Mountain Views News          Saturday, September 6, 2014

B3

 

BUSINESS NEWS & TRENDS

 Mountain Views News Saturday, September 6, 2014 

FAMILY MATTERS By Marc Garlett


GET THEIR ATTENTION 

There are many reasons to feel pressured to sell, be 
it a job transfer, family medical issues, or financial 
hardship. This is when you face cold hard facts 
about your homeÕs value and what you can expect 
to net from your sale. Understand that what you 
paid for your home years ago has no relevance 
today, and a buyer wonÕt pay a premium price 
simply because thatÕs what you owe. 

 If your home is now worth less than what 
youstill owe, it may be time to call your lender and 
arrange listing as a Òshort sale.Ó Your lender will 
indicate the lowest price theyÕll accept, and you 
can begin your aggressive marketing. A short sale 
will blemish your credit rating, but not as badly as 
a foreclosure would. 

 If youÕre not experiencing such financial 
hardship, but still facing a deadline to sell, then you 
need to discuss the Comparative Market Analysis 
(CMA) that your agent prepares, and price your 
home below the average sales prices listed. ThatÕs 
ÒsalesÓ prices, not ÒlistingÓ prices. ÒExpiredÓ 
listings educate you about the prices for which 
homes did not sell under any circumstances, so 
pay attention. 

 Realize that an underpriced home will seem like 
a bargain, and attract more interest and qualified 
buyers. ItÕs always better to sell lower sooner than 
have to reduce your price and sell lower later.

THE LAST IMPORTANT GIFT TO GIVE YOUR FAMILY


As hard as it is for all of us to ÒplanÓ for our deaths, 
doing so is actually one of the best things you can 
do for your family. Adding to their grief and pain 
by giving them no clue as to where to find your 
personal and business paperwork should not be a 
memory you leave behind.

 Gather the following information in a folder and 
let your family know where they can find it in case 
you die unexpectedly or have a health crisis:

 Advisors - Provide the name and contact 
information of any financial advisors, including 
attorneys, estate planners, CPAs, accountants, etc.

Bank Accounts and Safety Deposit Boxes - Bank 
name and account numbers for each bank where you 
have an account. Include PIN numbers for online 
banking. If you have a personal banker, include his 
or her name as well, with contact information. If 
you have a safety deposit box, record the name of 
the bank, the box number as well as contents of the 
box and location of the key.

 Investment And Retirement Accounts - For 
investment accounts, provide the name of the 
brokerage, your personal broker, the location of 
your statement file, account and PIN numbers. For 
retirement accounts, provide contact information 
for plan administrators as well as account and PIN 
numbers.

 Insurance - For all your policies Ð health, 
home, car, life, long-term care Ð provide the name 
and contact information for the agents as well as 
account numbers.

 Health care - For your health care providers, 
give contact information for physicians, Medicare 
information and any other gap coverage you may 
have.

 House - If you still have a mortgage on your home, 
provide information on your lender and payment 
due dates. Also provide the location of deeds and 
property titles. Include contact information for 
any home service providers Ð cleaning help, lawn 
care, etc.

 Credit Cards - Make a photocopy of both sides of 
each credit card and provide balance and payment 
information.

 Vehicles - Provide information on where titles 
and registration information are kept. Make a 
photocopy of your driverÕs license as well.

Personal - Include a list of your friends and 
neighbors with email and phone contact 
information as well as all your email account log-
ins and passwords.

 This last ÒgiftÓ on your part will go a long way 
toward helping your family cope in the immediate 
aftermath of your death or incapacitation, and 
ensuring you leave a lasting legacy of love and 
financial security.

 All the best to you and your family,



Marc, a local attorney, father, and CASA volunteer 
(Court Appointed Special Advocate for Children) is 
on a mission to help parents protect what they love 
most. His office is located at 49 S. Baldwin Ave., Ste. 
G, Sierra Madre, CA 91024. Call 626.355.4000 to 
schedule an appointment to sit down and talk about 
ensuring a legacy of love and financial support for 
your family, or visit www.GarlettLaw.com for more 
information.

ITÕS TIME TO PRIORITIZE AND USE WHAT WORKS

ÒI just donÕt have time to post on all of the social 
media channels.Ó Sound familiar?

 There are lots of choices for on-line marketing 
tools and social media. There is always something 
new that causes a buzz. All the possibilities and 
the hype can make a business owner burn out and 
overwhelmed with their marketing. 

 ItÕs time to focus on what works.

 I know a business owner that uses 3 tools and 
gets great results. He uses LinkedIn and Facebook 
to bring awareness to his business and find leads. 
His monthly Constant Contact email campaigns 
are simple and mobile friendly with a single clear 
call to action; they bring in the results that really 
matter Ð sales. 

 Instead of focusing on ÒI should be posting more 
on ________.Ó Spend your efforts on the 3 tools 
that contribute to your bottom line, the tools your 
business canÕt do without. If email marketing is 
important, spend your time growing a quality list 
instead of worrying about how many tweets an 
hour you should be composing. 

 Focus on the priorities for a while and ignore the 
hype. Figure out works best for your business and 
spend your time there.

 About MJ: MJ and her brother David own 
HUTdogs, a creative services business that 
specializes in Internet Marketing strategies and 
Social Media. They offer social media management 
services and help their clients build a strong 
on-line presence. ÒLikeÓ them on Facebook for 
trending news in social media, internet marketing 
and other helpful tips, www.facebook.com/
hutdogs.

 

 Sign up for their upcoming classes, webinars and 
presentations at: www.hutdogs.com/workshops/
schedule 

NOTICE OF PETITION TO ADMINISTER ESTATE OF:
ROBERT MARTIN YOUNG
CASE NO. BP155195

To all heirs, beneficiaries, creditors, contingent creditors, and persons who may otherwise be interested in the 
WILL or estate, or both of ROBERT MARTIN YOUNG.

A PETITION FOR PROBATE has been filed by ROBERT REID YOUNG in the Superior Court of California, 
County of LOS ANGELES.

THE PETITION FOR PROBATE requests that ROBERT REID YOUNG be appointed as personal 
representative to administer the estate of the decedent.

THE PETITION requests authority to administer the estate under the Independent Administration of Estates 
Act . (This authority will allow the personal representative to take many actions without obtaining court 
approval. Before taking certain very important actions, however, the personal representative will be required 
to give notice to interested persons unless they have waived notice or consented to the proposed action.) 
The independent administration authority will be granted unless an interested person files an objection to the 
petition and shows good cause why the court should not grant the authority.

A HEARING on the petition will be held in this court as follows: 09/24/14 at 8:30AM in Dept. 5 located at 111 
N. HILL ST., LOS ANGELES, CA 90012

IF YOU OBJECT to the granting of the petition, you should appear at the hearing and state your objections or 
file written objections with the court before the hearing. Your appearance may be in person or by your attorney.

IF YOU ARE A CREDITOR or a contingent creditor of the decedent, you must file your claim with the court 
and mail a copy to the personal representative appointed by the court within the later of either (1) four months 
from the date of first issuance of letters to a general personal representative, as defined in section 58(b) of the 
California Probate Code, or (2) 60 days from the date of mailing or personal delivery to you of a notice under 
section 9052 of the California Probate Code. 

Other California statutes and legal authority may affect your rights as a creditor. You may want to consult with 
an attorney knowledgeable in California law.

YOU MAY EXAMINE the file kept by the court. If you are a person interested in the estate, you may file with 
the court a Request for Special Notice (form DE-154) of the filing of an inventory and appraisal of estate assets 
or of any petition or account as provided in Probate Code section 1250. A Request for Special Notice form is 
available from the court clerk.

Attorney for Petitioner

LEWIS R. WALTON

WALTON & WALTON LLP

4640 ADMIRALTY WAY, FIFTH FLOOR

MARINA DEL REY CA 90292

8/30, 9/6, 9/13/14

CNS-2660563#

Published Mountain Views News

08/30/2014, 09/06/2014 and 09/13/2014


ORDER TO SHOW CAUSE FOR CHANGE OF NAME

ISRAEL UFODIAMA

NO. NS029236

TO ALL INTERESTED PERSONS: Petitioner ISRAEL UFODIAMA HAS FILED A PETITION WITH THE 
LOS ANGELES SUPERIOR COURT - SOUTHEAST JUDICIAL DISTRICT FOR A DECREE CHANGING 
NAMES AS FOLLOWS:

Present Name:

ISRAEL UFODIAMA

Proposed Name:

ISRAEL LOVE

A HEARING on the petition will be held on 09/26/14 at 8:30PM in Dept. 27 at 275 MAGNOLIA AVE., LONG 
BEACH, CA. 9802

THE COURT ORDERS that all interested in this matter appear before this court at the hearing indicated 
below to show cause, if any, why the petition for change of name should not be granted.

Any person objecting to the name changes described above must file a written objection that includes the 
reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at 
the hearing to show cause why the petition should not be granted.

If no written objection is timely filed, the court may grant the petition without a hearing.

ISRAEL UFODIAMA

Petitioner Appearing Pro Per

4540 Orange Avenue Apt. 405

Long Beach, Ca. 98807

JDC - Mountain Views News August 23, 30, September 6, and 13, 2014.