The Good Life | ||||||||||||||||||||
Mountain Views News, Sierra Madre Edition [Pasadena] Saturday, July 22, 2017 | ||||||||||||||||||||
WHAT TO DO WITH CREMATED ASHES? Mountain Views-News Saturday, July 22, 2017 10 THE GOOD LIFE THE GOOD LIFE HOW TO FIND AND CLAIM YOUR FAMILY’S UNCLAIMED MONEY Dear Savvy Senior, I’ve heard that there are free online search tools that can help people look for lost or forgotten money leftbehind by deceased relatives. Can you refer me? When my father passed away his financial affairs were in such a mess, I’m wondering if there was anything he left behind. Wondering Daughter Dear Wondering, Forgotten or lost money is actually quite common in the United States. According to the National Association of Unclaimed Property Administrators, there is around $42 billion in unclaimed funds sitting in state treasuries and other agencies just waiting to be found. These unclaimed funds are from accounts that are inactive or whose owners, or their heirs, cannot be located. Unclaimed funds can include things lost or forgotten saving or checking accounts, stocks, utility security deposits, tax refunds, life insurance proceeds, un-cashed dividend checks, contents of safe-deposit boxes and more. This typically happens because of a change of address (the owner moved), a name change (the owner got married or divorced), or the owner dies and the estate was unaware of the money or the heirs could not be located. By law, companies and financial institutions that can’t find the owner or their next of kin within two to five years must turn the property over to the state where it’s held indefinitely. Where to Search It’s very possible that your father, or you, have some unclaimed money out there and you don’t even know it. To start your quest go to Unclaimed. org, which has links to all state programs that will let you to do a state benefits search online for free. Or, you can do a multi-state search in 40 states at MissingMoney.com. Check every state in which your father or you have lived, worked or conducted business. Also, if you’re married, make sure to check under your maiden name as well. Using a first initial and your last name is also encouraged to make sure everything comes up. Every state can tell you immediately if you or your dad have some unclaimed money, as well as how to go about collecting it. Look Here Too In addition to state treasuries, here are some other agencies that can help you find unclaimed money. IRS: Each year thousands of refund checks totalingmillions of dollars are returned to the IRS by the postoffice. To look for lost Federal tax refund checks go toIRS.gov/refunds, or call 800-829-1954. U.S. Treasury: To find out if there are any savingsbonds your dad didn’t claim dating back to 1974, go to TreasuryHunt.gov. For older bonds or thosestill drawing interest use form 1048, which you candownload at TreasuryHunt.gov/forms/sav1048.pdf, or call 844-284-2676 to request a form by mail. Pension Benefit Guaranty Corporation: If yourdad worked for a company that went out of businessor ended its defined benefit pension plan, you maybe entitled to some of his benefits. To look for lost pensions, use the pension-search tool at PBGC.gov/ search/unclaimed-pensions, or you can call 800-4007242 and get help over the phone. National Association of Insurance Commissioners: To track down a lost or forgotten life insurancepolicy, the NAIC, an insurance regulatory supportorganization, offers a national policy locator serviceat Locator.NAIC.org. PenChecks Inc. and Millennium Trust Co.: To search for lost or forgotten retirement benefits or401(k) funds left behind with an old employer, go to UnclaimedRetirementBenefits.com and MTrustCompany.com/unclaimed-retirement-funds. Federal Deposit Insurance Corporation: To searchfor unclaimed bank accounts at firms that were shut down between January 1, 1989 and June 28, 1993 goto ClosedBanks.FDIC.gov/funds. State treasurieshold assets from shutdowns after 1993. Social Security: To find lost Social Security benefits, including the $255 death benefit, call 800-772-1213. Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior. org. Jim Miller is a contributor to the NBC Today showand author of “The Savvy Senior” book. SUNDAY PUNDAY! * The following is very, VERY he won $100 on football and horse racing. The corny. Proceed at your own cashier thanked him for betting in the Parrot Sportsrisk. Also, you may not “get Book. Feeling lucky, the man meandered over to ait” if you are not of a certain black jack table. After two or three games he wonage. Other than that, knock $200 at Parrot Black Jack. Excited to see how longyourself his luck would hold out, he out! then played a few rounds A guy walked into a Vegas of Parrot Roulette and won casino and sat down at a $400. Just when he was readyslot machine. A cocktail to leave the casino, he noticed waitress came by and he that a crowd had formed ordered a drink. As she around a table where theywalked away he noticed that were playing a game he hadher dress had a fancy parrot never seen before. Intrigued, design and said “Parrot Bar.” he decided to join the next When she returned with his game. Each player was dealtdrink, it, too, was in a festive cards and then had to come parrot patterned glass with up with combinations usinga matching parrot coaster. their cards and dice. Try asAfter sitting there a while he he might, he could not getwon $50! When he redeemed the hang of it. A young ladyhis voucher the receipt said, sat down next to him and was “Thank you for playing Parrotabout to pay to join the gameSlots!” He then decided to place some bets at thewhen the man gave her his cards instead, saying, sports book. There also, he noticed a recurring“You may as well take my hand. I’m a stranger in parrot theme on the score cards and pencils. Overall Parrot Dice.” YOUR AD COULD BE HERE! Call Patricial @ 626-818-2698 Today! SENIOR HAPPENINGS HAPPY BIRTHDAY! ….July Birthdays Nina Bartolai, Mary Lou Caldwell, Louise Neiby, Eunice Banis, Betty Hansen, Christine Durfort, Shahrzad Azrani, Jeanne Borgedahl, Janet Cox, Dorothy Montgomery, Bess Pancoska, Janet Swanson, Linda Thunes, Barbara Watson, Pat Alcorn, Karma Bell, Alice Clark, Dorothy Jerneycic, and Betty Dos Remedios. .................... ACTIVITIES: Unless listed differently, all activities are at the Hart Park House (Senior Center) 222 W. Sierra Madre Blvd., Sierra Madre Hawaiian & Polynesian Dance Class: Every Tuesday morning from 10a.m. to11a.m. Join instructor Barbara Dempsey as she leads you in the art of Hula. Bingo: Every Tuesday beginning at 1:00p.m. Cards are only $0.25 each! Everyone is welcome to join. May be canceled if less than five people. Free Blood Pressure Testing: 2nd Tuesday of the month from 11a.m. to 12p.m. No appt. is necessary. Brain Games: Thursdays, 10:30a.m. to 11:30a.m., improve your memory and strengthen your brain. Activities facilitated by Senior Volunteers. Free Legal Consultation: Wednesdays from 10:30a.m. to Noon. Attorney Lem Makupson is available for legal consultation. He specializes in Family Law, Wills, Trusts, Estates, and Injury. Appointments are required by calling 626-355-7394. Senior Club: Meets every Saturday at the Hart Park House Senior Center. Brown Bag Lunch at 11:30a.m. Tax Assistance: Every Wednesday beginning on February 1st through April 12th from 1:00p.m. to 2:00p.m. - Don Brunner is available for income tax consultation. Appointments are required by calling 626-355-7394. Chair Yoga: Mondays and Wednesdays from 11:00 to 11:45a.m. with Paul Hagen. 3rd Monday of each month, a variety of balance exercises are practiced. All ability levels are encouraged and welcomed! *A suggested donation of $5 at one of the classes is requested, but is not required. Case Management: Case Management services are provided by the YWCA and provide assistance in a variety of areas. Appointments are required and can be scheduled by calling the Hart Park House Office at 626-355-7394. Birthday Celebrations: Every 2nd Thursday of the month at the Hart Park House, share some free birthday cake provided by the Sierra Madre Civic Club. Game Day: Every Thursday starting at 12:00p.m. Come join this group of Seniors in a poker game. Other games are offered to all. Please note time change. Free Strength Training Class: Every Friday from 12:45p.m. to 1:30p.m. with Lisa Brandley. This energetic class utilizes light weights for low impact resistance training. All class materials are provided. Stress, Resilience, Positivity: Finding Balance - by The Kensington Sierra Madre Four Tuesdays, March 7 - 28th from 2:00 - 4:00p.m. Register by calling 213-821-6919 or 213-821-6908. Mountain Views News 80 W Sierra Madre Blvd. No. 327 Sierra Madre, Ca. 91024 Office: 626.355.2737 Fax: 626.609.3285 Email: editor@mtnviewsnews.com Website: www.mtnviewsnews.com | ||||||||||||||||||||