young adult. This could be you, as the parent
or another trusted adult. This document should not only include a primary choice of agent,
but backups, too, in case the first choice cannot serve for any reason.
Durable Financial Power of Attorney
Allows the parent or another trusted adult to take care of personal business if the adult child
cannot do so. This document would allow the parent to take care of such important tasks such as
signing tax returns, paying bills, and accessing bank accounts for the incapacitated adult child.
A durable power of attorney is powerful and gives broad access to sensitive financial and legal
decision-making and should only be given to a trusted relative or friend.
The milestones come quickly once children graduate from high school and enter the big, wide
world away from home. As your family navigates these significant changes, take some time to
determine the steps necessary to ensure excellent communication and peace of mind if a medical
emergency arises. Consider including your young adult children in the process.
To your health, wealth, and family legacy,
Marc Garlett, Esq.
Cali Law Family Legacy Matterswww.caliLaw.com
626.355.4000
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …March Birthdays*
Cathy Flammer, Clare Marquardt, Karen Blachly, Carla Duplex, Ella
Guttman, Viky Tchatlian, Mary Cooper, Sun Liu, Helen Wallis, Nancy Fox,
Martha Cassara, Rita Johnson, Sharon Murphy, Heather Sheets, Mercedes
Campos, Dorothy Webster,Terri Elder, Carol Cerrina, Amy Putnam, Sally
Contreras
* To add your name to this distinguished list, please call the paper at 626.355.2737.
YEAR of birth not required
DOMINOES TRAIN GAME
1st & 3rd Wednesdays 11:00 am— 12:30 pm Hart Park House
The object of the game is for a player to play all the tiles from their hand onto one or
more trains, emanating from a central hub or “station”. Call Lawren with questions that
you may have.
TEA AND TALK BOOK CLUB
Wednesday, 2/15 9:00 am Hart Park House
Staff has launched a new book club series, Tea and Talk, which meets twice a month
to discuss the fun, suspense, intrigue, love and so much more that each selection will
have in store!
FIBER FRIENDs
Tuesday, 1/17 10:00 am Hart Park House
If you enjoy knitting, crocheting, embroidery, needlepoint, bunka, huck, tatting or
cross stitch then we have a group for you! Bring your current project, sit and chat
with like-minded fiber friends.
HULA AND POLYNESIAN DANCE
Every Friday 10-10:45 am
Bring a lei, your flower skirt or just your desire to dance! Hula in the Park is back
and waiting for you to join in on all the fun! Memorial Park Pavilion.
CHAIR YOGA
Every Monday and Wednesday 10-10:45 am
Please join us for some gentle stretching, yoga, balance exercise and overall relaxation
with Paul. Classes are ongoing and held in the Memorial Park Covered Pavilion
or the Hart Park House.
BINGO
Thursday, 1/19 Hart Park House 1:00 pm-2:00 pm
Please join in a fun and lively game of BINGO. Several rounds fun will be had with
prizes for each rounds winner.
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
NOTHING LIKE A MYSTERY TO CALM MY NERVES
Nothing calms me down more than a mystery when I have a busy
week.
The other afternoon I got caught up and faced some rather stressful situations. The
remedy to all of this would be to watch one of those mystery movies.
One was playing that afternoon, so I decided to rearrange my schedule, enjoy the
afternoon watching that mystery movie with a nice hot cup of coffee, and maybe
adding an Apple Fritter to it makes it even more restful.
As I began watching this mystery, the first part is always the murder. So who was
it that committed this murder? That is the detective's job to find out the murderer.
As these mystery movies begin, I like to guess who the real murderer is. I am usually
wrong but don't tell anybody, especially The Gracious Mistress of the Parsonage.
Getting involved in the story, the detectives brought in one suspect they believed
committed the crime.
I was getting involved when I heard someone walk into the living room; it was The
Gracious Mis-tress of the Parsonage. She looked at the TV, then back at me and said
very firmly, "He is not the murderer. The wife is the one who murdered her husband."
Then she turned around and returned to her kitchen work.
I chuckled a little because how would she know who the murderer was at this point
in the movie? Watching this, the detectives finally concluded that the subject they
were interviewing was not the one who did the murder.
Then they came up with another suspect, and as they were interviewing him, a head
popped into the living room; it was The Gracious Mistress of the Parsonage. "He’s
not the guilty one; the wife killed her husband; trust me on this."
Of course, if anybody knows what wives are capable of, it would be her. I knew she
was wrong about the wife killing her husband. They had interviewed this wife, who
had a good alibi; the detectives crossed her off the suspect list.
They brought in several more suspects, and they were all cleared as far as the crime.
Finally, they got to the place where no other suspects were in view. Suddenly, someone
appeared as a suspect that they did not see before.
That's the way a good mystery goes. The one they had seemed like a very good prospect.
He had no credible alibi at the time of the murder. The more they interviewed
him, the more it seemed like he was the murderer. Watching it, I began to agree that
they finally got their murderer. All they had to do was collect the evidence needed
to convict him.
Just then, a head popped into the living room. "He did not do the killing," she said
very emphatical-ly. "As I said before, the wife killed her husband." I did not know
how she came up with that because she was working in the kitchen, and I was watching
the television. So how could she know things about the mystery I didn't know?
"You're wrong," I said to her, "all the evidence points to this one they just arrested.
No other person has his evidence." She poked her head back in, and I said, "The
wife is not in the picture right now. She could not have done the crime." With one
of her smiles, she replied, "Trust me. The wife did it. If I'm right, I'll bet you lunch
at my favorite restaurant tomorrow." Could I pass up something like that? All the
evidence pointed to that person, and none to the wife.
"I will take you up on that bet, and I can't wait to have lunch at my favorite restaurant
tomorrow." Walking back into the kitchen, I could hear her chuckling. I
had never known her to be wrong like this, and I was preparing myself for a grand
celebration at my favorite restaurant tomorrow for lunch. This will be the first time
I have ever won a bet against her. I must jot this down and record it because it may
never happen again.
Returning to the mystery movie, suddenly, everything began to change. The man
they thought did the crime had an airtight alibi, then the unthinkable happened.
The wife's alibi began to break down as the detectives re-examined the evidence;
they saw it differ-ently, to their surprise. As it turned out, all the evidence revealed
the wife killed her husband, and she was the murderer. I heard some chuckling
from the kitchen area and wasn't going to ask what was happening. I knew exactly
what was going on.
At lunch, the next day, all The Gracious Mistress of the Parsonage could do was
smile as she read through the menu and placed her order with the waitress.
I've never known her to order so much for lunch.
Driving home from the restaurant, I happen to think of a verse of Scripture found inMatthew 11:28-30. “Come unto me, all ye that labour and are heavy laden, and I will
give you rest. Take my yoke upon you, and learn of me; for I am meek and lowly in
heart: and ye shall find rest unto your souls. For my yoke is easy, and my burden is
light.”
If I want real rest from my labors, it will only come from my relationship with Jesus
Christ. Nothing can compromise that rest.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285
Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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