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Mountain View News Saturday, August 15, 2020
HOW MEDICARE AND OTHER TOOLS CAN HELP OLDER
SMOKERS KICK THE HABIT
Dear Savvy Senior:
I understand that COVID-19 hits smokers a lot
harder than nonsmokers but quitting at my age is
very difficult. Does Medicare offer any coverage
that helps beneficiaries quit smoking? Must Quit
Dear Must:
It’s true. Smokers and vapers have a higher risk of severe COVID-19 infection as the coronavirus
attacks the lungs. That’s why quitting now is more important than ever before.
If you are a Medicare beneficiary, you’ll be happy to know that Medicare Part B covers up to eight
face-to-face counseling sessions a year to help you quit smoking. And, if you have a Medicare Part
D prescription drug plan, certain smoking-cessation medications are covered too. Here are some
other tips that can help you kick the habit.
It’s Never Too Late
According to the Center of Disease Control and Prevention (CDC) 12.5 percent of Medicare beneficiaries
smoke. Many older smokers, like yourself, indicate that they would like to quit, but because
of the nicotine, which is extremely addictive, it’s very difficult to do.
Tobacco use is the leading cause of preventable illness, responsible for an estimated one-fifth of
deaths in the United States each year.
But research shows that quitting, even after age 65, greatly reduces your risk of heart disease, stroke,
cancer, osteoporosis and many other diseases including COVID-19. It also helps you breathe easier,
smell and taste food better, not to mention saves you quite a bit of money. A $6 pack-a-day smoker,
for example, saves about $180 after one month without cigarettes, and nearly $2,200 after one year.
How to Quit
The first step you need to take is to set a “quit date,” but give yourself a few weeks to get ready. During
that time, you may want to start by reducing the number or the strength of cigarettes you smoke
to begin weaning yourself.
Also check out over-the-counter nicotine replacement products – patches, gum and lozenges – to
help curb your cravings (these are not covered by Medicare). And just prior to your quit day get
rid of all cigarettes and ashtrays in your home, car, and place of work, and try to clean up and even
spray air freshener. The smell of smoke can be a powerful trigger.
Get Help
Studies have shown that you have a much better chance of quitting if you have help. So, tell your
friends, family, and coworkers of your plan to quit. Others knowing can be a helpful reminder and
motivator.
Then get some counseling. Don’t go it alone. Start by contacting your doctor about smoking cessation
counseling covered by Medicare and find out about the prescription antismoking drugs that
can help reduce your nicotine craving.
You can also get free one-on-one telephone counseling and referrals to local smoking cessation
programs through your state quit line at 800-QUIT-NOW or call the National Cancer Institute free
smoking quit line at 877-44U-QUIT.
It’s also important to identify and write down the times and situations you’re most likely to smoke
and make a list of things you can do to replace it or distract yourself. Some helpful suggestions when
the smoking urge arises are to call a friend or one of the free quit lines, keep your mouth occupied
with some sugar-free gum, sunflower seeds, carrots, fruit or hard candy, go for a walk, read a magazine,
listen to music or take a hot bath.
The intense urge to smoke lasts about three to five minutes, so do what you can to wait it out. It’s
also wise to avoid drinking alcohol and steer clear of other smokers while you’re trying to quit. Both
can trigger powerful urges to smoke.
For more tips on how to quit, including managing your cravings, withdrawal symptoms and what to
do if you relapse, visit 60plus.SmokeFree.gov. There are also a variety of helpful quit smoking apps
you can download like SmokeFreeApp.com and QuitGenius.com.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.
org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …August Birthdays*
Nancy Beckham, Karlene Englert, Juanita Fernandez, Jeanette Francis, Joseph
Kiss, Jacquie Pergola, Pat Miranda, Jerry Burnett, Margaret Aroyan, Phyllis
Burg, Beverly Clifton, Rosemary Morabito, Susan Poulsen, Joy Barry, Marcia
Bent, Joan Spears, Ruth Torres, Jane Zamanzadeh. Helen Stapenhorst, Chandy
Shair,Heidi Hartman, Erma Gutierrez,
* To add your name to this distinguished list, please call the paper at
626.355.2737. YEAR of birth not required
SIERRA MADRE SENIOR COMMUNICATIONS PLAN
The City of Sierra Madre is following these procedures to provide current communication in light of
COVID-19 and keep the Senior Community and families informed of essential information and resources.
City staff are monitoring email communication daily, and although employees are minimizing
direct engagement and practicing social distancing in the community, please note that voice messages,
emails, and social media responses are being addressed in the most efficient and timely manner.
If at any moment additional information is needed, please contact City Hall Administrative Services at
(626) 355-7135, Monday-Thursday from 7:30a – 5:30p, as they are taking messages and e-mailing the
appropriate person.
For messages that may trickle in otherwise, please note our team is remotely checking voicemail daily at
the Community Services Department, (626) 355-5278 x702.
Community Services Department will continue email communication with Senior residents and aging
community members.
If you know of family members or neighbors who may benefit from accessing information electronically,
and to receive the department’s Seniors Newsletter via email but may not otherwise have been included
on an email group list, please send your request with email address to the following team members:
Lawren Heinz Lheinz@cityofsierramadre.com and Clarissa Lowe Clowe@cityofsierramadre.com.
Community Services Department will continue Electronic Seniors Newsletter on a weekly-basis
distribution.
Community Services Department will continue with mail drop-off of newsletters at the Sierra Madre
U.S. Post Office Box (unless otherwise advised).
City Social Media will continue via Facebook as well as Instagram, and information sharing will include
updates as details becomes available.
Mater Dolorosa - Sierra Madre Meal Pick-Up Program provides seal-packaged frozen meals, 5-per
person every Thursday, 12:00 – 1:00 p.m. at Hart Park House Senior Center 222 W. Sierra Madre Blvd.
Donations are accepted. Call (626) 355-5278; x702 or 704.
YWCA Intervale Meal Program - Effective Wednesday, April 1, 2020
YWCA has transitioned their distribution of take home meals at the Sierra Madre Hart Park House Senior
Center to a home-delivery meal program. Participants previously reserved for meal pick-up as of
Wednesday, 3/25/20 were informed that they would begin to have their meals delivered to their homes,
beginning Wednesday, April 1, 2020 until further notice.
For any additional participants calling in that are at a high risk and need meals delivered to, please
provide us their name, date of birth (they must be 60+), address and phone number and Community
Services Department will for-ward this information to our County Contact.
Food Banks Support: Seniors & Families:
If someone is outside of our local area and in need of a food bank, they can find one nearest them by
going to www.lafoodbank.org and typing in their zip code; or call from the list here:
First Church of the Nazarene-Pasadena 3700 E. Sierra Madre Blvd. 626-351-9631
Wednesday 10:30 am-12 pm
Pasadena Senior Center 85 E. Holly St. Pasadena 626-685-6732
Foothill Unity Center 415 W. Chestnut Ave. Monrovia 626-358-3486 Monday 1 pm-3:30 pm,
Wednesday & Friday 9 am-11:30 am
Lifeline Community Services & Economic Development 2556 N. Lake Ave Altadena
626-797-3585 2nd and 4th Wednesday 12 pm-2 pm & 8:15 pm-9 pm
Morning Star Outreach Ministry 1416 N. Mentor Ave Pasadena 626-794-4875
2nd & 4th Saturday 11 am-1
FAMILY MATTERS By Marc Garlett
WHAT THE NETFLIX
SERIES TIGER KING
CAN TEACH YOU
ABOUT ESTATE
PLANNING
Anyone who has seen the hit
Netflix documentary Tiger
King: Murder, Mayhem, and
Madness can attest that it’s
one of the most outlandish
stories to come out in a year
full of outlandish stories. And while Tiger King’s sordid tale of
big cats, murder-for-hire, polygamy, and a missing millionaire
may seem too outrageous to have any relevance to your own
life, the series actually sheds light on a number of critical estate
planning issues that are pertinent for practically everyone.
Over seven episodes, Tiger King provides several shocking,
real-life examples of how estate planning can go horribly wrong
if it’s undertaken without trusted legal guidance. In this article,
we’ll discuss some of the worst planning mistakes made by
key people in the documentary, while offering lessons for how
such disasters could have been avoided with proper planning.
The Feud
While the documentary’s dark, twisted plot is far too
complicated to fully summarize, it focuses primarily on the
bitter rivalry between Joe Exotic and Carole Baskin, who are
both owners and breeders of big cats. Joe, the self-professed
“Tiger King,” whose real name is Joseph Maldonado-Passage,
runs a roadside zoo in Oklahoma filled with more than a
hundred tigers, lions, and other assorted animals.
Carole is the owner of Big Cat Rescue, a Florida-based
sanctuary for big cats rescued from captivity. As an avid
animal rights activist, Carole goes on a public crusade
against Joe, seeking to have his zoo shut down, claiming
that he exploits, abuses, and kills the animals under his care.
The feud between Joe and Carole goes on for decades, and
eventually peaks after Carole wins a million-dollar trademark
infringement lawsuit against Joe and Joe is ultimately
convicted of hiring a hitman to kill Carole and sentenced to
22 years in federal prison.
Although the clash between Joe and Carole takes center stage
and exposes key estate planning concerns related to business
ownership and asset protection (which we’ll have to cover in a
separate article) the most egregious planning errors are made
by Carol’s late husband Don Lewis.
Missing millionaire
Don, a fellow big-cat enthusiast who helped Baskin start Big
Cat Rescue, mysteriously disappeared in 1997 and hasn’t been
seen since. After having him declared legally dead in 2002,
Carole produced a copy of Don’s will that left her nearly
his entire estate—estimated to be worth $6 million—while
leaving his daughters from a previous marriage with just 10%
of his assets.
Carole was not only listed as Don’s executor in the will
she presented, but she also produced a document in which
Don granted her power of attorney. However, the planning
documents Carole produced were deemed suspicious by
multiple people who were close to Don for a number of reasons.
Don’s daughters and his first wife claim that Don and Carole
were having serious marital problems before he disappeared,
and that Don was planning to divorce Carole. As evidence
of this, we learn that Don sought a restraining order against
Carole just two months before he vanished, in which he alleges
Carole threatened to kill him. A judge denied the restraining
order, saying there was “no immediate threat of violence.”
Don’s daughters also claim that around the time the
restraining order was filed, their father created a will that left
the vast majority of his estate to them, and he did so in order
to minimize any claims Carole might have to his property
should he pass away. Additionally, Don’s administrative
assistant, Anne McQueen, said that before he disappeared,
Don gave her an envelope containing his new will and a
power of attorney document, in which he named Anne
as his executor and power of attorney agent, not Carole.
Anne said Don told her to take the envelope to the police
if anything should happen to him. According to Anne, the
envelope with Don’s planning documents was kept in a lock
box in Don’s office, but she claims Carole broke into the office
and took the documents 10 days after he disappeared. Anne
believes Carole forged the will and power of attorney she
ultimately presented to the court.
Carole vehemently denied all of these claims. She further alleged
that Don sought to disinherit his children in his will, and it was
only at Carole’s suggestion that Don left them anything at all.
Although law enforcement investigated Don’s disappearance
from Tampa to Costa Rica, Hillsborough County Sheriff
Chad Chronister said the investigation failed to uncover
any physical evidence, only a conflicting series of stories
and dead ends. In light of this, Don’s estate passed
through probate in 2002, and his assets were distributed
according to the terms of the will Carole presented, leaving
Carole with the bulk of his $6-million estate, and leaving
Don’s daughters with just a small fraction of his assets.
While there’s more to the story surrounding Don’s
planning documents and Carole’s suspicious actions,
let’s look at the planning mistakes Don made
and how they could have been easily prevented.
The Big Lesson: Always work with an experienced estate
planning lawyer when creating or updating your planning
documents, especially if you have a blended family. If
Don’s children and assistant are correct and Don created
a will that left his daughters the bulk of his estate and
disinherited Carole, it appears he did so without the
assistance of an attorney. This was his first big mistake.
There are numerous do-it-yourself (DIY) estate planning
websites that allow you to create various planning documents
within a matter of minutes for relatively little expense. Yet, as
we can see here, when you use DIY estate planning instead
of the services of a trusted advisor guiding you and your
family, the documents can easily disappear or be changed
without anyone who can testify to what you really wanted.
In the end—and when it’s too late—taking the DIY route can
cost your family far more than not creating any plan at all.
Even if you think your particular planning situation is simple,
that turns out to almost never be the case. There are a number
of complications inherent to DIY estate plans that can cause
them to be ruled invalid by a court, while also creating
unnecessary conflict and expense for the very people you are
trying to protect with your plan.
And while it’s always a good idea to have a lawyer help
you create your planning documents; this is exponentially
true when you have a blended family like Don’s. If you
are in a second (or more) marriage, with children from a
prior marriage, there’s an inherent risk of dispute because
your children and spouse often have conflicting interests,
particularly if there’s substantial wealth at stake. The risk
for conflict is significantly increased if you are seeking to
disinherit or favor one part of your family over another, as
Don was claimed to have done with Carole.
Finally, as we saw with Don, if your loved ones can’t find
your planning documents—whether because they were
misplaced or stolen—it’s as if they never existed in the first
place. Yet, if Don had enlisted the support of an experienced
planning professional, his documents would have likely been
safeguarded from being lost, stolen, or destroyed.
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
WHAT IT WAS, WAS A PEACH TREE
For some reason, this week, I had been thinking
of my maternal grandfather. I was named after
him, and therefore we had a connection.
I was thinking about him because this month I
turned the same age as he was when he passed. I
hope there's no connection there.
As a young boy, I would spend a month, every
summer at my grandparents. They lived up in
the mountains of Pennsylvania in a long valley.
My grandfather was a farmer, and his primary
income was his dairy cows. He taught me how
to milk cows, and he did it the old-fashioned,
hands-on way.
My grandfather and grandmother were rather
opposite. My grandfather was rather quiet and
didn't talk very much. On the other hand, my
grandmother never had an unexpressed thought.
I guess she made up for my grandfather’s silence.
But my grandfather was quite different, a very
quiet individual. I remember one afternoon sitting
on the front porch with his brother, Dan.
The three of us sat there, and the conversation
went something like this.
Grandfather, “Sure is a nice day.”
After a few minutes, Dan said, "Sure is."
That was the conversation for the whole afternoon.
That’s how my grandfather was.
As a farmer up in the mountains of Pennsylvania,
he was very adept at growing things.
One day he came home and in his truck were
four little bushes. At least they looked like bushes.
I helped him plant them on the left side of the
driveway. I never saw my grandfather so happy
in all his life. Although he was smiling he wasn’t
talking.
I asked my grandfather what we were planting,
and he simply said, "Peach trees."
The next day a friend of my grandfather stopped
in and saw the “bushes” along the driveway.
“Hey, Jim,” the friend said, “what’s that there that
you planted?”
Grandfather just looked and said, “Peach trees.”
The friend laughed and looked at my grandfather
and said, “We don’t grow peach trees here.
And they don’t even look like a peach tree.” And
he continued laughing.
It wasn’t long before everybody in the valley
was making fun of his "peach trees." In fact,
the traffic in front of my grandparent's house
increased and slowed as they came by, and everybody
looked out their window and pointed at
those infamous peach trees.
I don't think anybody had ever grown peach
trees in that area before. Everybody thought that
peach trees were a southern fruit and no respectable
Pennsylvania farmer, would ever grow one.
The rumor developed that they were not, but my
grandfather was simply trying to fool everybody.
After all, he was like that.
A year later, I was back at my grandparents during
the summer, and several people would stop,
look at those peach trees and asked my grandfather,
"Jim, where are those peaches?" Then they
would laugh at him and drive on. Nobody believed
any peaches would grow on those trees.
After all, they looked like small bushes.
When I would go home after my summer visit, I
usually forgot about those peach trees. But then I
would go back the next summer for a month and
get all caught up on the peach tree story.
It became one of the stories of the valley because
everybody thought it was a ruse. No
peaches this year on those peach trees. Which
made everybody in the valley suspicious and just
thought my grandfather was trying to pull a joke
on them.
“Where’s them peaches,” people would ask as
they would drive by and stop for a moment. “I
want a peach.”
My grandfather would smile, and it didn't seem
to bother him that he was the point of many a
joke throughout the valley.
The third summer, it was the same. No peaches.
Then I went up on the fourth summer, and to
my surprise, those peach trees had peaches all
over them.
My grandfather was a farmer, and as a farmer,
he knew how to "milk" a situation. And boy, did
he milk this situation.
Everybody would stop by and ask my grandfather
for a peach.
My grandfather would smile and say, “Those
peaches aren’t ready to pick yet.”
When they left, he picked a peach from the
tree, gave it to me, and told me, "Here's the first
peach from my peach tree." I ate it and boy was
it delicious.
Every day he would pick about a dozen peaches
from the trees and take them into the house. My
grandmother knew how to make peach cobbler
like no other peach cobbler I ever had.
Day by day, he would take the peaches off the
tree, and when people would stop, he would tell
them, "They ain't ready to pick today." Then they
would drive away.
Within a week, all the peaches were harvested
from the trees.
Then the fun began. People would stop by and
ask, "Where's those peaches?"
My grandfather would stare back and say,
“What peaches?”
Then he would laugh as they drove away.
He said to me, "Don't let anybody tell you what
you can or cannot do." And he walked away,
smiling.
As I was thinking about him today, I thought
of the Scripture; “And whatsoever ye do, do it
heartily, as to the Lord, and not unto men” (Colossians
3:23).
If you know what you're doing, do it to God's
glory, and don't let men distract you.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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