11
THE GOOD LIFE
Mountain Views News Saturday, June 8, 2013
HOW TO SPOT AND PREVENT SENIOR
FINANCIAL FRAUD
SENIOR HAPPENINGS
By Pat Birdsall
FYI - CARRIER ALERT PROGRAM
Last week I told you how good it felt having my letter carrier check on me after recent health
issues. It made me think back a few years to when I was on the Sierra Madre Senior Community
Commission. At that time, out of curiosity, I asked my letter carrier how many days my mail would
have to accumulate before he reported it, (I thought, naïvely to the police). He said after four days he
would take my mail to the post office to be held for me. I said perhaps the mail was piling up because
I had passed away, how would anyone know? His answer was disturbing and inappropriate. Soon
after, the Commission brought the question to the Police Chief at the time, Marilyn Diaz and the
Postmaster. The Carrier Alert Program was then implemented for the City of Sierra Madre.
The program is designed for older residents and disabled or special need persons in Sierra Madre
who have no family or friends to routinely check on their welfare. Get the participation form from
the Police Department, fill it in and return it to the Sierra Madre Police Department. (They work in
conjunction with the Post Office). Once participating seniors or disabled persons are identified, the
Postmaster will notify the postal carriers to pay closer attention to those who are located in their
service area. Carriers who detect anything unusual will call the Sierra Madre Police to contact the
resident. In most cases, the officers will call the emergency contacts listed on the participation form
to notify them of the police response. If you have questions or want a form, call the Sierra Madre
Police Department, Carrier Alert Program at (626) 355-1414.
You can help too…Keep your eyes open and check on your neighbors. Their lives may depend on it!
HELPFUL HINT: Place tension curtain rods vertically between cupboard shelves and
use to organize baking sheets and cutting boards.
.....................................................................................
FOR YOUR FUNNY BONE
Jennifer’s wedding was fast approaching. Nothing could dampen her excitement—not even her
parents’ nasty divorce. Her mother had found the PERFECT dress to wear and would be the best-
dressed-mother-of-the-bride ever! A week later Jennifer was horrified to learn that her father’s new
young wife had bought the same dress! Jennifer asked her to change it, but she refused. “Absolutely
not, I look like a million bucks in this dress and I’m wearing it,” she replied. Jennifer told her mother
who graciously said, “Never mind sweetheart, I’ll get another dress. After all, it’s your special day.”
A few days later, they went shopping and did find another gorgeous dress. When they stopped for
lunch, Jennifer asked her mother, “Aren’t you going to return the other dress? You really don’t have
another occasion where you could wear it.” “Of course I do dear; I’m wearing it to the rehearsal
dinner the night before the wedding!”
~ ~ ~
HAPPY BIRTHDAY! … June Birthdays
Nellie Haynes, Dorothy McKay, George Enyedi, Theresa Daley, Ann Dugerian, Marilyn
McKernan, Pat Fujiwara, John Shier, Beth Smith-Kellock, Mary Carney, Ann Disbrow,
Joan Ellison, Ruth Kirby, Irene Kudirka, Anne Montgomery, Trini Ornelas, Martha
Spriggs, Pat Starkey, Kathleen Coyne, Suzanne Decker, Halcyon Koerber, Jacque Persing and Jeanne
Peterson and Grace Sanders.
* To add your name to this distinguished list, please call the paper at 626.355.2737. YEAR of birth
not required.
..................................................................
Quote of the Week:
Freedom is the oxygen of the soul. ~Moshe Dayan
..................................................................
ACTIVITIES: Unless listed differently, all activities are at the Hart Park House
(Senior Center) 222 W. Sierra Madre Blvd., Sierra Madre
YMCA San Gabriel Valley Intervale Senior Café: Monday-Friday at 12:00 Noon
(Participants are urged to arrive no later than 11:45 A.M.)
All seniors 60 and up can take part in the lunch program. There is a suggested donation of $2.00
for those 60 and over and $3.75 for non-senior guests. Daily reservations are necessary as space is
limited. Please call 24 hours in advance...626.355.0256
Free Balance Class: Every 3rd Monday for 11:00 am to 11:45 am with Shannon Vandevelde. A
variety of balance exercises are practiced; all ability levels are encouraged and welcomed.
Free Blood Pressure Testing: On the 2nd Tuesday of the month 11:00 am-12:00 pm: A nurse from
Methodist Hospital, Arcadia volunteers to do the readings. No appointment necessary.
Bingo: Every Tuesday afternoon from 1:00 pm- 3:00 pm Cards are only .25c each!
Free Chair Yoga: Every Wednesday morning from 110:30 am to 11:15 am. Join Paul Hagen for this
free class that focuses on senior yoga techniques. No reservation is necessary!
Free Legal Consultation: Pasadena attorney Geoffrey Chin volunteers on the 2nd Wednesday of
the month. He focuses on estate planning, trusts, wills, probate, conservatorships and business law.
*Appointments are a must! Please call: 626.355.7394 to make yours* Conflicting court schedules
can occasionally cause cancellations.
Lunch and Learn: Wednesday, June 26th, 12:15 to 1:00 pm
Come listen to the great services offered by Humana, a widely known company throughout
our community and the country. Their motto entails: “Healthy People, Healthy Planet, Healthy
Performance.” They promote seniors and their well-being.
Birthday Celebrations: The 2nd Thursday of the month the Senior Center celebrates the birthdays
of our patrons at 12:30 pm. Please join us for free cake and ice cream and “celebration.” (The cakes
are provided due to a generous donation from the Sierra Madre Civic Club.)
Game Day: Every Thursday at 1:00pm. Poker is usually the game of choice, or should I say chance?
Board games and other card games are also available. Outside, on the patio, a beautiful, one-of-a-
kind chess table is anxious for players.
Free Strength Training Class: Every Friday from 1:00 pm -1:45 pm Conducted by long-time
volunteer, Lisa Brandley. The class utilizes light weights for low-impact resistance training. Weights
are provided by the Sierra Madre Senior Center. It’s a great way to stay in shape and to
socialize with your peers.
Senior Citizens Club: Every Saturday at the Hart Park House (Senior Center). Brown bag lunch at
11:30am; Club meeting at Noon; Bingo 12:30- 3:30 pm. Only .25c per card… For more information
call Pat Birdsall at 626.355.7290.
UPCOMING EXCURSIONS:
Museum of Contemporary Art (Los Angeles)
Date: Friday, June 28, 2013
Time: 10:00am -2:30 pm
Meeting Location: Hart Park House Senior Center
Cost: $25.00 (does not include lunch)
Founded in 1979, MOCA is the only museum in Los Angeles devoted to exclusively to contemporary
art and is committed to the collection, presentation and interpretation of work produced since 1940
in all media. The educator-led guided tour highlights the various exhibits in a fun and exciting way
as well as provides the most information about MOCAA’s collection and current exhibitions. It is
recommended to bring $10-$15 for lunch.
Save the Dates!
Friday, July 12, 2013- Pageant of the Masters (evening excursion)
Friday, August 16, 2013- USS Iowa (San Pedro)
Registration can be done in person at the Hart Park House Senior Center & Community Recreation
Center or online at www.cityofsierramadre.com Cash, checks and credit cards are accepted. Make
checks payable to “City of Sierra Madre.” Payment must be made at the time of registration.
Senior Movie Program: FREE movies are chosen by the seniors themselves and shown on the
1st and 3rd Wednesdays of the month in Sierra Madre’s City Council Chambers, 232 W. Sierra Madre
Blvd., Sierra Madre. ~ Start time is 1:00pm ~
June 19th: Age of Champions (2011)
Sponsored by Humana: This is the award-winning documentary follows five competitors who sprint,
leap and swim for gold at the National Senior Olympics. You’ll meet a 100 year-old tennis champion,
86 year-old pole vaulter and rough-and-tumble basketball grandmothers as they discover the power
of the human spirit and triumph over the limitations of age. Not Rated Start time: 1:00 pm (run time
is 75 minutes)
Dear Savvy Senior:
Can you offer some tips on protecting seniors from
financial scams? My neighbor’s elderly mother was
recently swindled out of $10,000 and I want to
make sure my own mother is protected. Troubled
Daughter
Dear Troubled:
Financial scams that target the elderly continue
to be a big problem in the U.S. In fact, it’s estimated
that some 5 million Americans over age 60
are scammed out of roughly 3 billion every year.
Here are some tips that can help you spot a scam,
and what you can do to protect your mom.
Scam Watching
Spotting a scam or a con artist is not always easy
to do. They range from shady financial advisers
to slick-talking telemarketers to professional
caregivers and relatives who steal from the very
people they’re supposed to be looking after.
The most common scams targeting seniors today
come in the form of free-lunch seminars selling
dubious financial products, tricky/high-pressure
telemarketing calls, and endless junk mail peddling
free vacation packages, sweepstakes, phony
charity fundraisers and more. And, of course,
there’s the ongoing problem of identity theft,
Medicare fraud, door-to-door scams, credit card
theft, and Internet and email scams.
The best way to spot a scam is to help your mom
manage her finances, or at least monitor her accounts.
Reviewing her financial statements each
month can alert you to questionable checks,
credit card charges or large withdrawals.
If, however, she doesn’t want you looking at her
financial records, there are other clues. For example:
Is she getting a lot of junk mail for contests,
free trips, and sweepstakes? Is she receiving calls
from strangers offering awards or moneymaking
deals? Also notice if her spending habits have
changed, if she has complained about being short
of money lately, or has suddenly become secretive
or defensive about her finances. All these
may be signs of trouble.
Protect Your Parent
The most effective way to help protect your mom
is to alert her to the different kind of scams out
there. The easiest way to do this is by visiting the
Financial Fraud Enforcement Task Force website
(stopfraud.gov – click on “Protect Yourself”),
where you can get a rundown on the different
types of scams making the rounds these days.
The Better Business Bureau Scam Stopper site at
bbb.org/scam-stopper is another good resource.
If your mom doesn’t have access to a computer,
print out the materials yourself and use them to
start a conversation.
It’s also a good idea to keep close tabs on your
mom’s social circle. Has she acquired any questionable
new friends lately, or is she seeing anyone
who’s giving her advice, financial or otherwise?
Some other tips to protect her include reminding
her to never give out her Social Security number
or financial information unless she initiated the
contact and knows the institution.
Also, see if your mom would be willing to let you
sort her mail before she opens it so you can weed
out the junk. To reduce the junk mail and/or
email she gets, use the Direct Marketing Association
consumer opt-out service at dmachoice.org.
And to stop credit card and insurance offers, use
the Consumer Credit Reporting Industry opt-out
service at optoutprescreen.com or call 888-567-
8688 – they will ask for your mom’s Social Security
number and date of birth.
Also, register your mom’s home and cell phone
numbers on the National Do Not Call Registry
(donotcall.gov, 888-382-1222) to reduce telemarketers.
And help her get a free copy of her credit
report at annualcreditreport.com to make sure
she isn’t a victim of identity theft.
Report It
If you suspect your mom has gotten scammed
report it to your state securities regulator’s office
(see nasaa.org for contact information), or your
state’s Adult Protective Services agency (call 800-
677-1116 for contact information) that investigates
reports of elderly financial abuse.
Send your senior questions to: Savvy Senior, P.O. Box
5443, Norman, OK 73070, or visit SavvySenior.org. Jim
Miller is a contributor to the NBC Today show and author
of “The Savvy Senior” book.
COLD HEART, WARM WINGS
There are two
kinds of people:
those who cry at sad/touching
movies, and the stoic ones who don’t.
Usually most of the former group are
women, while the latter group are
predominantly men. There are a few
exceptions. I wouldn’t say that my
husband goes for sappy things, like
favorite sentimental songs or fluffy
greeting cards. Being a woman, I tend
to tear up more easily at poignant
moments than my husband. But all that ends when it comes to movies.
It’s become a joke with us that I have a heart of stone when watching tear-jerker films. I can watch
Tom Hanks leave Helen Hunt in “Cast Away,” Leonardo DiCaprio slip into the Atlantic in “Titanic,”
and Mel Gibson getting hacked up in “Braveheart,” all with a dry eye. About two minutes into the
big cry scene I’ll feel a nudge on my shoulder and hear my teary-eyed husband saying, “You have no
heart!” which always makes me laugh.
But it’s not true. There are plenty of movies that make me cry, no matter how many times I
watch them. Since I’m a closet old person, you might not recognize some of these iconic scenes:
Ronald Coleman embracing Jane Wyatt after making the harrowing return trek to Shangri La in “Lost
Horizon.” Carry Grant reconnects with his lost love, Deborah Kerr, and realizes she has become
wheelchair-bound in “An Affair to Remember.” In “Random Harvest,” Ronald Coleman returns
home, recovered from amnesia and recognizes his beloved wife. (You might notice a Ronald Coleman
theme in this list.) Yes, these scenes never fail to move me to tears.
However, I’ve found a recent short film that, after talking with others who’ve seen it, I’ve found that
I’m the only person who cries when watching it. You might not have seen the advertisement for the
BBC featuring flying penguins. If not, you must find it on You Tube! Watch it and tell me if it doesn’t
stir something within you. It starts with a reporter approaching a colony of dumpy penguins which
he says are unusual in their ability to fly! Then, sure enough, the blubbery birds start “running,” thrust
themselves onto the icy runway in a “launch” position, and then flap like crazy. More and more of
their colony join them and eventually lift off the ground! Suddenly the sky is filled with perfectly
streamlined penguin torpedoes flying through the air above the astonished reporter.
The camera pans back to show the colony soaring high above and around glaciers. The narrator
explains that these special penguins migrate from the icy wastes of the Arctic to the lush, tropical
rainforests of South America. The final few shots are of pudgy penguins lighting down in fruit trees
to the surprise of toucans and other rainforest fauna.
Of course, the commercial’s intent is for you to order this new BBC series, but I see it as a spiritual
analogy. This earth, with its many pains and sorrows can seem like a dead wasteland with no sign
of improvement or escape. Yet God takes the most undeserving people (myself being chief among
them) and has promised to transform our lowly bodies into glorified ones, and has given us the hope
of coming home to a place of such beauty and perfect happiness that we cannot now imagine. BBC
probably didn’t have this in mind when they produced this ad, but I tear up with joy every time I see
it!
SIERRA MADRE FARMERS MARKET
The Sierra Madre Farmer’s Market hours have changed to 3:00pm through 8:00pm
every Wednesday in fall and winter. Vendors include Dry Dock which has fresh
and wild caught fish, Rustic Loaf with artisan breads, Cutie Pie with fresh pies and
much more!
For those interested in being a vendor contact Melissa Farwell with Raw Inspirations
at 818-591-8161 ext. 806.
|