Mountain Views-News Saturday, June 25, 2022
HOW TO HIRE AN IN-HOME HELPER FOR AN AGING PARENT
Dear Savvy Senior,
I would like to hire an in-home helper for my 82-year-old
mother to assist with household chores like housekeeping,
grocery shopping and driving her to the doctor, etc. But mom
doesn’t require any personal/physical caregiving, nor does
she require any home medical care. Any tips to help us find
someone? Searching Sarah
Dear Sarah,
Getting your mother some help at home to handle some of
her day-to-day chores is a smart idea that can make a big
difference keeping her independent longer. Here’s are some
tips to help you find someone reliable.
In-Home HelpFor seniors who could use some help at home – but
don’t need a caregiving aide for personal care – there are
homemakers/home helpers you can hire that can help make
life a little easier.
Most in-home helpers can assist with any number of
things like shopping, running errands, transportation,
light housekeeping, laundry, meal preparation, arranging
services (home maintenance, lawn care, etc.) and other
household chores, along with providing companionship
and support. And, if your mom gets to the point she needs
personal/physical care like bathing or dressing, many home
helpers can assist with this too.
Most home helpers are part time workers who work a few
hours a day or a few days per week.
You also need to know that while Medicare does cover
home health care services if a doctor orders it, they do not
cover in-home homemaker/helper services.
There are two ways in which you can go about hiring
someone for your mom; either through a home care agency,
or you can hire someone directly on your own.
Home Care AgencyHiring a home helper through a non-medical home care, or
non-medical companion care agency is the easiest, but most
expensive option of the two. Costs typically run anywhere
pre-screened staff to care for your mother and finding a
fill-in on days her helper cannot come.
Some of the drawbacks, however, are that you may not
have much input into the selection of the aide, and the
helpers may change or alternate, which can cause a
disruption.
To find a home care agency in your area, use search
engines like Google or Yahoo and type in “non-medical
home care” followed by the city and state your mom lives
in. Or you can use Medicare’s home health services search
tool at Medicare.gov/care-compare – click on “home
health services.” Most home health agencies offer some
form of non-medical home care services too. You can
also check your local yellow pages under “home health
services.”
Hiring Directly
Hiring a personal assistant/home helper on your own is
the other option, and it’s less expensive. Costs typically
range between $12 and $20 per hour. Hiring directly
also gives you more control over who you hire so you can
choose someone who you feel is right for your mom.
But be aware that if you do hire someone on your own,
you become the employer so there’s no agency support to
fall back on if a problem occurs or if the assistant doesn’t
show up. You’re also responsible for paying payroll taxes
and any worker-related injuries that may happen. If you
choose this option, make sure you check the person’s
references thoroughly and do a criminal background
check.
To find someone, ask for referrals through friends or you
can search online at sites like Care.com or CareLinx.com.
from $15 to $25 an hour depending on where you live.
For more information on hiring in-home help for your
mom, the Family Caregiver Alliance offers a helpful
How it works is you pay the company, and they handle
guide that you can access at Caregiver.org/resource/
everything including assigning appropriately trained and
hiring-home-help.
FAMILY MATTERS
By Marc Garlett
3 REASONS WHY SINGLE FOLKS WITH NO
CHILDREN NEED AN ESTATE PLAN
The fact is that many people who are single without children
will eventually marry or form other relationships.
In addition, many parents are single yet have children.
Yet, for other young adults, staying single and childless
is a matter of choice. And if trends hold, the number of
single, childless households is likely to increase in the
coming years.
While most adults don’t take estate planning as seriously
as they should, if you are single with no children, you
might think there’s really no need for you to worry about
creating an estate plan. But this is a huge mistake. In fact,
it can be even MORE important to have an estate plan if
you are single and childless.
If you are single without kids, you face several potential
estate planning complications that aren’t an issue for
those who are married with children. And this is true
whether you’re wealthy or have very limited assets. Indeed,
without proper estate planning, you’re not only
jeopardizing what wealth and assets you do have, but
you’re putting your life at risk, too. And that’s not even
mentioning the potential conflict, mess, and expense
you’re leaving for your surviving family and friends to
deal with if something unexpected happens to you.
If you’re single and childless, consider these three inconvenient
truths before you decide to forego estate
planning.
1. Someone Will Have to Handle Your Stuff
Whether you’re rich, poor, or somewhere in between, in
the event of your death, everything you own will need to
be located, managed, and passed on to someone, which
can be a massive undertaking in itself—one that few families
are properly prepared for.
In fact, following a loved one’s death, American families
spend an average of 500 hours and $12,700 over an average
of 13 months (20 month if probate is required) to
finalize their deceased loved one’s affairs and settle their
estate, according to the first annual Cost Of Dying report
released this March by tech startup Empathy in partnership
with Goldman Sachs.
On top of the logistical complications involved with finalizing
your affairs, without a clear and comprehensive
estate plan, including at least a will – and often a trust
- your assets may have to go through the court process
of probate, where a judge and state law control who gets
everything you own. And in the event no family steps forward,
your assets can become property of the state.
Why give the state everything you worked to build? And
even if you have little financial wealth, you undoubtedly
own a few sentimental items, maybe even including pets,
that you’d like to pass to a close friend or favorite charity.
It’s rare for someone to die without any family members
stepping forward. It’s far more likely, however,that some
relative you haven’t spoken with in years will come out of
the woodwork to stake a claim. Without a will or trust,
state intestacy laws establish which family member has
the priority inheritance. If you’re unmarried with no
children, this hierarchy typically puts parents first, then
siblings, then more distant relatives like nieces, nephews,
uncles, aunts, and cousins.
Depending on your family, this could have a potentially
troubling—and even deadly—outcome. For instance,
what if your closest living relative is your estranged
brother with serious addiction issues? Or what if your
assets are passed on to a niece with poor money-management
skills, who is likely to squander her inheritance?
And if your estate does contain significant wealth and
assets, this could lead to a costly and contentious court
battle, with many of your relatives hiring expensive lawyers
to fight over your estate. In the end, this could tear
your family apart, while making their lawyers rich—all
because you didn’t think you needed an estate plan.
I’m sure that’s not what you want. But unfortunately, I see
it happen all the time.
2. Someone Will Have Power Over Your Healthcare
Estate planning isn’t just about passing on your assets
when you die. In fact, some of the most critical aspects
of estate planning have nothing to do with your money
at all, but are aimed at protecting you while you’re still
very much alive.
Proactive planning allows you to name the person you
want to make healthcare decisions for you in the event
you are incapacitated and unable to make such decisions
yourself. This is done using an estate planning tool
known as a medical power of attorney.
For example, without a medical power of attorney in
place, if you’re incapacitated due to a serious accident or
illness and unable to give doctors permission to perform
a potentially risky medical treatments, it would be left up
to a judge to decide who gets to make that decision on
your behalf.
If you have a romantic partner but haven’t granted him or
her medical power of attorney, the court will likely have a
family member, not your partner, make those decisions.
And that person may make decisions contrary to what
you or your partner would want.
And if you don’t want your estranged brother to inherit
your assets, you probably don’t want him to have the
power to make life-and-death decisions about your medical
care, either. But that’s exactly what could happen if
you don’t put a plan in place.
Furthermore, your family members who have priority to
make decisions for you could keep your dearest friends
away from your bedside in the event of your hospitalization.
Or family members who don’t share your values
about the type of food you eat, or the types of medical
care you receive, could be the one’s making decisions
about how you’ll be cared for.
To address these issues, you need to implement an estate
planning tool that provides specific guidelines detailing
exactly how you want your medical care to be managed
during your incapacity, including critical end-of-life
decisions. This is done using an estate planning vehicle
known as a living will.
Bottom line: If you are single with no kids, you need to
create an estate plan to name healthcare decisions-makers
for yourself and provide instructions on how you
want those decisions made should you ever become incapacitated
and unable to make those decisions yourself.
3. Someone Will Get Power Over Your Finances
As with healthcare decisions, if you become incapacitated
and haven’t legally named someone to handle your
finances while you’re unable to do so, the court will pick
someone for you. The way to avoid this is by granting
someone you trust durable power of attorney.
A durable power of attorney is an estate planning vehicle
that gives the person you choose the immediate authority
to manage your financial, legal, and business affairs if
you’re incapacitated. This agent will have a broad range
of powers to handle things like paying your bills and taxes,
running your business, collecting your Social Security
benefits, selling your home, as well as managing your
banking and investment accounts.
Without a signed durable power of attorney, your family
and friends will have to go to court to get access to your
finances, which not only takes time and money, but it
could lead to the mismanagement—and even the loss—of
your assets should the court grant this authority to the
wrong person.
What’s more, the person you name doesn’t have to be a
lawyer or financial professional; it can be anybody you
choose, including both family and friends. The most
important aspect of your choice is selecting someone
who’s imminently trustworthy since they will have nearly
complete control over your finances while you remain
incapacitated.
Don’t Leave So Much At Risk
Given these potential risks and costs for yourself and
those you care about, it would be foolhardy to ignore or
put off these basic estate planning strategies just because
you if you are single and without kids . Identifying the
right estate planning tools is easy to do, and it begins with
a consultation with a qualified estate planning attorney
who will consider everything you own and everyone you
love, and guide you to make informed, educated, and empowered
choices for yourself and your loved ones.
In the end, it will likely take just a few hours of your time
to make certain that your assets, healthcare, and finances
will be managed in the most effective and affordable
manner possible in the event of your death or incapacity.
Don’t leave your life and assets at risk or leave a mess
for the people you love; get your estate planning handled
today.
Best,
Marc Garlett, Esq.
Cali Law Family Legacy Matterswww.caliLaw.com 626.355.4000
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …June Birthdays*
Melinda Rogers,Joanne Thrane, Nellie Haynes, Dorothy McKay, Diane
Hatfield, Georgette Dunlay, Elizabeth Shul, Donna Doss, Mary Carney, Carol
Handley, Marilyn McKernan, Pat Fujiwara, John Shier, Beth Smith-Kellock,
Ann Disbrow, Joan Ellison, Anne Montgomery, Trini Ornelas, Martha Spriggs,
Pat Starkey, Kathleen Coyne, Suzanne Decker, Jacque Persing, Jeanne Peterson and Grace
Sanders
To add your name to this distinguished list, please call the paper at 626.355.2737.
YEAR of birth not required
THE HART PARK HOUSE SENIOR CENTER IS OPEN!!!!
SIERRA MADRE SENIOR CLUB Every Saturday from 11:30am-3:30 pm in the
Hart Park House Senior Center. Join us as we celebrate birthdays, holidays and pay
BINGO. Must be 50+ to join. For more information call Mark at 626-355-3951.
DOMINOES TRAIN GAME Wednesday, 5/18 11:00 am— 12:30 pm Hart Park
House The object of the game is for a player to play all the tiles from their hand onto
one or more trains, emanating from a central hub or “station”. Call Lawren with questions
that you may have.
PAINT PALS
Tuesday, 5/10 & 5/24, 10:30 am—Hart Park House If you enjoy painting, sketching,
water color, or making some other form of artistic creation please join our new
program, PAINT PALS!!! Bring a project that you are working on to the HPH and
enjoy some quality art time with other artists looking to paint with a new pal.
TEA AND TALK SENIOR BOOK CLUB Tuesday, 5/25— 9:00 am Staff has
launched a new book club series, Tea and Talk, which meets twice a month to discuss
the fun, suspense, intrigue, love and so much more that each selection will have in
store!
FIBER FRIENDS Tuesday, 5/17 —10:00 am If you enjoy knitting, crocheting,
embroidery, needlepoint, bunka, huck, tatting or cross stitch then we have a group
for you! Bring your current project, a nonalcoholic beverage, then sit and chat with
likeminded fiber friends. We meet in the Hart Park House
BINGO Monday 5/16 1:00 pm- 2:00 pm Come on down to enjoy this time with
friends. We are trying a new spin on BINGO fun so please bring your good luck
charms and BINGO markers!
CHAIR YOGA Every Monday and Wednesday, 10-10:45 am Please join us for some
gentle stretching, yoga, balance exercise and overall relaxation with Paul. Classes are
ongoing and held in the Memorial Park Covered Pavilion or the Hart Park House..
HULA AND POLYNESIAN DANCE Every Friday, 10-10:45 am Bring a lei, your
flower skirt or just your desire to dance! Hula in the Park is back and waiting for you
to join in on all the fun! Memorial Park Pavilion.
SENIOR CINEMA WEDNESDAY, 5/25 1:00 PM
MERMAIDS 1hr 50min An unconventional single mother relocates with her two
daughters to a small Massachusetts town in 1963, where a number of events and relationships
both challenge and strengthen their familial bonds.
SIERRA MADRE SENIOR CLUB
Every Saturday from 11:30 a.m.-3:30 p.m. in the Hart Park House Senior Center. Join us
as we celebrate birthdays, holidays and play BINGO.
Must be 50+ to join. For more information call Mark at 626-355-3951
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
IS GROWING UP REALLY THAT IMPORTANT?
After seven decades of
walking on this earth, I
assumed I had heard and
experienced it all. Then, several days ago,
I had a significant throwback in time.
I don't know exactly what I was doing, but
I was exercising my right to do some good
juvenile pranking. Nothing is more exciting
than reaching into my past for an old-
time prank. There are so many that I can't
remember which one it was.
At the end of my juvenile prank, The Gracious
Mistress of the Parsonage turned
around, stared at me, and said very frankly,
"Are you ever going to grow up?"
When I heard that, I froze in my tracks.
Suddenly I was not hearing my wife's
voice but rather my mother's. I have never
been so rattled before in my life.
When I was young and got into trouble,
my mother would always say, "Son, when
are you going to grow up?"
I usually laughed at her because growing
up was not part of my agenda at that time.
Looking back over my life, I wonder if
growing up is that important? And, what
does it mean to grow up?
With all the trouble and chaos in our
world today, there is so much sadness
and so very little to cure it. Then, I go to
a playground area and see children running
around, laughing, and having a great
time. Their activity at the playground has
nothing to do with what's happening in
the world.
Watching them, I get very envious.
To a certain extent, I have "grown-up,"
whatever that means. But thinking about
it, does growing up ever come to a finish
line? Do I have to live all my life trying to
"grow up?"
We were talking with a couple the other
day, and the wife said something to the effect
that her father was going through his
second childhood. So I looked at her and
said quite seriously, "What's wrong with
that?" To which she could not give me a
good answer.
Maybe it's a good idea to enter into your
Second Childhood. After all, you have the
experience of going through your First
Childhood so the Second Childhood can
be entered with a great deal of expertise.
That sure makes sense to me.
As I pondered this, I couldn't help but ask
myself, "Is there a Third Childhood?” If
there is, it must be the most fantastic time
in a person's life.
Throughout my First Childhood, my
mother nagged me about growing up as if
it were my personal responsibility. Is that
not the job of mothers and fathers?
Thinking along this line, I often wonder
what my mother had in mind when she
asked me if I would ever grow up. She
never gave me any instructions along
this line. She just nagged me to grow up.
I think she should have given me a few
instructions along this line, and maybe
I would have grown up according to her
specifications.
When a person grows up, what does that
really mean? And when does that take
place?
It didn't matter what kind of trouble I
was in when I was young; my mother always
had the same advice about growing
up. During several of those moments of
trouble, I did not understand how growing
up would have anything to do with the
trouble I was in at the time.
Looking back, I think my mother told
me to grow up because she had no other
solution for the trouble I was in. After
all, there's trouble of all kinds when
you're young, and I'm not sure growing
up would ever make any difference at all.
Sometimes trouble was worth it. Just don’t
tell my wife.
The thing that concerns me is that now
I am officially grown-up, The Gracious
Mistress of the Parsonage finds an occasion
to ask me when I will grow up. So
what is she seeing that I don't see?
When my mother told me to grow up,
it was in a completely different environment.
But, when my wife tells me to grow
up, I'm not quite sure where I'm at because
I thought I had already grown up.
As I was thinking about this, I couldn't
help but remember our friend's father
who was entering his second childhood,
and was wondering if maybe my wife
thinks I'm entering my second childhood.
So how can you tell if you are entering a
second childhood? Because if I'm going
into a second childhood, I want to be well
prepared to experience it to the utmost. I
don’t want to miss a single prank. If I'm
going to my second childhood, I want
people around me to notice that I have yet
to grow up.
My opinion is that growing up may not
be the accomplishment that many people
think. Before I was "grown-up," I had the
time of my life with no worries whatsoever.
I sure do miss those good old days
before I grew up.
Thinking about this I was reminded of
the spiritual aspect of this growing up. Peter
writes about it and says, “But grow in
grace, and in the knowledge of our Lord
and Saviour Jesus Christ. To him be glory
both now and for ever. Amen” (2 Peter
3:18).
As a Christian my challenge is not to relive
the past but to grow daily in such a way as
Christ is glorified in our experience.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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