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JUST FOR BEST FRIENDS
BUSINESS NEWS & TRENDS
Mountain Views-News Saturday, May 14, 2016
FAMILY MATTERS By Marc Garlett
Happy Tails
by Chris Leclerc
ARE YOU LEAVING YOUR
RETIREMENT ACCOUNT
AT RISK DUE TO POOR
PLANNING?
You’ve spent your entire life building up your
retirement account. It may even be the biggest asset
you’ll leave behind for the people you love.
If that’s the case, you may want to consider creating
a special trust designed specifically to receive your
retirement account assets in the event of your death.
If you leave your retirement account to the
people you love outright, simply by naming them
as beneficiaries on your retirement account rather
than through a special trust, here are the risks:
Some studies indicate 80% of retirement account
beneficiaries immediately liquidate the account
and frivolously spend the assets (and on top
of using the assets in ways you may not agree
with, they also lose significant tax benefits for
these assets you worked so hard to create);
If your beneficiary is married and does not
properly handle the retirement assets you
leave behind, and then gets divorced, your
hard-earned assets could end up in the hands
of the future ex-spouse of your beneficiary;
If you are in a second marriage situation with
children from a prior marriage, you may be setting
your spouse and children up for conflict after you
are gone, due to the way you have planned (or not
planned) for the passage of your retirement account.
If your beneficiary is ever in a situation where he
or she has creditors or may have to file bankruptcy,
and you’ve left your retirement account to him or
her without a special trust, your retirement account
would go to satisfy those creditors first.
Here’s the good news, it’s not hard to protect
your retirement account for your beneficiaries with
the right planning. We use a variety of special trusts
to ensure the retirement assets you’ve worked so
hard to build up throughout your life are passed on
to the people you love so they are totally protected
from a future divorce, creditors, bankruptcy and so
that they do not create conflict for your loved ones.
If you have a significant retirement account whose
designated beneficiary is your spouse or children,
or even your regular revocable living trust, call us to
have your planning reviewed immediately.
Dedicated to your family’s health, wealth, and
happiness,
A local attorney and father,
Marc Garlett is on a mission
to help parents protect what
they love most. His office is located at 49 S. Baldwin
Ave., Ste. G, Sierra Madre, CA 91024. Schedule an
appointment to sit down and talk about ensuring a
legacy of love and financial security for your family
by calling 626.587.3058 or visit www.GarlettLaw.
com for more information.
HOLY MOLE!
Among the many things that differentiate humans
from all other species, most disconcerting to me is
the tendency to find fault with other creatures that
“get in the way”, resulting in a huge category of life
forms we’ve come to label as “pests“. I’m sure the
human’s tendency to harbor this brand of ‘animal
animosity’ is not intentional, rather it is driven
more by ignorance or a lack understanding about
how certain animals fit into the basic structure of
nature.
In today’s society it is considered normal
behavior to annihilate or remove populations of
habitat that may pose a potential threat to one’s
own personal plan. Unfortunately, our desire
to control nature by killing off other species has
caused a plethora of negative side effects for earth
and all its life forms, including us. As a human I
do understand why certain critters fall victim to the
vices of extermination, but I feel it is important to
think outside the box when it comes to this issue,
and try to understand the impact our actions have
on the environment as a whole.
I find it shocking that people are so readily willing
to poison living things to ease the task of growing
non-indigenous plant materials where natural
growth once thrived. Killing small animals as a means
of maintaining an immaculately manicured, man-
made landscape seems senseless in my mind. It will
inevitably cause problems for earth as a whole.
I believe the human’s trigger-happy reaction
to creatures deemed undesirable comes from a
negligence to learn and understand each species’
reciprocal role in nature. The most predictable
response of the average human to a “pest” they find
on their property is to call the exterminator and have
it removed or killed. To me this just doesn’t make
sense. But then again, I never claimed to be an average
human being.
One little creature that has fallen victim to man’s
desire to control ‘their own personal’ patch of dirt,
is the ground mole. The most common mole found
in our local area is known as the broad-footed mole.
These little guys like to burrow beneath the surface
and dig down deep into the soil where they create
nests for their families. I know these funny looking
little fur-balls can reek havoc on a freshly landscaped
lawn, but I don’t think the answer is to kill them all off.
I think it is wrong to eliminate any animal population
to facilitate a manicured yard.
Annihilating a species, or removing it from it’s
indigenous habitat is sure to cause
a ripple in nature’s balance. And
since we humans are nothing more
than an extension of nature, we
should keep in mind that a ripple
can become a tidal wave by the
time it hits us where we sit, at the
top of the food chain. When a
species becomes extinct, it has a
major effect on nature. Before you
attempt to omit the mole from your
property, why not take the time to
learn a little bit about this ominous
under-grounder?
First of all, God created the mole.
That should be enough to convince
anyone there is a reason for it’s existence. But, did
you also know that ground moles help aerate the soil
that sustains those beautiful flowers and shrubs you
work so hard to plant? Yes, there are times when a
mole will disrupt the roots of some plantings, but
with a little forethought, a smart gardener will include
underground barriers around certain plants to help
guide the mole in the right direction, where his hard
work will be effective in promoting the health of
the soil and the growth of less vulnerable trees and
shrubs.
Ground moles also keep the population of insects
in check by preying and feeding on the them while
traveling through their subterranean labyrinths and
while foraging on the surface. Among the top items
on the mole’s menu are grub worms, spiders, beetles,
insect larvae, ants and centipedes. How many of those
guys have you had to exterminate to keep things ‘up
to standard’ on your property?
Through numerous research studies, experts
have discovered that moles are less likely to feed
on flower bulbs or roots if there are plenty of bugs
and worms to eat. Perhaps if we stop exterminating
entire populations of insects, our relationship with
ole Mr. Mole will improve immensely. Where does
it end? Must every creature that “gets in the way”
be removed for the sake of personal preference or
convenience?
As another aspect of the mole’s role in nature, birds
of prey and other local wildlife rely on them along
with the other rodents as a source of daily nutrition.
You see, nature thrives on balance. Whether it be the
ocean’s inter-dependent relationship with dry land,
the sun’s nurturing relationship with planet earth,
or the reciprocal relationships between the species,
balance is absolutely paramount. With each attempt
man makes to control nature‘s way of doing things,
that balance is negatively effected.
In reality, the ground mole is not our enemy
at all. From my perspective it is a shy, low-lying
little creature that prefers to eat insects. It feeds the
beautiful big birds we so adore. It does the tedious
work that I‘d rather not do; tilling, turning and
aerating the soil. I challenge you to educate yourself
and try thinking outside the box before taking radical
action that we’ll all have to pay for in the long run.
Who knows? With a better understanding of it‘s role
in nature, you might even find a little love in your
heart for one of God’s oddest creations - the ground
mole!
LOOKING FOR A BEST FRIEND?
Grover is an
impressive
2-year-old
American
Staffordshire
terrier mix with
great looks to
match his very
athletic body
and personality.
He weighs 62
pounds and has
gorgeous bright
brown eyes as
well as a cute
pair of puppy-sized bouncy ears. Grover is came to
the shelter when he was surrendered by his previous
owners because their living arrangements no longer
allowed them to keep him. Despite this loss, he
remains a loving happy go lucky boy. He enjoys walks,
jogs, tennis balls, squeaky toys and goofing off with
people. Grover can be described as “the air Jordan
of dogs!” He is very athletic and talented at jumping
high up in the air. He can catch toys and treats mid-
air and would make an excellent Frisbee champion!
Grover would thrive with an active family who
can let him show off his athletic skills and even teach
him many more skills, sports, or commands. He
has learned his “sit” and “catch” commands rather
quickly and is eager to learn more, as long as love and
treats are involved. See a short video of Grover here
https://www.youtube.com/watch?v=23Q5odHF9Hk
His adoption fee is $145 and includes neuter surgery,
vaccinations, microchip and a free wellness exam at
a participating veterinarian. Feel free to call us at
(626) 286-1159 for more information on Grover. He
currently resides at the San Gabriel Valley Humane
Society located at 851 E. Grand Avenue in San
Gabriel. We are located off San Gabriel Blvd, north of
Mission and south of Las Tunas Drive. To arrange a
‘Meet and Greet’ with Grover, please stop by any time
from 10:30am to 4:30pm Tuesday through Sunday.
Website: www.sgvhumane.org
We are always looking for hard working, dedicated
animal lovers to join our team to fulfill our goal
of ‘Putting People and Pets Together’. If you have what
it takes to succeed in our life-saving work, we want to
meet you! Check out our employment opportunities
at http://www.sgvhumane.org/career-opportunities/
Have a great photo of your best friend? Enter our
2017 Calendar Photo Contest! Click here for more
details http://www.sgvhumane.org/blog/calendar-
photo-contest/attachment/dog-2017-calendar-ad/.
Send in your favorite pet photos and yours could be
one of twelve lucky pets to be featured in our 2017
calendar. Submission deadline is June 18, 2016! Email
your photos to sgvhscalendar@gmail.com.
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