Mountain View News Saturday, February 26, 2022
CAN COVID-19 CAUSE SHINGLES?
Dear Savvy Senior:
How effective is the shingles vaccine and what is the CDC recommendation for getting it? My older brother
and sister, both in their fifties, got COVID a few months back followed by shingles. Do you know if there is
a connection between these viruses, and would the shingles vaccine have protected them? Scared of Shingles
Dear Scared:
Great question! Many healthcare professionals across
the country have been urging their older patients to
get the shingles vaccine (in addition to the COVID-19
vaccinations) during the pandemic because getting
COVID-19 can increase your chances of developing
shingles. And the more severe case of COVID you get,
the greater your risk for shingles.
The reason for this is because when you contract COVID-
19 your immune system becomes compromised fighting off the virus, which gives shingles – a virus
that already exist in your body if you’ve had chickenpox – a chance to reactivate.
Here’s what you should know about shingles, the shingles vaccine, and the Centers for Disease Control and
Prevention (CDC) recommendations.
What are Shingles?
Shingles, also known as herpes zoster, is a burning, blistering skin rash that affects around 1 million Americans
each year. The same virus that causes chickenpox causes shingles. What happens is the chickenpox
virus that most people get as kids never leaves the body. It hides in the nerve cells near the spinal cord and,
for some people, emerges later in the form of shingles.
In the U.S., about one out of every three people will develop shingles during their lifetime. While anyone
who’s had chickenpox can get shingles, it most commonly occurs in people over age 50, along with people
who have weakened immune systems. But you can’t catch shingles from someone else.
Early signs of the disease include pain, itching or tingling before a blistering rash appears several days later,
and can last up to four weeks. The rash typically occurs on one side of the body, often as a band of blisters
that extends from the middle of your back around to the breastbone. It can also appear above an eye or on
the side of the face or neck.
In addition to the rash, about 20 to 25 percent of those who get shingles go on to develop severe nerve pain
(postherpetic neuralgia, or PHN) that can last for months or even years. And in rare cases, shingles can
also cause strokes, encephalitis, spinal cord damage and vision loss.
Shingles Vaccine
The vaccine for shingles called Shingrix (see Shingrix.com) provides much better protection than the old
shingles vaccine, Zostavax.
Manufactured by GlaxoSmithKline, Shingrix is 97 percent effective in preventing shingles in people 50 to
69 years old, and 91 percent effective in those 70 and older.
Shingrix also does a terrific job of preventing nerve pain that continues after a shingles rash has cleared –
about 90 percent effective.
Because of this protection, the CDC recommends that everyone age 50 and older, receive the Shingrix
vaccine, which is given in two doses, separated by two to six months.
Even if you’ve already had shingles, you still need these vaccinations because reoccurring cases are possible.
The CDC also recommends that anyone previously vaccinated with Zostavax be revaccinated with
Shingrix.
You should also know that Shingrix can cause some adverse side effects for some people, including muscle
pain, fatigue, headache, fever and upset stomach.
Shingrix – which averages around $205 for both doses – is covered by most private health insurance plans
including Medicare Part D prescription drug plans, but there may be a cost to you depending on your plan.
Contact your insurer to find out.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a
contributor to the NBC Today show and author of “The Savvy Senior” book.
FAMILY MATTERS
By Marc Garlett
UPDATING YOUR ESTATE PLAN FOR DIVORCE: 5
CHANGES TO MAKE
Even if the process is amicable, divorce can be one of life's most stressful events.
With so many major changes taking place, it’s easy to forget to update your estate
plan—or simply put it off until it's too late. After all, dealing with yet another lawyer
is probably the last thing you want to do.
However, neglecting to update your estate plan for divorce can have potentially tragic consequences. And you
shouldn’t wait until the divorce is final to rework your plan—you should update it as soon as you realize the
split is inevitable.
Here’s why: Your marriage is legally still in full effect until your divorce is final, so if you die or become incapacitated
while your divorce is ongoing and haven’t changed your estate plan, your soon-to-be ex-spouse could
wind up with complete control over your life and/or assets.
Keep in mind, however, that in California, only select estate planning documents can be changed after filing for
divorce. And for some of those, you’ll need court involvement for changes to take effect. In addition, there are
still other estate planning documents you cannot change while a divorce is pending.
1. Change Your Power of Attorney Documents
Unless you want your soon-to-be ex-spouse to make all your legal, financial, and medical decisions in the event
of your incapacity, you need to update your power of attorney documents as soon as divorce is inevitable. All
adults over age 18 should have both a durable financial power of attorney and a medical power of attorney in
place.
A durable financial power of attorney allows you to grant an individual of your choice the legal authority to
make financial and legal decisions on your behalf should you become unable to make such decisions yourself.
Similarly, a medical power of attorney grants someone the legal authority to make your healthcare decisions in
the event of your incapacity.
2. Change Your Beneficiary Designations
As soon as you know you are getting divorced, you should update the beneficiary designations for assets that
do not pass through a will or trust, such as life insurance policies and retirement accounts. Failing to update
your beneficiaries can lead to serious trouble down the road, and unfortunately, we see this happen all the time.
If you get remarried following your divorce, for example, but you haven’t changed the beneficiary of your
401(k) to name your new spouse, the ex you divorced 10 years ago could end up with your retirement account
upon your death. And since there are often restrictions on changing beneficiary designations once a divorce is
filed, the timing of your beneficiary change is particularly critical.
3. Create a New Will
Because most married couples name each other as their executor and the primary beneficiary of their estate, it’s
important to name a new person to fill these roles as soon as you decide to get a divorce. Also, when creating a
new will, rethink how you want your assets divided upon your death.
Keep in mind, California has community-property laws which entitle your surviving spouse to a certain percentage
of the marital estate upon your death, regardless of what your will says. Considering this, you should
create your new will as soon as you realize divorce is inevitable to ensure you retain control over the remaining
percentage of your estate should you pass away while your divorce is still ongoing.
4. Amend Your Existing Trust or Create A New One
If you have a revocable living trust, you’ll also want to update it as soon as divorce becomes inevitable. In addition
to reconsidering what assets your soon-to-be-ex spouse should receive through the trust, you’ll probably
want to replace him or her as successor trustee, if they are so designated.
And if you don’t have a trust in place, you should seriously consider creating one, especially if you have minor
children. Trusts provide an array of benefits that are unavailable with a will, and they’re particularly well-suited
for blended families. Given the possibility that both you and your spouse may eventually get remarried—and
perhaps have more children—trusts are an invaluable way to protect and manage the assets you want your
children to inherit.
5. Revisit Your Estate Plan Once Your Divorce is Final
During the divorce process, your primary objective is limiting your soon-to-be ex’s control over your life and
assets should you die or become incapacitated before divorce is final. For this reason, the individuals to whom
you grant power of attorney, name as trustee, designate to receive your 401(k), or add to your estate plan in any
other way while the divorce is ongoing are often just temporary.
Once the divorce is final and your marital property has been divided up, you should revisit all your estate
planning documents and update them accordingly based on your new asset profile and living situation. From
there, your plan should continuously evolve along with your life circumstances, particularly following major
life events, such as getting remarried, having additional children, or when family members pass away.
Get Started Right Away
Although it may be tempting to put off changing your estate plan when you are going through a divorce, especially
if the process is contentious, you can’t afford to wait. If you delay updating your estate plan, even just
for a few days, it can make it legally impossible to change certain parts of your plan during your divorce. And
if you’ve yet to create any estate plan at all, an impending divorce is crucial reason to finally take care of this
important responsibility.
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …February Birthdays*
Tracy Verhoeven, Beatrice DaRe, Catherine Adde, Hilda Pittman, Anne-
Marie Stockdale, Susan Henderson, Allie Attay, Ursula El-Tawansy, Gladys
Moser, Sylvia Lorhan, Ana Ptanski, Winifred Swanson , Janet Gillespie,
Marian DeMars, Vickie Vernon, Mary Beth Knox, Sharon Lefler.
* To add your name to this distinguished list, please call the paper at
626.355.2737. YEAR of birth not required
ONGOING PROGRAMS IN THE COVERED PAVILION
CHAIR YOGA
Every Monday and Wednesday, 10-10:45 am
Please join us for some gentle stretching, yoga, balance exercise and overall relaxation
with Paul. Classes are ongoing and held in the Memorial Park Covered
Pavilion.
HULA & POLYNESIAN DANCE
Every Friday, 10-10:45 am
Bring a lei, your flower skirt or just your desire to dance! Hula in the Park is back
and waiting for you to join in on all the fun! Memorial Park Pavilion.
TAX ASSISTANCE
Wednesday 1:00 pm-2:00 pm
Beginning February 2nd – April 6th, Don Brunner is available for income tax
consultation. Appointments are required: Please call 626-355-5278 x704 .
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
WHAT A CRAZY WORLD WE LIVE IN
Driving home from an appointment
across town,
my wife and I encountered
some crazy driver weaving
in and out on the road in
front of us. The fact that there was not an accident
was somewhat surprising.
“What,” The Gracious Mistress of the Parsonage
exclaimed, “is wrong with people?”
Looking at her and laughing, I said, “People
today are crazy!”
Together we laughed, knowing it was true. If
there ever has been a time that people were
crazy, it is today.
What a crazy world we live in these days. Just
when you think it can’t get any crazier, it does.
We went shopping at the grocery store one
day, and when we came out and got into our
vehicle, I was laughing. My wife looked at me
and said, “What are you laughing about?”
“That lady in there,” I said, still laughing, “was
wearing the craziest dress that I’ve ever seen.
She sure was crazy.” And I laughed some more.
She looked at me, smiled and said, “You do
know that was not a woman, don’t you?”
The smile disappeared from my face, and I just
stared at her and said, “You got to be kidding?”
I agree that people aren’t what they seem to be
in real life. There appears to be a crazy virus,
and it comes out just a little different for each
individual.
It’s hard to comprehend the level of craziness
that is in our world today. A mask cannot control
this crazy virus, but it’s a start to cover up
that crazy face.
There was some Hollywood celebrity; I don’t
know who, but when they had their baby
said that they would wait until the baby was
old enough to make its own decision as to its
gender. When I first heard that, I thought they
were making a joke, but then I found out they
were very serious about it.
When I heard that, I felt sorry for the baby
that had to grow up in such a crazy family. If
they are crazy about this, what else are they
crazy about?
It seems to me that each generation has its
own definition of crazy. Each generation gets
crazier with their definition probably to out-
crazy the former generation.
Of course, as The Gracious Mistress of the
Parsonage reminds me, nobody could handle
me if there were not so many crazy people out
there to compare. So, I think by that “nobody,”
she was referring to herself.
I admit that in certain areas, I am crazy. But,
of course, some think I’m crazy all the way
through, which may be entirely accurate.
Someone told me, “One’s crazy is another person’s
laughter.” The crazy people out there in
the world cause so much laughter.
I’m not sure how you would define crazy. Each
person has a different strain of craziness. The
best way to define crazy is something that
looks and sounds odd to the person watching
and listening.
Someone may be looking at me, thinking I’m
crazy. But, of course, to a certain degree, they
are correct. Everybody is crazy in their own
right. So we have a right to be crazy.
As long as my crazy doesn’t adversely affect
someone else, what’s the harm?
I learned a long time ago not to be offended
when someone refers to me as crazy. Most of
my relatives refer to me as crazy, but I’m never
offended.
Just the other day, The Gracious Mistress of
the Parsonage suggested that crazy was inherited.
Therefore, it’s not my fault that I’m crazy.
I can think of several uncles and cousins that
are as crazy as crazy can be.
Growing up with these relatives around me,
I did not know or understand that their craziness
would rub off on me. I just laughed at
them and walked away, thinking I was okay.
As I studied my family heritage, I realized
that although crazy is inherited through family
links, I have an opportunity to choose my
crazy. I never thought about that before. But, I
am as crazy as I choose to be.
The only challenge I see, at least for me, is
the ability to control me and my crazy. I don’t
want my crazy to control me and get me into
trouble I can’t handle. But I want to understand
my crazy and then use it for profitable
purposes.
There is somebody out there in the world who
needs to experience me and my crazy to feel
good about themselves. They can look at me
and think, “I may be crazy, but at least I’m not
that crazy.” If I can do that each day, I’m doing
an incredible amount of work for the human
population.
So, the last few years, I’ve been trying to hone
my crazy to have at least some positive results
with the people around me.
Thinking about this and looking back over the
last few years some of my encouragement has
come from people who I first thought were
just being crazy. Sometimes crazy does have
a purpose.
I thought about a special versus Scripture that
addresses this. “Wherefore comfort yourselves
together, and edify one another, even as
also ye do” (1 Thessalonians 5:11).
I don’t have to know who I’m encouraging
but sometimes my crazy activities do in fact
encourage somebody along the way. Only in
heaven will I realize how many people I have
encouraged this way.
Dr. James L. Snyder lives in Ocala, FL 34483 with the
Gracious Mistress of the Parsonage.
e-mail jamessnyder51@gmail.com.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285
Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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