Mountain Views-News Saturday, September 17, 2022
Specializing in PlacingSeniors in Assisted Living and
Memory Care Communities
ASSISTED LIVING OR NURSING
HOME?
There are many myths about Assisted
Living being like Nursing Homes.
This is not true at all. Nursing facilities
are for those with chronic health
issues who require care around the
clock from medical professionals.
In Assisted Living, one will get the support as needed, such as getting help with showering, grooming,
and dressing. Again, these services are based on the seniors needs.
There are many reasons in working with us. At Safe Path for Seniors, we will assess the senior and
depending on their care needs and budget, make recommendations. For example, we may suggest
that the right fit is a Board and Care Home (normally a 6-bedroom house) as opposed to an Assisted
Living Community or a Memory Support Facility. You will work with an experienced agent who
knows the industry well and will give you recommendations. The good news is that there is no
cost for this service.
If you have any questions about placing a loved one, visit www.safepathforseniors.com or call Steve
at 626-999-6913
HOW THE INFLATION REDUCTION ACT WILL LOWER YOUR
DRUG COSTS
Dear Savvy Senior:
What kind of changes can Medicare beneficiaries
expect to see in the Inflation Reduction Act that was
recently signed into law? I’m enrolled in original
Medicare and have a Part D prescription drug plan
but spent more than $6,000 out-of-pocket last year
on medications alone.
Overpaying Paul
Dear Paul:
The climate, tax and health care bill known as the Inflation Reduction Act that was passed by Congress
and signed into law by President Biden last month includes significant improvements to the Medicare
program that will kick-in over the next few years.
These changes will lower prescription drug prices for millions of seniors by allowing the government to
negotiate drug prices for the first time and capping seniors’ out-of-pocket drug costs at $2,000 annually.
Some other popular changes will include free vaccinations, lower insulin costs and expanded subsidies
for lower income seniors.
Here is a breakdown of the changes to expect in Medicare and when they will roll out.
2023: Starting this January, all vaccines covered under Medicare Part D, including the shingles vaccine,
will be free to beneficiaries. And the skyrocketing cost of insulin will be capped at $35 per month. This
will be a significant saving for the more than 3 million Medicare enrollees who currently use insulin to
control their diabetes.
Also starting next year, drug makers will be penalized in the form of “rebates” that they would be forced
to pay to the government if they impose price increases that exceed general inflation.
2024: Cost sharing for catastrophic coverage in Part D will be eliminated. Under the current Part D
benefit, once your out-of-pocket costs reach $7,050 in 2022, you enter “catastrophic” coverage but are
still responsible for 5 percent of your prescription drug costs, with no limit.
But in 2024, people with Part D coverage will no longer be responsible for any out-of-pocket drug costs
once they enter catastrophic coverage. This is significant for seniors who use expensive medications for
conditions like cancer or multiple sclerosis.
Also starting in 2024 through 2029, Part D premiums will not be allowed to grow faster than 6 percent
per year.
And for lower income Medicare beneficiaries, eligibility for the Part D Low Income Subsidy (also
known as Extra Help) will be expanded to 150 percent of the federal poverty level, from today’s limit of
135 percent. This change will mean about 500,000 more seniors will qualify for financial assistance to
help pay some or all of their prescription drug premiums and deductibles.
2025: One of the biggest cost reduction measures for Medicare beneficiaries will begin in 2025 when
out-of-pocket spending on Part D prescription drugs will be capped at $2,000 per year. This will be a
major savings for the more than 1.5 million beneficiaries who currently spend more than $2,000 out-
of-pocket each year.
2026: When Medicare’s Part D program was enacted in 2003, negotiating lower drug prices was forbidden.
But because of the Inflation Reduction Act, starting in 2026 Medicare will be empowered to begin
negotiating prices with drug companies for 10 of the most expensive drugs covered under Part D. In
2027 and 2028, 15 drugs would be eligible for negotiations and in 2029 and subsequent years, 20 drugs
would be chosen.
And, in addition to all the Medicare improvements, the Inflation Reduction Act also extends the Affordable
Care Act (Obamacare) premium subsidies for three years that have helped millions of Americans
gain coverage before they’re eligible for Medicare.
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.
org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.
SENIOR HAPPENINGS
HAPPY BIRTHDAY! …SEPTEMBER BIRTHDAYS*
Clem Bartolai, Pat Hall, Donna Anderson, Teresa Chaure, Cathy
Gunther, Esther Macias, Sheila Pierce, Nancy Sue Shollenberger, Patti
O’Meara, Judie Cimino, Mary Steinberg, Geri Wright, Parvin Dabiri,
Denise Reistetter and Nehama Warner, Virginia Mullaney, Gwen
Robertson.
* To add your name to this distinguished list, please call the paper at 626.355.2737.
YEAR of birth not required
SIERRA MADRE SENIOR CLUB Every Saturday from 11:30am-3:30 pm in the Hart Park
House Senior Center. Join us as we celebrate birthdays, holidays and pay BINGO. Must be
50+ to join. For more information call Mark at 626-355-3951.
DOMINOES TRAIN GAME 1st and 3rd Wednesdays, 11:00 am— 12:30 pm Hart Park
House The object of the game is for a player to play all the tiles from their hand onto one or
more trains, emanating from a central hub or “station”. Call Lawren with questions that you
may have.
PAINT PALS
Tuesday, 9/8 10:30 am—Hart Park House If you enjoy painting, sketching, water color, or
making some other form of artistic creation please join our new program, PAINT PALS!!! Bring
a project that you are working on to the HPH and enjoy some quality art time with other artists
looking to paint with a new pal.
TEA AND TALK SENIOR BOOK CLUB Tuesday Se3pt. 14 and Sept. 28 — 9:00 am
Staff has launched a new book club series, Tea and Talk, which meets twice a month to discuss
the fun, suspense, intrigue, love and so much more that each selection will have in store!
FIBER FRIENDS Tuesday, 9/6 and 9/20 —10:00 am If you enjoy knitting, crocheting, embroidery,
needlepoint, bunka, huck, tatting or cross stitch then we have a group for you! Bring
your current project, a nonalcoholic beverage, then sit and chat with likeminded fiber friends.
We meet in the Hart Park House
CHAIR YOGA Every Monday and Wednesday, 10-10:45 am Please join us for some gentle
stretching, yoga, balance exercise and overall relaxation with Paul. Classes are ongoing and held
in the Memorial Park Covered Pavilion or the Hart Park House..
HULA AND POLYNESIAN DANCE Every Friday, 10-10:45 am Bring a lei, your flower
skirt or just your desire to dance! Hula in the Park is back and waiting for you to join in on all
the fun! Memorial Park Pavilion.
BLOOD PRESSURE CLINIC - Sept. 13 11:00 am - 12:00 pm
Methodist Hospital will be holding a free to seniors clinic once a month in the Hart Park
House. Walk in are welcome - no pre-registration required.
BINGO: Sept. 22 1:00 pm - 2:00 pmCome down to the HPH (Hart Park House) for a lively round of BINGO. Prizes await!
SENIOR CINEMA Wednesday, 9/14— Beginning at 1:00 pm ELVIS PG-13 2h 39m
The life of American music icon Elvis Presley, from his childhood to becoming
a rock and movie star in the 1950s while maintaining a complex
relationship with his manager, Colonel Tom Parker.
Wednesday, 9/28—Beginning at 1:00 pm 9 to 5 PG 1 h 49 m Three female employees
of a sexist, egotistical, lying, hypocritical bigot find a way to turn the tables on
him. Hart Park House.
OUT TO PASTOR
A Weekly Religion Column by Rev. James Snyder
SIR FORGETS-A-LOT TO THE RESCUE
Contrary to the idea that the
older you get, the more you
forget, it has never been my
experience. I have forgotten
things for as long as I can remember.
I even forget things that never actually
happened.
It runs in our family, though it came to me
legitimately down through the generations. A
nut doesn’t fall far from the tree.
As a young person, I was quite fascinated
with uncle Fred. Everybody who knew him
called him Sir Forgets-A-Lot. At the time, I
didn’t know what they were talking about because
good old uncle Fred seemed like a very
nice guy.
I remember once spending a whole day with
him working on his farm. I forget what we
were doing, but we spent our time together.
He told me one funny story after another, and
I enjoyed them all.
Finally, I had come to the point of asking him
about his nickname.
“Uncle Fred, why do they call you Sir
Forgets-A-Lot?”
He looked at me, laughed, sat down and began
explaining the situation. I was eager to
hear the story from his perspective.
“Well,” he said as he began his story, “it’s basically
because I do forget a lot of things.” And
then he laughed.
He went on and on about forgetting people
and situations and everything. As I was listening
to him, I began chuckling on the inside. I
was chuckling because I knew he was making
up the story as he went along. I forget how I
knew that.
Then he said something that sort of stumped
me.
“Son,” he said with a very serious tone of
voice, “sometimes the best thing you can do
is to forget something.”
Looking at him, I didn’t quite understand
what he was talking about, and then he
continued.
“Sometimes, you can make up a story when
you forget something, and people don’t know
the difference.”
At that time, I saw him staring off into space
with a great big grin on his face. I knew he
was thinking of something, but I didn’t know
if he would tell me the truth or not.
“It’s much easier to deal with people when
you can say, ‘I’m sorry I just forgot.’”
Then he explained that people understand
that everybody forgets something at some
time. And when you confess to forgetting
something, he explained, people take you seriously,
and they are eager to forgive. I can live
with forgiveness.
Then he gave me some illustrations.
“I’m sorry I didn’t show up at your birthday
party; I just forgot. Please forgive me.”
“I’m sorry I didn’t send you that money; I just
forgot. Please forgive me.”
I began to understand why anybody who
knew uncle Fred called him Sir Forgets-A-
Lot. He got out of trouble whenever he was
in trouble by confessing that he had forgotten
about it.
After spending the day with uncle Fred, I
wasn’t quite sure that he was as forgetful as
most people thought. So whenever he would
tell me one of those stories, he would look at
me, smile and wink.
He didn’t forget anything; he was simply manipulating
people at the time. The great part
was that very few people, maybe I’m the only
one, ever knew what he was doing.
I thought about him for a while, and the
more I thought about him, the more I began
to understand what he was talking about. So
no matter what problem he was in, he could
solve that problem by saying, “I just forgot.
Please forgive me.”
As a surviving relative of Sir Forgets-A-Lot,
I have learned to handle situations in my life
that I did know how to handle before. Uncle
Fred taught me a lot. I’m not sure, but I’ve
come very close to being crowned the Sir Forgets-
A-Lot of this generation.
Uncle Fred passed away a few years back, and
I can’t forget him. I now know why he was
always smiling, and I am interested in what
he was teaching me. Whether he was teaching
me intentionally or not, I am becoming a
grade A student.
The test of all this is in front of The Gracious
Mistress of the Parsonage. She never knew
uncle Fred, and I have yet to tell her his story.
Some things are better forgotten, if you know
what I mean.
I’ve been trying to perfect my forgetting
skill as best I can. I still have some work to
do, but I’m busily engaged in my strategy of
forgetting.
When I come against The Gracious Mistress
of the Parsonage, I must understand that she
never forgets anything. In fact, I have suspected
on many occasions that she remembered
something that never actually happened. I
have never addressed that in front of her.
That’s why I’m a happy husband.
Being as old as I am, it is a handy tool to use,
particularly with The Gracious Mistress of
the Parsonage. She can’t forget anything. And
there is nothing in life that I can’t forget.
She will often query me by stating, “Did you
remember….?” I always reply, “I’m sorry, my
dear, I just forgot. Please forgive me.”
Forgetting is not just the blessing of old age,
it’s just a blessing.
“For I will be merciful to their unrighteousness,
and their sins and their iniquities will I
remember no more” (Hebrews 8:12).
Even God exercises the blessing of forgetting,
for which I am so grateful.
Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285
Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com
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