Mountain Views News, Combined Edition Saturday, August 10, 2019

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Mountain Views-News Saturday, August 10, 2019 

SENIOR HAPPENINGS


HAPPY BIRTHDAY! …August Birthdays*

Bill Nelson, Karlene Englert, Juanita Fernandez, Jeanette Francis, Joseph Kiss, Jacquie 
Pergola, Maury Whitaker, Pat Miranda, Phyllis Chapman, Jerry Burnett, Margaret 
Aroyan, Phyllis Burg, Beverly Clifton, Rosemary Morabito, Susan Poulsen, Joy Barry, 
Marcia Bent, Joan Spears, Ruth Torres, Jane Zamanzadeh.

 * To add your name to this distinguished list, please call the paper at 626.355.2737. 
YEAR of birth not required

HART PARK HOUSE MONTHLY PROGRAMS: 

Unless listed differently, all activities are at the Hart Park House (Senior Center) 222 W. 
Sierra Madre Blvd., Sierra Madre

Hawaiian & Polynesian Dance Class: Every Tuesday Morning from 10:00 a.m. - 11:00 a.m. 
Join the class with Instructor Barbara Dempsey as she leads you in the art of Hula!

Bingo Time: Every Tuesday beginning at 1:00 p.m. Cards are only $0.25 each! Everyone is 
welcome to play! Activity may be canceled if there are less than five people.

Free Blood Pressure Testing: 2nd Tuesdays Monthly from 11:00 a.m. - 12:00 p.m. No appointment is necessary.

Brain Games: Every third Thursday of the month at 12:45-1:45pm Join us for Scattergories, a creative thinking game by 
naming objects within a set of categories; or Jenga, a block-building challenge that keeps you stacking and bal-ancing your 
tower. Everyone is welcome, and no experience is needed. A great way to strengthen your mind and make new friends... 
Games are facilitated by Senior Volunteers. Will Resume in September 2019

Free Legal Consultation: Wednesday, August 14th from 10:30 a.m. - Noon. Attorney Lem Makupson is available for 
legal consultation. Specializing in Family Law, Wills, Trusts, Estates and Injury. Please call the Hart Park House for an 
appointment, 626-355-5278 ext. 704.

Senior Club: Meets Saturdays, Weekly at Hart Park House Brown Bag Lunch, great company and bingo at 11:30 a.m.

Chair Yoga: Mondays & Wednesdays 11:00 - 11:45 a.m. with Paul Hagen. Classes include Yoga and balance exercises. All 
ability levels are encouraged and welcomed!

Birthday Celebration: Every 2nd Thursday Monthly at the Hart Park House. Share free birthday cake and ice cream 
kindly provided by the Senior Community Commission!

Game Day: Every Thursday Monthly 12:00 Noon come into the Hart Park House and join a lively poker game with 
friends!

Free Strength Training Class: Fridays 12:45 p.m. - 1:30 p.m. with Lisa Brandley.light weights, low impact resistance 
training and body conditioning. Class equipment provided.

Gentle Yoga for Active Seniors: Every Monday & Wednesday from 8:15 - 9:45 a.m. with Andrea Walsh at the Hart Park 
House. Classes include complete floor relaxation, standing and floor postures, balancing, and featuring extended 
meditations on the fourth Wednesdays of the month! Call (626)-355-5278 for more information.

August Craft with Lawren—August 19th 12:30 p.m.-1:30 p.m.

Come on into the Hart Park House Senior Center and create one of a kind tea cup bird feeders. Paint a design of your 
desire or use one of several stencils that will be available for use. Then we will glue the two sections together and attach a 
chain or twin to hang from your favorite tree or display at your favorite outdoor seating area. 

8:30 a.m.-5:30 p.m. Senior Cinema - 1st & 3rd Wednesday Beginning at 1:00 p.m. 

 LAKE ARROWHEAD QUEEN (Arrowhead) 

$20.00 

August 15, 2019 9:00 am – 4 pm Level of Walking: Medium

Lunch will be on your own and spending money optional.

A Visit to Lake Arrowhead isn’t complete without seeing the view from the water. The Lake Arrowhead 
Queen Paddleboat Tour lasts about an hour and takes you around the entire perimeter of Lake 
Arrowhead. The notoriously hilarious tour guide has a reputation for his jokes and one-liners and 
always has the entire boat in stitches as he points out celebrity homes and tells the fun facts of the area.

 Lake Arrowhead Village is the area’s main commercial hot spot for both visitors’ and the locals, with a 
variety of unique fashion boutiques, outlet stores, restaurants and their excellent shopping and dining. 
Resident Registration Now Open and Non-Resident Registration starts August 4th. 

Registration closes Wednesday, August 14, 2019.


HOW TO FIND A GOOD 
FINANCIAL PLANNER

Dear Savvy Senior:

Can you recommend some tips on finding and 
choosing a good financial planner? My wife and I are both in our late fifties and would like to get some 
professional advisement to help us better prepare for our retirement years. Seeking Advice

Dear Seeking:

With all the different financial planners, advisers and services available today, finding and choosing 
a trusted professional that can help you meet your financial goals can be confusing. Here are a 
few suggestions to consider.

Where to Look

A good place to start your search is by asking friends or relatives for recommendations. If you don’t 
know anyone who can give you a referral, and you’re looking for broad-based financial advice, hire 
a Certified Financial Planner, or CFP, who are considered the “gold standard” in the industry. CFPs 
must act as fiduciaries, putting their client’ best interest above their own.

To get the CFP credential, they must have a college degree and be educated in a wide range of personal 
finance subjects, pass a rigorous certification exam, have three years professional experience, 
meet continuing-education requirements and abide by a code of ethics.

CFPs are taught to look at the big picture view of your finances, talking you through your goals, as 
well as advising you on the details of your financial life.

You’re also probably better off hiring a CFP that’s a fee-only planner, verses one who earns a commission 
by selling you financial products. Fee-only planners charge only for their services – for 
example you might pay $150 to $350 an hour for a financial tune-up, a flat fee per project or an 
asset-based fee.

To find a fee-only planner in your area, use the National Association of Personal Financial Advisors 
(NAPFA.org), which carefully vets all members and offers an online directory. Or see the 
Garrett Planning Network (GarrettPlanningNetwork.com), a network of fee-only advisers. Or the 
Alliance of Comprehensive Planners (ACplanners.org), a community of fee-only advisors that 
charge annual retainers.

If your needs are more specific, some other financial professionals to consider are a Registered Investment 
Adviser (RIA) who is registered with the Securities and Exchange Commission or a state 
securities regulator to manage investment portfolios; a Chartered Financial Consultant (ChFC), 
who specialize in insurance and estate planning; and a Certified Public Accountant (CPA), who 
can help with tax planning.

Be leery of many other financial advising titles, designations and certifications that are out there 
like the Certified Financial Consultant (CFC) or the Wealth Management Specialist (WMS). Many 
of these require no more than a few courses at a seminar or online, which means they’re not worth 
much. To research the different certifications or designations visit FINRA.org/investors - click on 
“Tools & Calculators,” then on “Professional Designations.”

How to Choose

After you find a few candidates in your area, call them up and schedule an appointment to meet 
and interview them. Find out about their experience, expertise and the types of services they provide; 
if they’re a fiduciary; how they charge 
and how much; what is their investment 
philosophy; and how will they handle your 
ongoing questions or financial needs. Look 
for someone whose clients are in situations 
similar to yours and who’s available as often 
as you need them.

It’s also wise to do a background check on 
your potential advisor. At LetsMakeaPlan.
org, you can verify a planner’s certification 
as CFP (click on “Verify CFP Professional 
Status”). You’ll also see any information on 
the planner’s disciplinary history with CFP 
Board and on bankruptcy filings in the past 
10 years.

To vet a registered investment adviser, go to 
Investor.gov where you can search an individual’s 
name and click on “Detailed Report” 
to see information on qualifications, employment 
history, disciplinary actions, criminal 
convictions and more.

To check out a broker, visit BrokerCheck.finra.
org where you can search an individual or 
firm’s name to get details like years of experience, 
licensing, exams passed and regulatory 
actions.

Send your senior questions to: Savvy Senior, 
P.O. Box 5443, Norman, OK 73070, or visit 
SavvySenior.org. Jim Miller is a contributor 
to the NBC Today show and author of “The 
Savvy Senior” book.

SENIOR CINEMA - 1st & 3rd Wednesday 1:00 pm

August 7th “Instant Family” PG-13; 1 hr. 57 min. 

Idealistic couple Ellie and Pete find themselves overwhelmed when they 
open up their home to foster teenager Lizzy and her two younger siblings, 
Juan and Lita. With the help of fellow foster parents and agency workers they learn to navigate 
the joys and pitfalls of parenting to become a modern family. 

Aug. 21st Fantastic Beasts the Crimes of Grindelwald 

 PG-13; 2 hr. 14 min. 

Magizoologist Newt Scamander agrees to help Albus Dumbledore thwart the plan of Gellert 
Grindelwald to raise pure-blood wizards who would reign over the muggles. Together, Scamander 
and Dumbledore face new threats as they try to take down Grindelwald


MEALS - ON - WHEELS PROGRAM

The Home Delivered Meals Program provides healthy meals to homebound Seniors 60 and above. Seven 
frozen meals, milk, bread and fruit are included and delivered once a week. $3 Donation per meal is 
suggested but remains completely anonymous and voluntary. Clients must be eligible and we invite you 
to contact YWCA Intervale Senior Services at 626-214-9467. SUBJECT TO CHANGE WITHOUT 
NOTICE SUGGESTED DONATION $3.00 1% LOW FAT MILK INCLUDED

OUT TO PASTOR 

A Weekly Religion Column by Rev. James Snyder


MY MIRROR DOESN'T LIE, BUT SOMETIMES IT GIGGLES

I have never been fascinated 
by my looks, and I don’t think 
anybody else has either.

Sometimes, however, I have to 
spend a little more time before 
the mirror to get prepared for where I am going. I 
must say, I am not fond of mirrors and I make it as 
quick as possible.

I do not trust mirrors. When I was a youngster, my 
family lived very close to Hershey Park in Pennsylvania. 
One of the major attractions there was 
the “House of Mirrors.” You would walk in and the 
mirrors would distort what you really looked like.

Walking through, we would always laugh and 
point to the person in the mirror not acknowledging 
that it was us. I could not trust those mirrors at 
Hershey Park, which has stayed with me all my life.

I had forgotten about those mirrors until recently. 
I was getting ready to go somewhere and the Gracious 
Mistress of the Parsonage said, “Have you 
looked in the mirror today?”

Not knowing what she was talking about I muttered, 
“Yes, I glanced at it this morning.”

What she was getting at was beyond my speculation 
except that she saw something on my face that 
for some reason I had not seen.

“You ought to look in the mirror before you leave,” 
she stated.

I never want to start a day objecting to anything 
my wife says if I don’t have to. Therefore, to please 
her so I could get out of the house as quick as possible, 
I went and looked in the mirror and there it 
was.

That morning I had nicked myself shaving and did 
not notice it, but the blood started coming out very 
slowly. By the time I got out of the bathroom and 
into the kitchen, the blood had flowed down the 
side of my face. I looked at it, got some paper towels 
and cleaned up my face.

“That looks better,” my wife said as I was leaving. 
Then she said something that struck me.

“Remember,” she said as gently as possible, “the 
mirror never lies.”

That phrase stuck with me all day long and as I 
pondered it, I wondered if it was true. Those mirrors 
at the Hershey Park lied all the time. I was not 
as twisted as they made me out to be.

The mirror in my bathroom, according to my 
wife, is not like those mirrors. The mirror in my 
bathroom always reflects the real me. Which, as I 
thought about it, it rather disturbed me. Am I really 
what I look like in the mirror?

Maybe that is why my wife spends 10 times more 
time before her mirror than I do before my mirror. 
In fact, I am thinking about looking in her mirror 
some morning to see if I am seeing what she sees 
when she looks in her mirror.

Wouldn’t it be great if one morning we got our 
bathrooms mixed up? I went into her bathroom 
and looked in her mirror and she went into my 
bathroom and looked in my mirror. I will know 
when that happens because I will hear some loud 
screaming coming from my bathroom.

When I go to my barber, he always wants me to 
look at the back of my head in a mirror he provides 
to see if I like it. I always say to him, “If you like it, 
I’m okay with it.” I never see the back of my head 
unless I am near a mirror.

In the morning, I glance in the mirror to make sure 
nothing is out of place, and then I go on with my 
day never thinking about that mirror ever again. If 
I had to think about what I look like in the mirror 
all day long I probably would go insane.

Of course, I spent all day thinking about my bathroom 
mirror. I have come to this rather sincere 
conclusion. My mirror does not lie, but sometimes 
it giggles. If I was a mirror and had to see a face 
like mine looking in, I think I would do more than 
giggle.

Outward looks are not that important, at least to 
me. It is not the outside that really is significant, 
but rather the inside.

I think it is rather hypocritical for some people, 
and I am not mentioning any names whatsoever, 
to plaster their face with makeup hiding their real 
self. Looking at some people you do not know if 
you are seeing the real person.

I saw someone the other day, I could not tell 
if it was male or female, but their face was plastered 
with makeup, they had earrings, nose rings 
and even a ring on their tongue. They had rings 
all over their face, which made them look like a 
ding-a-ling.

Walking away from that person, I wondered if they 
had a mirror in their bathroom. If so, I am not sure 
they looked at it that morning.

I could not help what Jesus said to the Pharisees of 
his day. “And the Lord said unto him, Now do ye 
Pharisees make clean the outside of the cup and 
the platter; but your inward part is full of ravening 
and wickedness” (Luke 11:39). I can be so caught 
up with my outward appearance I forget the important 
part is inside; my soul. The Bible is the 
mirror I need to see my soul.


Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com