B6
BUSINESS NEWS & TRENDS
FAMILY MATTERS By Marc Garlett
BENEFITS ON BOTH SIDES
There are new rules regarding short sales meant to improve the experience for both sellers and buyers,
but the legalities and legwork can overwhelm even the most savvy. Of course, that's where the real
estate agent shines, handling the paperwork and the phone calls, leaving you to focus on your move.
Keep in mind that if you're expecting to buy a home on short sale, you can get a great deal, but don't
expect miracles from a bank that has agreed to accept a price lower than what the sellers owe on their
mortgage. These short sales often generate multiple offers, and if a home has been approved to sell for
$200,000, don't expect to waltz in and offer $125,000.
The real advantage of a short sale deal is that the home will likely be in much better physical condition
than its foreclosure counterpart. Often, a foreclosed home will have been abandoned for months, and
perhaps trashed before being vacated. A short sale property in better condition is in and of itself a
benefit with real value that offsets any lower price you could offer on a foreclosure.
And for sellers, a short sale preserves your dignity, reduces some of the stress, and won't damage
your credit history as much as a foreclosure. Whether selling or buying, consult an agent for the best
results.
HOW LIVING WILLS BECAME A WAY OF LIFE IN
ONE AMERICAN TOWN
With just over 50,000 residents, La Crosse, WI is a lot like most other small towns in America – but
one thing makes La Crosse stand out: 96% of La Crosse residents who have died had an advance
health care directive (also commonly called a living will) in place. Nationally, only about 30% of
American adults have an advance health care directive in place.
Actually, there are two things that make La Crosse stand out: the town also has lower healthcare
costs than any other place in the U.S. And these two things – a high percentage of residents with
advance directives and lower healthcare costs -- are inextricably linked.
According to a recent NPR story, all this came about because of one man: Dr. Bud Hammes,
Medical Humanities Director at Gundersen Hospital in La Crosse. Dr.Hammes often found
himself sitting with families of terminally ill patients, trying to figure out what to do next. He said
the conversations were excruciating: “Did mom ever say anything to you?” “Do you know what dad
wants?” He felt the moral distress of those families and it was palpable.
Dr. Hammes knew these scenarios could easily be avoided, since most patients were usually sick
for years. So he started training nurses to ask patients early on if they wanted to sign an advance
directive, and over the years, planning for death has become a way of life in La Crosse.
And the lower healthcare costs? Dr. Hammes said the reduction in spending was a complete
accident; simply a byproduct of letting people make their own choices. He said that when you let
patients choose and direct their own care, they often make a much less expensive choice.
Making end of life plans is one of the easiest, and yet most comforting things you can do for your
family. To make things as stress-free as possible for your loved ones, contact our office to schedule
a time for us to sit down and talk. Because this planning is so important, I’ve made space for the
next two people who mention this article to have a complete family estate planning session at no
charge.
Call 626.355.4000 today and mention this article or visit us at www.GarlettLaw.
com for more information.
INSTAGRAM IS HELPING FIND FOREVER
HOMES FOR RESCUE DOGS
Instragram is used for many things. Families
and friends share their stories through photos.
Businesses leverage it as a life-style branding tool.
One of the best uses of Instagram is when it
champions a great cause.
I recently met a non-profit called Hand in Paw.
They work very hard to place dogs they rescue
into loving homes. I actually ended up adopting
the world’s greatest dog from them but that’s
another story. Instagram is helping them get the
word out in a powerful way.
Every weekend you’ll find Hand in Paw at
Unleashed in Monrovia. They bring 3 dogs who
need homes. Messages go out on Instagram
sharing the background stories of the dogs with
great photos. I’ve seen people from Long Beach
drive to Monrovia to adopt a dog because of an
Instagram post!
The content from Hand in Paw just comes
natural because they are so passionate about what
they do. They don’t carry around fancy cameras
and have long committee meetings to discuss
what they should post next. They take great
photos from their smart phones, write a quick
comment and get the word out.
Instagram and social media is part of their
every day operation. They are consistently telling
their story, showing what’s going on behind the
scenes, and getting the word out to the people
who love dogs! They just do it and get the job done
– finding nice people to adopt great dogs!
About MJ: MJ and her brother David own
HUTdogs, a creative services business that
specializes in Internet Marketing strategies
and Social Media. They offer social media
management services and help their clients
build a strong on-line presence. “Like” them
on Facebook for trending news in social media,
internet marketing and other helpful tips, www.
facebook.com/hutdogs.
Sign up for their upcoming classes, webinars
and presentations at: www.hutdogs.com/
workshops/schedule
Square Footage per Assessor: 7,313 Lot Size: 32,841 / .75 Acre
5 Bedrooms / 7 Baths Year Built: 2010
Guest/Pool House w/ Kitchenette & Bath: 500 Square Feet Taped
Offered for sale at $4,688,000
See more at www.3151EastCalifornia.com
OWNED AND OPERATED BY NRT | Pasadena South Lake Office
©2015 Coldwell Banker Real Estate Corporation. Coldwell Banker is a registered trademark licensed to Coldwell Banker Real Estate Corporation. An Equal Opportunity Company. Equal Housing Opportunity.
Owned and Operated by NRT, Incorporated. Coldwell Banker does not guarantee the accuracy of square footage, lot size, or other information concerning the condition or features of property provided by the
seller or obtained from public records or other sources, and buyer is advised to independently verify the accuracy of that information through personal inspection and with the appropriate professionals.
Exclusive Listing Agent
“tink”
CHENEY
Catherine “Tink” Cheney
Previews Estates Director
Cell: 626 233 2938
tinkcheney@earthlink.net
www.tinkcheney.com
CalBRE# 01173415
3151 East California, Pasadena
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