Mountain Views-News Saturday, May 14, 2022
BEST SENIOR TRAVEL DISCOUNTS IN 2022
Dear Savvy Senior:
What are some of the best travel discounts available to seniors? My husband and are about to retire and are
interested in traveling more but live on a tight budget. Frugal Travelers
Dear Frugal:
There are literally hundreds of different travel-related discounts available to older travelers that can add
up to save you hundreds of dollars on your next trip. To
qualify, you’ll need to meet the age requirement, which
varies by business. Some discounts may be available as
soon as you turn 50, but most don’t kick in until you
turn 55, 60, 62 or 65. Here’s a rundown of top travel
discounts, along with some extra tips to help you save.
Ways to SaveThe first thing to know is that most businesses don’t advertise
them, but many give senior discounts just for the asking, so don’t be shy.
You also need to be aware that when it comes to senior travel bargains, the “senior discount,” if available,
may not always be the best deal. Hotels, resorts, airlines and cruise lines, for example, offer advanced bookings
along with special deals and promotions from time to time that may be a lower rate than what the
senior discount is. Before you book, always ask about the lowest possible rate and the best deal available.
Another way you can save is to be flexible when you travel. Last minute travel deals can offer huge savings,
as does traveling during off-season or off-peak times, and avoiding holidays.
Club memberships can also garner you a wide variety of travel bargains. AARP, for example has dozens
of travel discounts available on hotels, rental cars, cruises, vacation packages and more – see AARP.org/
benefits-discounts. The American Automobile Association (AAA.com) is another membership club that
provides some great travel discounts to members at any age.
Types of DiscountsHere are of some of the best senior travel discounts available in 2022.
Airline: British Airways offers AARP members $65 off economy travel and $200 off business club travel.
American, Delta and United also offer senior fares to passengers 65 and older in certain markets but are
extremely limited. And JetBlue offers 5 percent discounts for retired military and veterans that are enrolled
in Veterans Advantage.
Train: Amtrak provides a 10 percent discount to travelers 65-plus, and a 10 percent discount to passengers
over age 60 on cross-border services operated jointly by Amtrak and VIA Rail Canada.
Rental Car: Avis and Budget provide AARP members up to 30 percent off at participating locations. Hertz
offers up to 20 off to 50-plus travelers. And Thrifty and Sixt provides 5 percent off to those 50 and older.
Hotels: Certain hotel chains offer discounted rates for seniors usually ranging between 10 and 15 percent
off but may vary by location. Some popular hotels that offer these discounts include Best Western, Choice
Hotels, Hyatt, IHG Hotels, Marriott, Omni Hotels & Resorts, Red Roof and Wyndham Hotels.
Restaurants: Many restaurant chains offer senior discounts ranging from free drinks, to senior menus, to
discounts off your total order, but they may only be available on certain days of the week or at certain locations.
Some popular options include Applebee’s, Denny’s, IHOP, Chili’s, Perkins Restaurant & Bakery and
McDonalds.
Cruises: Royal Caribbean and Carnival Cruise lines offer discount rates to cruisers 55 and over on select
cruises. And Grand European Travel offers AARP members up to $100 savings per person on river cruises.
Call before booking to inquire.
Entertainment and Attractions: Most museums, zoos, aquariums, movie theaters, public golf courses and
even ski slopes provide reduced admission to seniors over 60 or 65. And for those 62 or older, one of the best
deals available is the America the Beautiful Senior Pass ($20 for an annual senior pass, or $80 for a lifetime
pass) which provides admittance to more than 2,000 national parks and recreation sites.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a
contributor to the NBC Today show and author of “The Savvy Senior” book.
FAMILY MATTERS
By Marc Garlett
3 COMMON ESTATE PLANNING MISTAKES
YOUR FAMILY CAN’T AFFORD TO MAKE
Because estate planning involves intentionally thinking about and planning
for frightening topics like death and disability, many people put it off
or simply ignore it all together until it’s too late. Sadly, this unwillingness
to face reality often creates serious hardship, expense, and trauma for the loved ones left behind.
To complicate matters, the recent proliferation of online estate planning document services, such
as LegalZoom®, Rocket Lawyer®, and Trustandwill.com, may have misled you into thinking that
estate planning is a do-it-yourself (DIY) affair, which involves nothing more than filling out the
right legal forms. However, proper estate planning entails far more than filling out legal forms.
In fact, without a comprehensive, customized plan before you create your documents, you’ll likely
miss the really important stuff. And the worst part is that won’t be discovered until it’s too late—
and the very people you were trying to protect get stuck cleaning up the mess you left them just to
save a few bucks.
You must avoid these three things:
1. Leaving No Estate Plan at All
If you die without an estate plan, the court will decide who inherits your assets, and this can lead to
all sorts of problems. Who is entitled to your property is determined by California’s intestate succession
laws, which hinge largely upon whether you are married and if you have children. Spouses
and children are given top priority, followed by your other closest living relatives.
That means unmarried partners and close friends would get nothing. Moreover, dying without a
plan could also cause your loved ones to get into an ugly court battle over your assets. Or if you become
incapacitated, your loved ones could get into conflict around your medical care. Most people
think this would never happen in their family, but the truth is it happens all the time, even when
there’s no overt family strife or significant financial wealth involved.
2. Thinking A Will Alone Is Enough
Lots of people believe a will is the only estate planning tool they need. While a will is a fundamental
part of nearly every adult’s estate plan, using a will by itself comes with some serious limitations,
including the following:
Wills require your family to go through the court process known as probate, which can not
only be lengthy and expensive, it’s also completely open to the public and frequently creates ugly
conflicts among your loved ones.
Wills don’t offer any protection if you become incapacitated by illness or injury and are unable to make your own medical, financial, and legal decisions.
Wills don’t cover jointly owned assets or those with beneficiary designations, such as life
insurance policies and 401(k) plans.
Wills don’t provide any protection or guidance for when and how your heirs take control of
their inheritance.
Naming guardians for your minor children in your will can leave them vulnerable to being
placed in the care of strangers.
Given these facts, if your estate plan consists of a will alone, you are missing out on many valuable
safeguards for your assets, while also guaranteeing your family will have to go to court if you
become incapacitated or when you die. Fortunately, all the above issues can be effectively managed
using a trust. That said, as you’ll see below, trusts are by no means a panacea—these documents
come with their own dangers, especially if you try to prepare one on your own.
3. Creating A Trust & Not Properly Funding It
You may already know a trust can keep your family out of court, and you may think about going
online to set up a trust or have a lawyer do it for you as a one-size-fits all solution. But the documents
are only the first step. Without funding the trust once you set it up, it’s hardly worth the
paper it’s written on.
An unfunded trust is a trust that exists, but that doesn’t hold any of your assets because you didn’t
retitle them properly, or because you acquired new assets after creating your trust. This is all too
common, and it leaves families with a big mess, even if a trust was created before death.
Funding your trust properly is critically important, because if it’s not, the trust won’t work, and
your family will have to go to court anyway. And when you acquire new assets after your trust is
created, you must make sure those assets are properly funded into your trust as well.
These are just three common problems I see all too often. With that said, I encourage you to be
uncommon. Get your estate planning handled the right way, for your peace of mind and for your
family’s well-being.
Marc Garlett, Esq.
Cali Law Family Legacy Matterswww.caliLaw.com
626.355.4000
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …MAY Birthdays*
Beth Copti, Marilyn Diaz, Anne Schryver, Jo Ann Williams, Paul Hagan, Lenore
Crilly Joann Serrato-Chi, Harriett Lyle, Jean Coleman, Birgitta Gerlinger, Donna
Mathieson, Luciana Rosenzweig, Linda Wochnik, Marian Woodford, Debbie
Sheridan, Joanne Anthony, Carole Axline, Kika Downey, Shirley Hall, Annie
Scalzo, Janet Ten Eyck, Jane Thomas, Ray Burley* To add your name to this
distinguished list, please call the paper at 626.355.2737. YEAR of birth not required
THE HART PARK HOUSE SENIOR CENTER IS OPEN!!!!
SIERRA MADRE SENIOR CLUB Every Saturday from 11:30am-3:30 pm in the
Hart Park House Senior Center. Join us as we celebrate birthdays, holidays and pay
BINGO. Must be 50+ to join. For more information call Mark at 626-355-3951.
DOMINOES TRAIN GAME Wednesday, 5/18 11:00 am— 12:30 pm Hart Park
House The object of the game is for a player to play all the tiles from their hand onto
one or more trains, emanating from a central hub or “station”. Call Lawren with questions
that you may have.
PAINT PALS
Tuesday, 5/10 & 5/24, 10:30 am—Hart Park House If you enjoy painting, sketching,
water color, or making some other form of artistic creation please join our new
program, PAINT PALS!!! Bring a project that you are working on to the HPH and
enjoy some quality art time with other artists looking to paint with a new pal.
TEA AND TALK SENIOR BOOK CLUB Tuesday, 5/25— 9:00 am Staff has
launched a new book club series, Tea and Talk, which meets twice a month to discuss
the fun, suspense, intrigue, love and so much more that each selection will have in
store!
FIBER FRIENDS Tuesday, 5/17 —10:00 am If you enjoy knitting, crocheting,
embroidery, needlepoint, bunka, huck, tatting or cross stitch then we have a group
for you! Bring your current project, a nonalcoholic beverage, then sit and chat with
likeminded fiber friends. We meet in the Hart Park House
BINGO Monday 5/16 1:00 pm- 2:00 pm Come on down to enjoy this time with
friends. We are trying a new spin on BINGO fun so please bring your good luck
charms and BINGO markers!
CHAIR YOGA Every Monday and Wednesday, 10-10:45 am Please join us for some
gentle stretching, yoga, balance exercise and overall relaxation with Paul. Classes are
ongoing and held in the Memorial Park Covered Pavilion or the Hart Park House..
HULA AND POLYNESIAN DANCE Every Friday, 10-10:45 am Bring a lei, your
flower skirt or just your desire to dance! Hula in the Park is back and waiting for you
to join in on all the fun! Memorial Park Pavilion.
SENIOR CINEMA WEDNESDAY, 5/25 1:00 PM
MERMAIDS 1hr 50min An unconventional single mother relocates
with her two daughters to a small Massachusetts town in 1963, where a number
of events and relationships both challenge and strengthen their familial
bonds.
SIERRA MADRE SENIOR CLUB
Every Saturday from 11:30 a.m.-3:30 p.m. in the Hart Park House Senior
Center. Join us as we celebrate birthdays, holidays and play BINGO.
Must be 50+ to join. For more information call Mark at 626-355-3951
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
IT'S MY TONGUE AND I'LL WAG IT IF I WANT TO!
Like everybody else, I have
my share of trouble. It’s not
that I want to get into trou
ble, but trouble always seems
to be somewhere near where I am at the time.
I regret that time when I was first introduced
to trouble.
Some trouble I can't prevent. It just happens,
and no matter what I do, trouble is in the
room. I don't think there's anything I can do
about that, but I hope the trouble will not be
that bad.
I know some people in my family get into
trouble on purpose. The grand goal of their
life is to get into trouble on a variety of levels.
Back in the day, when we had family reunions,
this person, which will remain anonymous,
did everything he possibly could to
make trouble.
Most of the family just ignored him and forgot
what he was doing. He wanted to be remembered
as the family troublemaker. Actually, he
was remembered as the family Goofball.
Another form of trouble is what people bring
on intentionally. For some reason, they want
to get into trouble, and get a lot of pleasure
out of bullying.
I could never understand this bullying mentality.
What does anybody get from bullying
somebody else? I remember in school, several
guys got a lot of fun out of bullying other kids.
That went on until Miss Ammon, the fifth-
grade teacher, showed up. She had her way of
unbullifying anybody that crossed her path.
If she caught you, you were in more trouble
than you could handle.
Also, there is the trouble I get in by making a
mistake. I didn't mean to do it, but for some
reason, I did it, and as everybody knows,
there are always consequences. Usually, the
consequences aren't worth the trouble.
I've had experience in just about all levels of
trouble in one form or another. The steps on
the ladder of progress and growth are trouble.
If you can handle trouble, you then are progressing
in your maturity.
As terrible as all of these things are, one
source of trouble outweighs all others. It has
taken me a long time to understand the dimensions
of this kind of trouble.
What I’m thinking about at this point is my
“tongue.”
This tongue of mine has been the most significant
source of trouble and problems
through out my life. As I get older, it seems
to get worse.
A preacher friend of mine would talk about
one of the older women in his church, and
he said, "I often wondered if this woman ever
had an unexpressed thought in her life."
I know what he means because I often wondered
that about myself.
I have not yet learned that because I'm thinking
about something, I do not need to speak
it. Thinking doesn't get me in trouble; speaking
gets me into deep trouble.
Sometimes when the Gracious Mistress of
the Parsonage is speaking to me, I speak out
loud without realizing it. Then comes the infamous,
"What did you say?"
Whenever I hear this, I know I'm in some
kind of trouble. Either I didn't hear it right, or
I did hear it right, and I responded.
As a veteran husband, I should understand
that she does not expect an answer whenever
she asks a question. All she wants from her
husband is a positive shaking of the head and
a greasy smile.
I know this, but sometimes I forget. If only
I could train my tongue when to speak and
when not to speak. There are times when that
old tongue of mine will wag and wag, getting
me into deep trouble.
One morning right after breakfast, I was getting
ready to leave when my wife said, “When
will you be ready to do that job?”
I looked at her quizzically and said, "What
job?"
She stared at me for a moment and then said,
“You know. What we were talking about last
night as we were watching TV.”
I had no idea what she was talking about. I
could remember watching TV the night before,
but I had no idea what the conversation
was about.
“You don’t mean to tell me you’ve forgotten
already?”
Last night while watching TV, she talked
about some projects she had in mind, and I
wag my tongue in affirmative action. She assumed
I knew what she was talking about and
that I had agreed to that plan.
If only my tongue had ears, I might not get
into so much trouble.
Now, I need my tongue to wag in a way to get
me out of the trouble it got me into while it
was wagging the night before.
How many right wags does it take to correct
one wrong wag?
It would be wonderful if my tongue were attached
somehow to my ears. Or maybe, better
yet, to my brain.
As I get older this seems to be more of a
problem.
In my dilemma, I thought of a verse of Scripture.
"Even so the tongue is a little member,
and boasteth great things. Behold, how great
a matter a little fire kindleth!” (James 3:5).
Once you say something, it is impossible to
unsay it. My tongue has got me into more
trouble than all the other things in my life.
But there's one thing about my tongue that
can compensate for this. I can use my tongue
to praise the God who created me.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285
Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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