Mountain Views News          Saturday, April 7, 2012

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11

THE GOOD LIFE

 Mountain Views-News Saturday, April 7, 2012 

SENIOR HAPPENINGS

THE JOY OF YOGA

Perfect Fit: What To Wear To A Yoga Class

April Birthdays

Blanca Martinez, Lillian Snyder, Dorothy 
White, Freda Bernard, Beth Copti, Terri 
Cummings, Marilyn Diaz, Virginia Elliott, Elma 
Flores, Barbara Lampman, Betty Mackie, Elizabeth 
Rasmussen, Maria Reyes, Ann Schryver, 


APRIL ACTIVITIES

Senior Programs have returned to the Hart 
Park House enior Center, 222 W. Sierra 
Madre Blvd. in Memorial Park - Come by and 
see the changes!!

ene
By Rene Quenell, Founder/Owner

Yoga Madre - Sierra Madre 

Meals-On-Wheels


MondayS: City Hall & Lunch Café 

12 noon: Intervale Lunch Café: Come enjoy 
a hot meal with others. Donation for seniors 
(60+) of $2.00; visitors $3.75. Call 355-0256 
to make your daily reservation.

1:00 pm to 1:45 pm: Strength Training with 
Lisa Brandley. FREE class of stretching with 
light hand weights while you sit.

Tuesdays: 

 FREE blood pressure checks by Methodist 
Hospital Nurse; 11 am to 12 noon.

1:30 pm to 3:30 pm: BINGO; cards are only 25 
cents each so stop by & play

5:15 pm to 6:45 pm: Yoga; $6.00 - 50 & over. 
Please call 355-5278 for more information

WednesdayS:

11 –11:45 am: Balance Class with Teryl. FREE 
class designed to improve balance & refresh 
the joints

12 noon: Intervale Lunch Café; daily reservations 
needed 355-0256

2nd Wednesday of the month: FREE Legal 
Consultations: 10-11:30 am. Appointments 
call 355-7394

Wii Wednesday - 1:00 pm or call the senior 
desk at 355-7394 to arrange another time & 
day to learn how to play. No previous experience 
or skills required and it is great exercise.

Thursday:

1:00 to 3:30 pm: Game Day. Join us for Poker 
with Bridge on the 2nd & 4th Thursdays; so 
please call for more information.

Friday: City Hall closed on Dec. 16, 23 & 30 
and Lunch Café closed on Dec. 23

 12 noon: Intervale Lunch Café; daily reservations 
needed 355-0256

Saturday: 11:30 am: Senior Club brown bag 
lunch and BINGO at 12:30 pm. 

What’s the proper attire to wear to a yoga class? I’d be tempted to say 
“whatever you feel comfortable in”, but... Yoga is about movement. 
A more appropriate answer would be “something that you lets you 
move freely”, yet there’s a bit more to it. Let’s have a look at what to 
wear - and what not to wear.

1 - Not too tight, not too loose.

Whatever you wear, make sure your clothing allows for free range of motion. Clothes that fit 
too tight will restrict your full range of movement and your body’s energy flow. Thick, baggy 
clothes like sweatshirts and sweatpants as will get in the way, too.

Ideally, your outfit should feel a little like a second skin, that allows your instructor to view 
your alignment and make adjustments if appropriate.

2 - Keep body heat under control

As you move through your practice, your body builds up some heat, and consequently, some 
sweat. Choose soft and moisture-wicking clothes, preferably using organic, natural fibers 
that let the body breathe easier. 

3 - Fashionista or casual?

That’s totally up to you. Some people love form fitting clothes, bright colors and fancy designs. 
Others are more at ease in neutral colors and semi-fitted clothes. Again, this is your 
practice, your choice: you wear what feel right for you, without thinking about it. During 
practice, your mind should be focused on asanas, not on your clothing. That’s your perfect fit.

Meals are delivered to home-
bound seniors by volunteer drivers 
through the YWCA Intervale 
Lunch Program M-F (with frozen meals for the 
weekend.) 

Meals are delivered to the home-bound seniors 
by drivers through the YWCA Interval Lunch 
Program M-F (with frozen meals for the 
weekend.) 

 Call the YWCA at (626) 214-9460 for more 
information. 


LUNCH & LEARN 

Join the Senior

Community Commission

at the 

HART PARK HOUSE

 for a FREE presentation. Lunch is 
available for a 

$2 donation 

Call (626) 355-0256 by 

12 noon the day before. 

2012 EXCURSIONS

SAVE THE DATES

REGISTRATION IS NOW OPEN 

Thursday, April 26TH - Palm Springs Follies. 
Spend the day in sunny PS and see the 
new show Hot! Hot! Hot! celebrating those 
memories of endless summers with music 
and dance. COST per person is $58 (includes 
transportation, tip & show). Lunch will be 
on your own at one of the many restaurants 
next to the theatre. The bus will leave the Senior 
Center at 8:30 am and return at 6 pm. 
The featured guest stars are The Diamonds 
(“Little Darlin’ and Why Do Fools Fall in 
Love”). Space is limited to the first 30 persons 
to register.

Thursday, May 17th - Adamson House in 
Malibu. Join us as we visit this historic 1930s 
home, view the largest display of Malibu titles, 
tour (walking) the Malibu Lagoon Museum 
and end your visit at a local restaurant 
for lunch. The bus will leave the senior center 
at 8 am (L.A .traffic) and return around 3:30 
pm (depending on traffic). COST is $20 per 
person (you will need additional money to 
pay for your own lunch) and the tour is limited 
to the first 20 paid registrations. Please 
note, if it rains the excursion will be canceled 
per the museum staff. City staff will know by 
7 am the morning of May 17th if it is canceled 
& will call all participants at that time.

SAVE THE DATE: Friday, June 8th - 
Nerthercutt Collection & lunch in Sylmar 
area

Registration can be done either in person or online at 
www.cityofsierramadre.com/onlineregistration

Registration can be done either in person or online at:

www.cityofsierramadre.com/onlineregistration

DIAL - A - RIDE TICKETS

Tickets can now be purchased at:

Sierra Madre City Hall

Sierra Madre Recreation Center

Sierra Madre Library


BINGO Tuesday - join us every Tuesday at 
the Hart Park House Senior Center at 1:30 pm 
for this traditional social activity. Bingo cards 
are only 25 cents each.

There will be a special intermission dessert 
& prize at the April 24th game provided by 
Angie Chen of Seniors Helping Seniors - In 
home services for seniors by seniors.


DYING WITH DEBT: WILL YOUR 
CHILDREN INHERIT YOUR 
OBLIGATIONS?

Dear Savvy Senior:

What happens to a person’s debt after they die? 
At age 78, I have accumulated quite a bit of credit 
card and medical debt over the past few years and am concerned about leaving my son and 
daughter with a big bill after I die. What can you tell me? Old and Broke

Dear Old:

In most cases when a person with debt dies, it’s their estate, not their kids that’s legally responsible. 
Here’s how it works.

When you die, your estate – which consists of the stuff you own while you’re alive (home, car, 
cash, etc.) – will be responsible for paying your debts. Whatever is left over is passed along to 
your heirs as dictated by the terms of your will, if you have one. If you don’t have a will, the intestacy 
laws of the state you reside in (see mystatewill.com) will determine how his estate will be 
distributed.

If, however, you die broke, or there isn’t enough money left over to pay your unsecured debts 
– credit cards, medical bills, personal loans – then your estate is declared insolvent, and your 
creditors (those you owe) will have to eat the loss. 

There are, however, a couple of exceptions that would make your kids legally responsible for your 
unsecured debt after you pass away: if your son or daughter is a joint holder on a credit card account 
that you owe on, or if they co-signed on a loan with you.

Secured debts – loans attached to an asset such as a house or a car – are another story. If you 
have a mortgage or car loan when you die, those monthly payments will need to be made by your 
estate or heirs, or the lender can seize the property. 

Untouchable Assets

You also need to be aware that there are some assets, such as 401(k) and 403(b) accounts, brokerage 
accounts, and some life insurance policies that creditors cannot get access to. That’s because 
these accounts typically have designated beneficiaries, and the money goes directly to those people 
without passing through the estate. 

Tell Your Kids

If you haven’t already done so, you need to inform your kids and the executor of your will of your 
financial situation so there are no surprises after you die. 

If you do indeed die with debt, and you have no assets, settling your estate should be fairly 
simple. Your executor will need to send out letters to your creditors explaining the situation, including 
a copy of your death certificate, and that will probably take care of it. But, your kids may 
still have to deal with aggressive debt collectors who try to guilt them into paying.

If you have some assets, but not enough to pay all your debts, your state’s probate court has a 
distinct list of what bills get priority. The details vary by state, but generally estate administrating 
fees, funeral expenses, taxes and last illness medical bills get paid first, followed by secured debts 
and lastly credit card debts. 

Get Help

If you have questions regarding your specific situation, you should consult with an attorney. If 
your need help locating one use findlegalhelp.org, a consumers guide created by the American 
Bar Association that offers referrals and links to free and low-cost legal help in your area based 
on your income level. If you don’t have internet access, call the Eldercare Locator at 800-677-
1116 for referrals. 

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.
org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” 
book.

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